April Lee-Tan
Updated 09.10.2025

Loans Despite Bad Credit History in Cotabato

Amount, ₱
800 000

Stress-Free Loans: Get Cash Regardless of Credit History, Overdues, or Burdens!

We offer accessible and transparent terms, with quick processing and disbursement of loan funds in your area. You can receive cash after signing the necessary documents at partner bank offices or companies across the Philippines. We work with clients who have negative and complex credit histories. Each situation will be considered individually, and we will find financing options. No advance payments are required; the procedure is simple: sign the loan agreement, collect the funds, and pay our fees. We operate swiftly, with a simplified and convenient process, and have representatives in areas where the bank is present. Contact us via email.

2 000 000 ₱
96 months
17,25% per annum

Quick Loans Available, Regardless of Credit History! 📂 in the ‘Refinancing’ Category

We can arrange a loan or assist you in obtaining funds through a loan agreement in the shortest time possible. We’ll guide you throughout the entire process until you sign the credit agreement with the bank or investor and receive the funds. We’ll consider all the details while selecting loan options, prepare you for the application, ensure the bank’s positive decision, and organize the disbursement. This process will take no more than two days and won’t require any expenses from you; we don’t sign prepaid contracts or charge for supposed work done. Our commission is only taken for the actual service provided, meaning once you have received the loan funds. We assist with almost any issues related to credit history, delays, or debts. We cater to all regions; please contact us via email.

400 000 ₱
10 months
5,75% per annum

Quick Cash Loan. Get the Amount You Need Fast.

We offer loans to residents and visitors in Manila. We’ll help you handle any financial situation. We make it easy for everyone to get a loan from local banks without any hassle. We take care of all the paperwork; all you need to do is call us and let us know the amount you’re interested in. We even consider options for those with existing overdue payments or a poor credit history.

300 000 ₱
1 months
19,75% per annum

We offer loan opportunities for borrowers with damaged credit history.

Bank loans for any purpose with interest rates starting at 9.9% annually, amounts up to 5,000,000 PHP. Contact us to apply with just two documents, no certificates or formalities needed. We professionally handle the entire process, preparing the client thoroughly for application.

650 000 ₱
96 months
5,25% per annum

Assistance for Borrowers with Credit Issues and Debt Load

To apply, have two documents on hand — an ID and any secondary document.
Possible loan amounts range from PHP 10,000 to PHP 6,000,000.
Get up to PHP 600,000 in just an hour and a half!
Up to PHP 1,300,000 in one calendar day!
Up to PHP 6,000,000 in two to three days!
Pay commission only after receiving cash in hand!
We handle any employment-related questions if necessary.
Call us, we’re here to help!
09

40 000 ₱
36 months
21,00% per annum

Funds for Your Goals. Same Day Processing. Available for Everyone.

Hello! I offer private lending services! I am an official representative of verified investors, and there’s no need for an upfront payment. Large amounts up to ₱300,000 for any purpose! No extra documents or certificates required! Loan amounts are considered from a private individual, which means a minimal interest rate that no bank will offer. We can discuss the payment schedule individually, and you can choose the payment date yourself. Unofficial income is acceptable. High approval rate; credit history and the purpose of your request are of secondary importance, no collateral needed. I am here to help you, having been in this business for quite a long time. Please send your application via email or give me a call.

80 000 ₱
48 months
18,75% per annum

Assistance in Obtaining Funds, Regardless of History, Up to 4 Million PHP for Everyone.

A private investor is ready to finance Filipino citizens on the most favorable terms. The arrangement is notarized. The maximum amount does not exceed 1,500,000 pesos in a single transaction. You need to submit an application via email. I respond within an hour. The process of receiving money does not take much time. Get your money today.

40 000 ₱
48 months
17,00% per annum

SAME-DAY LOAN! UP TO ₱5 MILLION! AVAILABLE NATIONWIDE! BAD CREDIT WELCOME, NO UPFRONT FEES OR INSURANCE!

We provide assistance in securing loans even if banks have denied you due to poor credit history, existing loans, overdue payments, or high debt load. We work with citizens aged 18 to 65. We help you obtain amounts up to PHP 4,000,000. We offer the lowest possible interest rates. We officially sign a service contract outlining your rights and our responsibilities. No upfront fees required. We are ready to help you tackle challenging situations. Feel free to contact us anytime; we are here for you every day.

5 000 000 ₱
72 months
8,00% per annum

Cash loan from ₱400,000.

Hello. I am offering financial assistance to individuals specifically seeking a private investor. As a lender, I am ready to help you without any upfront fees, notary requirements, commissions, or other complications. I can provide loans of up to two million Philippine Pesos at an annual interest rate of 16 – 19 percent. Please contact me ONLY through the specified email address. In text messages (using the phone number provided in the ad), you should only send your email address. No calls are necessary, as the phone number is for current borrowers only.

280 000 ₱
3 months
7,00% per annum

Loan Approval Up to ₱4,000,000

Get cash today. Facing credit issues? Struggling to secure a mortgage? Burdened by debts? We provide assistance in these situations. And our help comes with no upfront fees or commissions. Access up to millions of pesos on your card within half an hour. We don’t care about your credit history. Given you’re here, it’s evident your credit history is damaged. We transfer the money ourselves, without sending applications to banks. It’s a discreet process available strictly to responsible individuals. To understand the terms for receiving money without upfront fees, send an application to our email for funds available in an hour. Reach out to us; we work every day without breaks.

4 400 000 ₱
120 months
19,75% per annum

Loan from a Private Investor

We are not a private organization, a microfinance institution, or loan sharks. We don’t have high-interest rates or require upfront payments. We are individuals who are capable of helping you in difficult situations. We can assist in arranging a loan of up to 3,000,000 pesos without any collateral or guarantors, available to all Filipino citizens. You can receive the necessary amount in just one day. Call us or send us an email!

340 000 ₱
96 months
12,75% per annum

Borrow Money Privately on Favorable Terms for Every Borrower!

I am willing to lend money to responsible and serious individuals. I can provide the necessary amount from my personal funds. I am here to help anyone in need by offering urgent financial assistance. Your credit history does not matter, and the region is not important. I can transfer the money to your card today. Please contact me via email.

360 000 ₱
6 months
20,25% per annum

Loan from a Private Individual. No Advance Payments. Serving All Regions of the Philippines.

If you’re tired of running around banks, waiting for responses, and getting denied for loans, we can help. Every new rejection only makes the situation more difficult, especially if your credit history is already tarnished. Your attempts to secure a loan on your own may not yield results. Reach out to us, and we’ll assist you in obtaining a loan with the direct cooperation of bank staff, ensuring there are no futile applications or mass emails, as we work exclusively with one bank. We charge up to 25% of the loan amount for our services. We operate in all regions and assist in challenging circumstances, even if there are outstanding debts or obligations with other banks. Contact us via email.

440 000 ₱
72 months
25,50% per annum

Pre-New Year Assistance for Obtaining a Loan Without Advance Payments

Get a loan ranging from 250,000 to 1,500,000 PHP with just your ID. Approval within an hour. We understand and work through various challenges during the application process:
– Zero or poor credit history.
– No official employment.
– High debt load.
We have established, strong connections with several partner banks, minimizing all risks.
We offer cash loans to Filipino citizens aged 25 to 59. Residency required in any region, except for certain restricted areas.
Loan disbursement within 1-2 days. Service fees are payable on the day of loan approval. We guarantee successful transactions, as we are confident in the positive outcome.

35 000 ₱
6 months
15,75% per annum

Complete Lending Process, We’ll Handle Everything, Any Credit History Welcome.

Our reputable large bank offers consumer loans for your desired term in cash. We provide guaranteed assistance in processing applications directly through the credit department in cooperation with the security service, without intermediaries or wasted time. Regardless of your credit history, you can access significant loan amounts without the usual credit scoring checks. We offer effective support if you’ve faced challenges in securing your desired outcome, except for legal proceedings. Our services are also available through the bank’s regional branches.

40 000 ₱
1 months
8,50% per annum

EXCLUSIVELY WITH US: DEFERRED FIRST PAYMENT AND LOAN HOLIDAYS! NO ADVANCE PAYMENTS, COLLATERAL, OR FEES

We offer assistance in obtaining a loan across all regions! If your credit history is less than perfect and banks keep denying your applications, you have come to the right place. We provide services for amounts ranging from PHP 150,000 to PHP 5 million. Our services are available for the following individuals: • Those who have had payment delays of 30 days or more; • People who are employed informally; • Individuals whose income does not allow them to secure large loans from banks; • Borrowers with unresolved court orders. • We assist citizens with unofficial employment; • We have a wide network of partner banks. Why choose us? The answer is clear — without gathering documents or visiting banks, you receive the needed amount in a short time. Quick processing and low rates are the principles of our work! We help solve your financial issues on the same day! We look forward to your inquiries!

25 000 ₱
1 months
18,50% per annum
Borrower Rating Interest rate Amount
Pera Po Lending Corporation
4.5,0/5 5,2% 2 900 000 ₱
Urban Bank
4.8,0/5 3,7% 1 200 000 ₱
Allied Bank
4.5,0/5 13,9% 400 000 ₱
Isla Bank (a thrift bank)
4.6,0/5 1,6% 4 700 000 ₱
China Bank Savings
4.3,0/5 7,2% 3 500 000 ₱
United Overseas Bank Limited
4.8,0/5 14% 4 900 000 ₱
Security Bank Corporation
4.1,0/5 0,4% 4 400 000 ₱
MUFG Bank, Ltd.
4.1,0/5 6,1% 4 800 000 ₱
Maybank Philippines, Inc.
5,0/5 3,9% 3 700 000 ₱
Development Bank of the Philippines
4.8,0/5 0,4% 2 100 000 ₱
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email