April Lee-Tan
Updated 09.10.2025

Loans with Bad Credit History in Bacolod

Amount, ₱
800 000

We will help you obtain a consumer loan through connections with banks, no credit check and no upfront fees.

— No merchandise loans, card schemes, or random bank mailings, only genuine results. — A reliable and established bank partner, one of the largest in the Philippines, with our own employee in a managerial position. — Requirements: Philippine citizenship, any regional registration, age 19 or older. Official employment is not required, and we will consider any credit history, even the most challenging. — Our commitment: guarantees and reliability, genuine results in the shortest time. A unique method for processing credit applications through the bank, with full support. — Credit limits range from PHP 50,000 to PHP 1,000,000, with competitive interest rates, no collateral or guarantors required. Contact via email

2 000 000 ₱
36 months
6,50% per annum

We will assist you in obtaining a loan even if you have existing overdue loans

Borrow money for a long term. Up to 6 years. Up to 15,000,000 pesos at 15% per annum from a private individual. No monthly payments. No income statements or guarantors required. With 2 documents in 1 hour. Review in 10 minutes. For those with a poor credit history and open delinquencies. For individuals over 19 years old. Only for Filipino citizens with permanent residency.

150 000 ₱
72 months
15,75% per annum

We ensure our clients get a loan from one of the stable banks with minimum paperwork.

If you need professional and quick financial assistance, then contact us immediately! With us, you can apply for a loan, find a credit option with favorable conditions, and with our help, refinance all your loans by consolidating them into one payment at a lower interest rate. We operate without upfront fees or hidden charges and serve all regions. Bad credit history or overdue payments are not an issue, as we handle everything on a case-by-case basis. Email us, and we will be happy to assist you.

210 000 ₱
72 months
12,50% per annum

Providing Loans Even for Those with Delinquencies, Genuine Assistance

Offering cash loans to individuals nationwide across the Philippines. Assisting those with poor credit history. Only two main documents required. No need for certificates, collateral, or guarantors. Options for remote application and early repayment available. For more detailed information, please contact my email.

120 000 ₱
48 months
18,25% per annum

Borrow Money Easily with Just Your Passport.

Have you been rejected everywhere and have a bad credit history? We can help you with that; almost everyone gets a loan by reaching out to us. We work even with open delinquencies and if you don’t have formal employment. We don’t spam banks with applications, only targeted submissions without any hidden catches. We require two documents from you, your presence at the bank, and our commission after receiving the funds.

1 000 000 ₱
1 months
29,75% per annum

Funds from a Reliable Investor Available Same Day from 200,000 PHP

Bank lending for Filipino citizens aged 21 and above on simple and understandable terms. No upfront fees for contract arrangement, bank approval, or any hypothetical services. We charge a commission solely upon the successful receipt of borrowed funds by the client. We guarantee loan issuance regardless of the borrower’s credit history status. We collaborate with several banks and submit applications bypassing all formalities and bureaucracy with just two documents, no certificates or employment records needed. Please contact us via email.

120 000 ₱
2 months
5,00% per annum

Get PHP 2,000,000 in just 1 day with only two documents, with help from our bank staff!

Hello! We can assist you in obtaining a loan quickly. We work with both open and closed arrears. Whether you have an official income or not, it’s not an issue. No insurance or unnecessary fees involved! No collateral or guarantors required. You can receive your loan on the same day. Don’t waste your time and energy, get your loan today!

500 000 ₱
12 months
14,25% per annum

Borrow Money in Just 1 Hour

I offer urgent loans directly to your card from my own funds. Approval is guaranteed for everyone. I do not collaborate with banks. No one will be denied. Only genuine assistance. A positive outcome is guaranteed. Overdue payments and poor credit history are not a problem. Contact me via email.

280 000 ₱
1 months
8,25% per annum

Loans and Financing with Two Documents, Genuine Assistance in Cash Acquisition

I offer a private loan to individuals under the following terms: Amount up to 500,000 PHP for a period of 24 months, with the possibility of contract extension. The interest rate is calculated individually and, depending on the borrower’s credit history, ranges from 20% to 50% per year. The loan is formalized with a notarized agreement between individuals. Requirements for applicants seeking funds: Philippine citizenship, age up to 65 years, with no criminal record and no health issues. A stable source of income is required.

12 500 ₱
3 months
4,25% per annum

There is always a way out – we offer loans

I offer the safest and most advantageous loan option for borrowers with any credit load and history. We will provide you with a loan package that meets your interests, including the amount, minimum interest rate, and loan term. From our side, you will have full control over the entire process, from application to loan disbursement. Loan amounts of up to 7,000,000 PHP are available, with no requirement for collateral or guarantors. Our clients can be residents living in Manila and its surrounding areas, with registration in any region of the Philippines. Age range from 25 to 59 years. Our service fee is based on results. Reach out to us for assistance, and you are guaranteed to receive the money you desire.

2 300 000 ₱
10 months
3,50% per annum

We can help you get a loan with just two documents

Get up to 4,000,000 pesos today from a private individual. I don’t require proof of your financial status, guarantors, collateral, or official employment. To grant you a loan, I need your ID, email, and trustworthiness. I will provide all necessary documents and arrange the transaction through a contract. The interest rate is lower than the bank’s. Enjoy all the benefits of private lending with no hidden pitfalls! I will review your application today, feel free to reach out, I’m available.
phone number
15

130 000 ₱
24 months
21,25% per annum

We offer favorable loan conditions. No collateral and guarantors needed

Real assistance in obtaining a loan without upfront payments! Funds are quickly disbursed, up to 2,000,000 pesos with a low interest rate for citizens of the Philippines. We work with individuals aged 18 to 68 with minimal documentation required! No proof of income or guarantors needed. Open and closed bank debts do not affect the decision.

We consider difficult cases with poor credit history!

Collaborating across regions!

Extensive experience, working with many banks.

For more details, you can inquire by phone or submit an application via email.

5 000 000 ₱
54 months
15,00% per annum

Urgent loan through SB Bank! Genuine assistance in approval up to ₱10,000,000!

The chance to use the funds for any personal needs
Significant time savings in the loan application process
Eligible for a loan even without formal employment or if your salary is below average
No need to visit numerous offices to obtain documentation
To receive a loan without extra paperwork, only an ID is needed

100 000 ₱
84 months
8,75% per annum

Options for Modifying Existing Loan Terms

A private investor offers loans without advance payment. Loans are provided to responsible clients directly, on terms favorable to both parties. Cash is available on the day of application from PHP 350,000 to PHP 4 million, without any investments or collateral requirements. Loans can be secured in person in Manila, Cebu City, Davao City, or Quezon City. No income verification or employment documents are required. I am interested in creditworthy borrowers aged 21 and above. Please email me; I will review your inquiry promptly and assist everyone.

850 000 ₱
48 months
5,25% per annum

Get a Loan Without Paperwork or Hidden Fees, Even with Bad Credit History

We offer comprehensive assistance in obtaining funds through bank and private loans. Both loan options are equally accessible to all categories of borrowers, including those with existing debts, unofficially employed individuals, and those with low credit scores. No expenses are required from the borrower until the actual receipt of funds. Only two documents are needed for processing, without the need for income statements or collateral. We operate throughout the Philippines and have representatives in various regions. Please contact us via email.

10 000 ₱
54 months
12,00% per annum

We provide assistance in obtaining a loan in Manila up to ₱500,000!

Assistance in obtaining a loan through a partner program at the bank, even with a damaged credit history. There is an opportunity to secure an amount from PHP 500,000 to PHP 4,000,000, without collateral and guarantors. Receive a positive decision within one day. There are also offers from investors and private lenders. All terms are discussed on an individual basis. To provide services, you must be a Philippine citizen, aged between 24 and 60 years. If you need assistance, please call. I do not communicate via email. A personal meeting is essential. Payment for the work done is required upon receiving the loan, in cash.

2 100 000 ₱
30 months
14,75% per annum
Borrower Rating Interest rate Amount
Yoursun Lending Company Inc
4.1,0/5 3,5% 3 300 000 ₱
Standard Chartered Bank Philippines
4.5,0/5 5% 5 000 000 ₱
Philippine Business Bank
4.7,0/5 0,3% 2 700 000 ₱
City Savings Bank
4.4,0/5 8,4% 4 100 000 ₱
AllBank, Inc.
4.5,0/5 14,9% 3 400 000 ₱
Shinhan Bank
4.2,0/5 1,3% 3 000 000 ₱
Philippine National Bank
4.8,0/5 12,9% 600 000 ₱
Bank of China – Manila Branch
4.3,0/5 12% 1 000 000 ₱
Prince Bank
4.8,0/5 8,7% 1 700 000 ₱
American Express Bank – Manila Branch
4.5,0/5 3,6% 1 800 000 ₱
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