April Lee-Tan
Updated 09.10.2025

Loans for Those with Bad Credit History in Baguio

Amount, ₱
800 000

We offer loans with interest

A manager from a leading Filipino bank is ready to offer loans to Filipino citizens (up to PHP 3,000,000 at 10.9%) with NO upfront fees. The transparency of the deal is ensured with a clear contract without hidden terms. We consider any credit history. High approval rate, even with a low credit score. For more details, please contact us by phone.

2 600 000 ₱
54 months
13,75% per annum

Immediate Loan on the Day of Application

I offer assistance in securing bank loans ranging from PHP 500,000 to PHP 6 million. This service is available even if you: – Cannot provide proof of income (assisting the unemployed and those working unofficially) – Have multiple existing loans (we can refinance your current loans to lower your payments) – Face bank rejections (I will ensure approval of your application, even with a low credit score) – Are borrowers with no credit history. I consider clients with residency in the Philippines, and you must be currently living in Manila and surrounding areas. Applicants should be between the ages of 24 and 60. No upfront fees. Payment for services is due upon successful acquisition of the loan. Personal meetings and full support throughout the process.

700 000 ₱
48 months
24,75% per annum

Assistance in Securing a Loan in Difficult Situations. Guaranteed Approval.

We promptly assist in obtaining a loan with just two documents. Avoid the hassle of visiting banks, collecting or purchasing documents, making advance payments upon signing the contract, or paying for supposed bank approval. We don’t take any prepayments under any circumstances. We genuinely make it easy and fast to arrange and organize the issuance of a loan in your region of residence. It doesn’t matter if your credit history is damaged; if you reach out to us, we guarantee that we will help you secure a loan. Send your applications to our contact email.

1 000 000 ₱
84 months
12,25% per annum

Assistance with credit funds without advance payment or collateral.

Hello! I offer private lending services! I operate honestly and transparently! Loans are provided at an annual interest rate of 15%! Available for individuals aged 18 and above! Loan terms range from 3 to 60 months! Amounts are tailored to your request, from PHP 300,000 to PHP 4,000,000. Only Philippine citizens are eligible. No formal employment required.

Your application will be reviewed quickly! You can receive the loan on the same day you apply! No upfront payments or additional fees required! Send me an email and submit your application! I look forward to a successful partnership!

Submit your applications by email anytime.

12 500 ₱
30 months
11,00% per annum

Private Investor Offering Immediate Unsecured Loans

A loan with reasonable terms. Apply online, quickly, and remotely. Just with your ID. No unnecessary questions. You simply submit an application and receive a transfer to your card. It’s straightforward and convenient for citizens from any region. Inquiries via email.

25 000 ₱
60 months
15,25% per annum

Lending up to PHP 20 million at 11% per annum.

We offer loans in all regions, regardless of your location. We have the capability to arrange a loan and subsequent disbursement in your city. Within 2-3 days, we can secure approval for your loan application. We guarantee loan approval even with outstanding arrears and more complex histories. Our service fees depend on the complexity of your situation. No advance payments required. Call us!

1 500 000 ₱
42 months
9,00% per annum

Credit Approval Assistance. Help with Bad Credit History and Debt Load.

We work at a bank and offer guaranteed assistance in obtaining a mortgage. It’s possible to get one without an initial down payment. No income verification is required. Loan amounts are available up to PHP 200,000,000 for a term of up to 30 years. Interest rates start at 3%. We work with unemployed pensioners and individuals with a complicated credit history. Absolutely no upfront payment is needed. No certificates or guarantors required. We provide all necessary documents for free. There is no need to buy or pay for anything in advance. All we need from you is your ID. The entire process is conducted remotely. You don’t need to visit any banks. We handle everything ourselves, including filling out forms and dealing with documentation. We submit everything directly to the bank and handle all negotiations. You receive the final result. Our commission is only payable after a positive resolution. Decisions can be made as quickly as the next day.

150 000 ₱
84 months
13,50% per annum

We Can Assist Even If You’ve Been Denied by Banks and MFIs

Experienced professionals with years of expertise in the financial and banking sectors are here to offer you a comprehensive range of services to help you find the right financial product. Loan amounts are within reasonable limits, tailored to your situation. We assist many, even those who have lost hope! We will help, facilitate, provide, and advise. From PHP 250,000 to PHP 5,000,000. All fees and charges are payable upon completion. Contact us via email or phone. We look forward to hearing from you.

2 600 000 ₱
1 months
23,00% per annum

Financial assistance available on the same day! Your credit history and delays do not matter – we work with any credit profile, no need for employment certificates or income verification.

No upfront fees or insurance required. Offering loans with guaranteed approval from my personal savings. On favorable terms from PHP 350,000 to PHP 4,700,000.
For individuals aged 19 and above with valid ID.
Interest rates are significantly lower than banks!
The application process takes only thirty minutes. Positive decisions for most citizens from any region of the Philippines, regardless of issues, including unemployed individuals, those with bad credit history, or outstanding debts. Funds are disbursed on the same day as application!
For more details and the specific process for your loan application, please inquire via email.

10 000 ₱
120 months
7,75% per annum

Genuine Assistance in Securing a Loan

Attention! If you need assistance in obtaining a loan, call me, and I will help you, as I am not a middleman but an employee of the bank, which gives me the ability to assist with approval. Your credit history and employment status do not matter. Call, and you are guaranteed to receive a loan.

3 600 000 ₱
9 months
5,75% per annum

Loan for Overdue Payments and Bad Credit History

We offer assistance in approving loans under special conditions with a guarantee of issuance, even if the borrower has current arrears in banks, a high debt load, or a damaged credit history. You may be approved for an amount up to 5,000,000 pesos, without collateral. The term is up to 84 months. Requirements for borrowers: – Citizenship of the Philippines, residence in any region. – Age from 27 to 62 years. – Application and issuance with an ID card and a second document. – No criminal record. Issuance is carried out under full control and with personal accompaniment at your bank. Actual presence for receipt in Manila. Call us.

2 300 000 ₱
15 months
13,75% per annum

Personalized Cash Loans with Passport Verification.

APPLY ONLINE WITHOUT VISITING THE BANK. GET YOUR LOAN DIRECTLY TO YOUR CARD! This offer is for those who need a loan today. I assist clients with any credit history, high credit loads, and outstanding payments, even if you are not officially employed. I operate honestly, without imposing commissions or insurance fees. No need for documents or fees. ALL YOU NEED IS YOUR ID! I guarantee assistance to everyone who reaches out. Contact via EMAIL (provided in the contacts), and you’ll have your funds today.

120 000 ₱
18 months
4,25% per annum

Genuine Loan with Promissory Note! No Advance Payments Required!

Applying for and obtaining a bank loan without certificates and additional documents, only a passport is required. No mass mailing, a clear targeted approach to one bank, where we can ensure a positive application decision, even if the credit history is damaged. Amounts up to 4,000,000 pesos for a period of up to 7 years, annual rate from 12%. We work with all regions where our bank has branches. We charge up to 25% of the amount issued by the bank for our services. Real assistance, guaranteed results, the entire process from application submission to disbursement of loan funds takes no more than two days. Contact us via email.

2 900 000 ₱
18 months
22,25% per annum

Get a Loan Quickly and Easily at a Reasonable Rate

Private investor services for individuals and businesses. Regardless of the complexity of your situation, I am ready to offer private lending at a small interest rate. No documentation required. You can submit your application via WhatsApp.

400 000 ₱
84 months
4,00% per annum

Guaranteed Loan Approval in 1 Day for Up to ₱5 Million

If you’re reaching out to us, it means you can get the loan you need easily and without hassle, legally and securely. We do not engage in mass mailings, sell fake certificates, push insurance policies, or charge for contracts. We charge a service fee only after you receive the loan amount. We operate across all regions of the country, assisting borrowers with any kind of credit history, whether bad, nonexistent, or otherwise. We offer loans up to PHP 5,000,000 with just two documents, without the need for income verification, and approval can be as quick as the next day after application submission. Applications are accepted via the email provided in the contacts section.

140 000 ₱
84 months
24,75% per annum

Loan up to PHP 500,000, no upfront fees or charges, under ‘personal loan’ category.

I provide quick assistance in obtaining a loan! I work with borrowers from any region of the Philippines. You choose the loan term and the amount you need yourself!
100% real assistance without advance payment!
— No collateral;
— No rejection;
— No guarantors;
— No advance fees;
— No checks.
Don’t waste time, send your application to the email!

2 900 000 ₱
48 months
23,00% per annum
Borrower Rating Interest rate Amount
Family Savings Bank
4.5,0/5 4,5% 4 300 000 ₱
Equitable Bank
4.2,0/5 3% 5 000 000 ₱
Agribusiness Rural Bank
4.5,0/5 0,7% 4 500 000 ₱
Producers Savings Bank Corporation
5,0/5 3% 3 100 000 ₱
Makiling Development Bank Corporation
5,0/5 5,8% 300 000 ₱
Isla Bank (a thrift bank)
4.4,0/5 14,3% 2 300 000 ₱
AllBank, Inc.
4.2,0/5 2,2% 3 700 000 ₱
Philippine Veterans Bank
5,0/5 1,9% 100 000 ₱
Industrial Bank of Korea Manila Branch
4.4,0/5 13,7% 2 600 000 ₱
Citibank Philippines
4.6,0/5 12,1% 2 200 000 ₱
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