Informal Lending in the Philippines

Amount, ₱
800 000

Real assistance in obtaining a guaranteed loan, in exchange for a commission. Starting at 11% annual interest!

The fastest assistance is guaranteed for you to secure a loan on the same day you apply. We will navigate your application through a network of interested staff, bypassing strict checks. No need for income verification documents; just your Philippines national ID is required. Additional documents (like SSS, TIN, etc.) are welcome but not mandatory. Conflicts and issues with other banks are not a problem; everything is resolvable, and any credit history is acceptable. Contact us via email.

4 800 000 ₱
60 Months
11,00% p.a.

The best loan offers, contact us and see for yourself

We have been in business for a long time and have experience with various cases, even the toughest ones. Every unemployed individual has a chance to get a loan without the fear of being charged for documentation. We provide assistance throughout all regions of the Philippines, and only we offer the best terms. There are no age restrictions starting from 18 years old, and we work with all amounts. Don’t look elsewhere, you’ve found the right advertisement. Contact us!

200 000 ₱
84 Months
7,75% p.a.

Quick Assistance in Obtaining a Loan, We Work with Any Credit History

Private Loan with Attractive Terms! Any Loan Amounts! Quick and Guaranteed!

Key Conditions:
– Fixed interest rate (Tailored for each individual);
– Loan term up to 60 months. Early repayment is possible after using the loan for 3 months.
Minimum loan term from three months;
– Loan amount up to PHP 2,000,000 (Amounts up to PHP 3,000,000 can be considered on individual terms).

If you wish to obtain a loan, you need to:
1. Be a citizen of the Philippines and have permanent registration within the country.
2. Your age must be strictly not less than 20 years and not more than 70 years.

First step – Submit your application via email.

1 100 000 ₱
9 Months
15,75% p.a.

Get up to ₱5,000,000 with just two documents at the lowest interest rate

I offer financial loans at competitive terms. I am looking to work with serious, trustworthy, and responsible individuals. On my part, I guarantee a quick decision and provision of funds, while from your side, I expect a guarantee of timely loan repayment. The maximum loan amount is PHP 3,500,000 with a maximum term of 96 months (8 years) and an annual interest rate of 20%. Existing delinquencies, negative credit history, high credit load, and unofficial employment will not be obstacles for obtaining a loan from a private individual. Age restrictions: from 23 to 65 years old (at the time of loan repayment). No official income confirmation is required. Citizenship and permanent registration in the Philippines are mandatory. Loan arrangements are available across all regions of the Philippines. If my offer interests you, please contact me via email or use the “send message” form on this site.

420 000 ₱
120 Months
3,25% p.a.

Assistance in Obtaining a Bank Loan Without Advance Payments

Save time and stress by getting a loan with our help, regardless of your situation, up to ₱3,500,000. We individually assess each case, and even if you have significant challenges with your credit history and employment, we will definitely find a solution. We work with a single bank, with no upfront fees or deception, and the commission is paid upon approval. All information is kept confidential. Enjoy favorable loan terms with early repayment options available, and the purpose of the loan does not matter. Available from age 18, with no criminal record and no intermediaries involved.

3 600 000 ₱
120 Months
4,75% p.a.

We offer the best loan deals for borrowers with a negative credit history without upfront fees

We offer assistance in securing a loan even in challenging situations. We extend our services to remote regions and provinces. No advance payments or collateral required. The entire settlement is done only after you have received the loan. We provide a complete set of documents and transaction support. Loans are available with just 2 documents. Loan approval and disbursement in just one day. Call us or email us for more information.

50 000 ₱
54 Months
3,25% p.a.

Guaranteed assistance for all troubled borrowers with a negative history without upfront fees

The loan is provided immediately upon signing the documents in the presence of a notary. You can borrow up to 2,500,000 PHP without the need for collateral or proof of income. All you need is a valid ID and one other form of identification. Pay in equal monthly installments! We will discuss the interest rates with you during our conversation. The loan term can be up to 60 months. Available for Filipino citizens aged 21 to 65 years. No credit history check required. No calls to your workplace or income verification needed. No upfront payments.

90 000 ₱
2 Months
16,75% p.a.

How to Process Your Loan Application Without Rejection and No Advance Payment, Call Us, We Will Really Help!

Assistance in obtaining a loan regardless of your credit history. I work with clients from all regions online. To process the loan, you will need your passport and any other document confirming your identity. My clients receive their funds on the same day they apply. I will answer all your questions via email.

500 000 ₱
60 Months
15,25% p.a.

Genuine Assistance in Securing a Loan Through Banks

I offer personal loans with same-day approval at a fixed interest rate, with the option for early repayment and interest recalculation. The maximum loan amount available: PHP 3,500,000, with a loan term of up to 8 years. Interest rate: 20% per annum. I assure a hassle-free collaboration, without intermediaries or third parties. Your credit history and informal employment status do not matter. Personal meetings are arranged individually. I work with all regions of the Philippines. Borrower requirements: – Age from 23 to 65 years – A stable source of income – Permanent residency in the Philippines – A valid Philippine passport. Reach out via email or through the “contact us” form on this website.

12 500 ₱
9 Months
17,00% p.a.

Guaranteed Loan Approval Even with a Bad Credit History!

Banks turning you down? No problem. I can assist you in securing a cash loan at BDO Unibank. No advance payment is needed; just a 15% fee from the loan amount after you receive the funds. All you need is your ID and the ability to come to Manila for the loan processing. I have connections, so your credit history doesn’t matter.

1 900 000 ₱
84 Months
17,75% p.a.

Genuine Assistance for Quick Loan Approval at Low Interest Rates

I offer loans with interest. We will formalize it with a receipt. No credit history check required. I can provide a sum from my personal funds up to three million pesos. You can apply from any locality. All regions are serviced. Terms will be provided via email.

550 000 ₱
42 Months
5,50% p.a.

Loans Accessible to Everyone! Private Lending Without Guarantors or Documentation

We will help you get money in the shortest possible time. No upfront payments on your part and no credit history check. You sign a promissory note at a notary office during a meeting, and you receive the money. Installments up to 60 months if you wish. With a passport or any other document. Minimal time spent and maximum results. Everything is transparent. No collateral, guarantors, or advance payments! 18

200 000 ₱
72 Months
7,00% p.a.

Quick Assistance in Obtaining a Bank Loan, No Upfront Fees or Documentation

We offer assistance in securing a personal loan through our connections at the bank, without checking credit history or financial standing (any credit score, unemployed). We provide a customized lending program based on the desired loan amount and the complexity of the situation, strictly avoiding goods loans, card deposits, collateral, etc. — only cash. Loan amounts range from ₱100,000 to ₱7,000,000, with comfortable lending terms and a favorable annual interest rate, no insurance required. The loan is available exclusively to Filipino citizens aged 18 and above, with no restrictions based on place of residence or registration. All you need to do is provide two documents and specify the desired loan amount, and we’ll handle the rest: preparing the necessary document package (with no advance payments or prior purchases), submitting and processing your application at the bank on a turnkey basis. You only need to visit the bank branch to sign the approved loan documents and receive the funds. We work with all regions.

380 000 ₱
72 Months
6,25% p.a.

Affordable Loan at 3%

Borrow money from a private individual from PHP 300,000 to PHP 4,000,000 for all regions in the Philippines for ages 19 to 65. No collateral or upfront payments required. Fast processing with a loan agreement in just 1 hour. Credit history is not checked, and approval is possible even with existing delinquencies! All you need to receive funds is an ID, a second document, and a permanent address. Interested in more details? Email us.

7 500 ₱
30 Months
25,00% p.a.

Looking for an investor

I can assist with obtaining a consumer loan for large amounts. The process is done at a bank in your area. No collateral, no paperwork hassle, and no intermediaries involved. Since I work at the bank, I personally oversee your application until it’s fully and successfully approved. I’ll handle the entire set of documents, and there’s no charge for this. You just need to provide your ID for the application. I’ll deal with the bank’s security department on your behalf, resolving any issues – and there’s no fee for this either. Everything is straightforward: you receive the funds, and only then do you transfer my 10% fee for the expedited processing of your loan application and resolving any security issues. Neither long delays, blacklists, nor high credit loads are a problem. The entire process takes less than an hour. I work with all regions in the Philippines. Send your applications to my email. I’ll respond to everyone promptly.

4 600 000 ₱
18 Months
11,75% p.a.

Loan on card for anyone who needs quick cash.

Get cash from PHP 350,000 to PHP 6,000,000. We consider poor credit history (BLACK LIST), any complexity. We work through reliable channels and connections with our partner bank. No need to pay for certificates. Application with just two documents, no collateral required. Approval on the day of application. Disbursement time depends on the amount from 1 to 4 days. We work with both individuals and businesses. We have several loan programs at our disposal, allowing us to guarantee a positive outcome. Residency in any region of the Philippines. Age from 25 to 59 years. Must reside in Manila and surrounding areas (Mandatory condition!). The service is paid. Payment upon receipt.

45 000 ₱
96 Months
10,00% p.a.
Borrower Rating Rate Amount
Producers Savings Bank Corporation
5,0/5 0,7% 3 900 000 ₱
LOLC Bank Philippines, Inc.
4.8,0/5 1,5% 4 200 000 ₱
BPI Direct BanKo, Inc.
4.6,0/5 4,2% 100 000 ₱
Bank of Makati
4.7,0/5 14,8% 3 200 000 ₱
Philippine National Bank
4.5,0/5 13,9% 3 900 000 ₱
Philippine Bank of Communications
4.7,0/5 6,2% 4 900 000 ₱
Citibank Philippines
4.2,0/5 11,3% 2 900 000 ₱
China Banking Corporation
5,0/5 3,3% 1 600 000 ₱
Chang Hwa Commercial Bank LTD
4.7,0/5 11,1% 2 900 000 ₱
BDO Unibank
4.7,0/5 8,5% 2 700 000 ₱
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