April Lee-Tan
Updated 09.10.2025

Loans despite bad credit history in Biñan

Amount, ₱
800 000

Loan tailored to individual conditions, dependent on client situation, assistance for debtors

Pre-New Year loans with minimal interest rates and clear contract terms are available to all categories of borrowers, regardless of credit rating, region of residence, or employment status. There are no shady offers or approval fees; our commission is paid after you receive the loan funds in hand. Reach out via the contact email and you are guaranteed to receive the required amount within one to two days.

1 700 000 ₱
6 months
4,00% per annum

Cash in hand, no upfront fees or acceptance needed, available in the Philippines

Get a favorable and guaranteed loan of up to PHP 2,000,000. Only two documents needed, no employment verification required. Available even for borrowers on a stop list, with open delinquencies in banks and microfinance organizations, high debt load, and low credit score. Approval within the day. Issuance through your bank. Support at the necessary level. A tried and tested issuance process. Fully legal and legitimate. No collateral needed. Permanent residency of the borrower required in any region of the Philippines. Age from 24 to 59 years. The main requirement is no criminal record or declared bankruptcy. Issuance strictly in Manila. This offer is valid until the end of July. Thereafter, the maximum amount will be reduced. Payment upon completion.

200 000 ₱
120 months
5,00% per annum

Cash loan on the day of application, regardless of history and arrears.

Tired of constant rejections from banks? Our team of professionals will quickly and efficiently assist you in obtaining a cash loan without any documentation, even if you have a terrible credit history! We help everyone! We work with overdue loans, retirees, and the unemployed. Approval for 99.9% of requests for any needed amounts up to PHP 5,000,000 with only two documents in Manila or Cebu City. The bank interest rate is 10% per annum. We only work through our bank security specialists, who advocate for your application. We build our reputation on results. Services are paid only upon receipt of funds (10%). Call now! Helping you is our job.

3 000 000 ₱
54 months
6,00% per annum

No Collateral and Guarantors Needed for up to 1,000,000 PHP!

Urgent approval at our bank. Need a loan? You can get it as soon as tomorrow, with only two documents required from you. Assistance for unemployed individuals and those with existing loans and poor credit histories through the bank’s security department, with amounts up to PHP 5,000,000. We assist in arranging funds for all Filipino citizens aged 21 and above, residing in Manila or Cebu, or willing to travel. One bank! INTEREST RATE 10% PER ANNUM! Best offer of the year!

300 000 ₱
15 months
16,00% per annum

Get a Loan Without Collateral – Possible Even with a Poor Credit History.

We offer the quickest assistance in obtaining a personal loan, with amounts up to 2,000,000 pesos processed on the day of application and arranged for receipt in the borrower’s area of residence. We work successfully even with borrowers who have overdue payments and a high credit burden. Contact us via email.

480 000 ₱
120 months
26,00% per annum

Borrow Money from a Private Lender. Secured by Real Estate! With Poor Credit History and Delays!

We operate with integrity. We provide genuine assistance in obtaining bank loans. Loan terms are negotiated with partner banks. Applications are reviewed within an hour. We accept any credit history. Minimal document requirements. We have our own channels and ready-made, effective solutions for loan offers. Approval is guaranteed. Loan amounts up to PHP 4,000,000. Amounts up to PHP 1,000,000 can be received on the same day upon positive approval. Borrowers need to have permanent registration in any region of the Philippines, excluding Mindanao. Age requirement: 26 to 60 years old. Payment for services is due upon completion. Call and contact us now.

950 000 ₱
30 months
13,75% per annum

Apply now and get a loan today without upfront fees and running around banks

We offer loan processing and approval with a guarantee.
— Available to Filipino citizens.
— Loan amounts up to PHP 3 million.
— No official employment or proof of employment required.
— Lenient credit history requirements. (Assistance provided for any delays in payments)
— Payment for services after successful completion of the process.
— No remote services (personal presence required for loan issuance).
— Assistance provided until completion of the transaction.
— For ages 26 – 59.
— Available to residents in any region of the Philippines.

100 000 ₱
24 months
16,50% per annum

We can help you get a loan, even if banks refuse you, with a bad credit history and in other difficult situations.

All regions! We offer lending services. Money, loans, and credits for the population in large amounts starting from 100,000 pesos with minimal documentation: ID card + insurance certificate. We do not require work confirmations or certificates. We work with Filipino citizens who have reached the age of majority. A stable income is a mandatory requirement, and employment can be informal.

27 500 ₱
42 months
20,00% per annum

Loans Together, Accessible and Fast in Any Situation

We find solutions even in the toughest situations. We offer cash loans from a single bank ranging from 50,000 to 2.5 million pesos. We save you from the tedious trips to different banks. If approved, we finalize the loan process in just one day. We can help even if: – You’ve been rejected several times. – You have multiple existing obligations with banks. – You have no collateral or guarantors. – The borrower has a poor credit history. – There are existing debts with collectors. We consider clients with residency in the Philippines.

200 000 ₱
12 months
5,25% per annum

Loan Approval with Bad Credit History

We assist those who are unemployed or on a stop-list. Your credit history doesn’t matter to us; we work with any history. We provide assistance in every region and every city. The amounts can vary, and the terms are flexible. You can receive a loan today by submitting an application to us. The main requirement is that you are a citizen of the Philippines with a registered address.

800 000 ₱
48 months
25,00% per annum

Assistance in Obtaining a Loan Without Credit Check and Advance Payments

Established and trusted connections at the bank will welcome and guide you through the process. No upfront payments, collateral, or guarantors required. We consider late payments, financial burdens, alimony, and zero credit history, among other situations. From age 21, with loans ranging from PHP 150,000 to PHP 4,700,000. Fast, efficient, and most importantly, delivering the results you need. Call us.

10 000 ₱
9 months
14,75% per annum

Guaranteed Loan Approval Through Personal Connections in Various Banks! Only Passport and One Additional Document Required!

We offer quick assistance in obtaining a bank loan for amounts up to 5,000,000 pesos. Our service is comprehensive, providing full support and guidance until the loan is disbursed to you at the bank counter. No upfront payments are required, and we don’t charge anything until the loan is approved and disbursed. We work with various banks and different loan amounts, considering all client preferences to determine the most suitable loan option. This is not a mass email campaign; we only collaborate with banks where we have strong support from current employees. Any credit history is acceptable, including past due accounts. Our commission is between 10% to 15% after the loan is issued. Please contact us via email for more information.

550 000 ₱
60 months
12,00% per annum

Bank loan on the day of application, available for all regions, any credit history

We offer loans even if you have existing overdue payments. Our comprehensive application monitoring ensures a 100% chance of loan approval. The process takes just one day. We handle the paperwork, you receive the loan! Contact us via email or phone!

500 000 ₱
60 months
8,75% per annum

Quick Access to Real Cash with Two Documents, No Upfront Fees or Hassle

If you urgently need cash, we’re here to help.
If you’re struggling to get a loan, come to us.
No employment certificate? No problem, we can assist you.
We help you secure loans without upfront fees or unnecessary hassle.
We handle amounts up to PHP 10,000,000 nationwide.
Reach out to us, we’re here to assist you.

1 700 000 ₱
84 months
21,00% per annum

Affordable bank loans with favorable terms, no upfront payments, fees, collateral, or guarantors!

It’s uncertain how long the quarantine will last, and staying home without money is tough. What to do? How to survive? Existing loans are weighing down, there’s no money, and the bank won’t give any more. There’s always a way out. Contact us, and we’ll send you the terms for getting a loan credited directly to your bank account—no advance payments, no delays, and no collateral required. We provide money regardless of your current loan situation or credit score. Even if you’re on a stop list or have overdue payments, we can help. Your financial future is in your hands. People from any region can reach out to us, as we work remotely across the Philippines. Reach out; there’s no reason to sit without money.

35 000 ₱
24 months
18,50% per annum
Borrower Rating Interest rate Amount
Fcash Global Lending INC.
5,0/5 8% 1 400 000 ₱
Standard Chartered Bank Philippines
4.5,0/5 4,7% 1 600 000 ₱
AMA Rural Bank of Mandaluyong, Inc.
4.7,0/5 12,7% 900 000 ₱
GoTyme Bank Digital Bank
4.1,0/5 2,3% 2 800 000 ₱
Equicom Savings Bank (Equicom)
4.7,0/5 3,3% 5 000 000 ₱
Rizal Commercial Banking Corporation
4.5,0/5 3,7% 1 700 000 ₱
Philippine Bank of Communications
4.5,0/5 2,5% 4 600 000 ₱
Industrial Bank of Korea Manila Branch
4.7,0/5 4% 1 100 000 ₱
Citibank Philippines
4.5,0/5 10,7% 4 200 000 ₱
Bank of the Philippine Islands
4.3,0/5 8,3% 5 000 000 ₱
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