April Lee-Tan
Updated 09.10.2025

Loans for Bad Credit in Cagayan de Oro

Amount, ₱
800 000

I am offering financial assistance with interest.

I offer personal loans. I can transfer money to your card, GCash, bank account, and more. Receive the loan in the way most convenient for you. The process is entirely online, so you can apply for financial assistance from any location. For more detailed information, please contact me via email. Feel free to reach out.

500 000 ₱
72 months
29,75% per annum

Assistance in Obtaining a Loan with Bad Credit and Open Delinquencies. Complete Processing Service.

I offer loans with interest to people from any region. Approval is guaranteed for everyone, one hundred percent assurance of receiving the funds. All you need is your ID and TIN. Reach out quickly, this offer is limited.

40 000 ₱
96 months
19,25% per annum

Quick Cash Loans Straight to Your Bank Account in Minutes!

I offer financial assistance for obtaining loans across all regions of the Philippines.

Minimal requirements, no collateral needed, and no intermediaries or brokers involved.

You can receive from 50,000 to 1,000,000 Philippine Pesos, and I work exclusively with Philippine citizens, not with foreign nationals.

Please ensure proper spelling when reaching out; I don’t have time to decipher your messages, so you should know the basic rules of the English language.

I am lenient with borrowers who have poor credit histories or are on stop lists, as different circumstances can occur.

2 500 000 ₱
42 months
14,25% per annum

Get Your Loan Approved at Our Bank. Guaranteed Approval.

I offer fast loans ranging from one hundred thousand to three million pesos. Credit history is not considered. Proof of income in any form is required. Contact me on WhatsApp at +639002992826

1 200 000 ₱
9 months
3,25% per annum

Personal Loan up to PHP 8,000,000.

I offer you the opportunity to urgently borrow an amount starting from one hundred thousand pesos. If your relationship with the bank hasn’t worked out, I will overlook that and provide you with the necessary amount. Contact me on WhatsApp at +639002992826.

210 000 ₱
30 months
13,50% per annum

Same Day Financial Assistance

We collaborate with the security services of many banks in the Philippines. We solve financial issues up to PHP 1,000,000 of any complexity without collateral, advance payments, guarantors, or hidden fees. We work with all residents of the Philippines. We always offer a low-interest rate and convenient loan terms.

900 000 ₱
15 months
19,25% per annum

Private Loans with Immediate Approval, Regardless of Credit History.

I can assist you in getting a bank loan approved without insurance or upfront payments. Applications are processed by competent staff, fully legal and legitimate. This is an exclusive internal bank program, allowing you to secure a loan even if you have or had payment delays. Loan amounts range from PHP 500,000 to PHP 7,000,000 without collateral. My services are available to all borrowers aged 27 – 62, with no criminal record. Philippine residency is a mandatory requirement. Borrowers with undeclared income and minimal credit score are accepted. Payment is required only after a successful outcome. For more information, please contact the phone number provided. With my support, you can be confident in the successful outcome of our collaboration.

1 600 000 ₱
3 months
9,50% per annum

We’ll Arrange a Loan Hassle-Free, Only a Passport Needed

I offer personal loans with a promissory note from ₱200,000 to ₱3,000,000. The application process takes just thirty minutes. Loans are available to individuals aged 18 to 68 without collateral, advance fees, or other requirements! A positive decision is possible for most applicants, even those with poor credit histories or low income. We consider all critical situations. Our interest rates are significantly lower than those of banks! Early repayment is possible. For inquiries and to submit an application, you can contact us via email at any time.

2 000 000 ₱
120 months
11,75% per annum

Quick, reliable, and secure assistance in obtaining funds without advance payments

We can assist you in obtaining a loan quickly using just your ID and TIN. No income verification or employment certificates required, and no collateral needed. We can arrange up to 5,000,000 pesos. If you need a larger amount, we have options available with multiple banks. We help in any complex situations, and it’s not a problem if you have overdue payments or financial burdens. We find a way to get the necessary amount for each of our clients. Our service fee is charged not upon approval of the application, but when the loan funds are disbursed to the borrower. No advance payments, no prepaid contracts. Contact us via email.

2 600 000 ₱
15 months
10,75% per annum

WE GUARANTEE ASSISTANCE TO BORROWERS WITH HIGH DEBT BURDEN, WORKING UNOFFICIALLY, WITHOUT INCOME VERIFICATION, WITH ANY CREDIT HISTORY AND OPEN DELINQUENCIES

We provide assistance in obtaining loan approval. We operate across all regions of the Philippines.
UP TO PHP 3 MILLION. NO COLLATERAL AND NO INCOME VERIFICATION REQUIRED.
Refinancing options available, amounts over PHP 3 million require property collateral (negotiated individually).
We work with both good and poor credit histories, bypass credit scoring; credit ratings do not matter, highest approval rate.
Loan processing is done remotely, available from age 21, receive funds at any convenient bank branch throughout the Philippines.
No financial investment required from you until the loan is received; we cover all expenses, commission upon successful loan disbursement.

1 500 000 ₱
96 months
20,25% per annum

Quick Cash Loans Without Documentation

We can arrange a personal loan without collateral for you, ranging from PHP 350,000 to PHP 8,000,000. We’ll find the best solution even in the most challenging situations. We can help you secure a loan for settling debts or for personal needs. Your credit history and any missed payments will not affect the positive outcome. Requirements for borrowers: – Permanent residency in the Philippines. – Ability to come to Manila to receive the approved loan. – Age between 25 and 60 years. This service is fee-based. Payment is upon successful outcome. Please call.

700 000 ₱
42 months
15,75% per annum

We can assist with obtaining a loan of up to 5,000,000 pesos without advance payment and insurance

Getting money is easy, with direct assistance from our bank’s security team! No fake documents for sale, no upfront fees, and no rejections—results guaranteed! Submit your loan application with just two documents: your passport and one additional document! We offer loans from 100,000 to 6,000,000 PHP! Up to 2,000,000 PHP can be provided on the day you apply! Up to 8,000,000 PHP can be provided within 3 days! Just give us a call, and the money is almost yours!

360 000 ₱
60 months
12,25% per annum

Guaranteed Solutions for Any Loan Issues, Serving All Regions

Get cash loans from a private individual anywhere in the Philippines online, directly to any bank card! NO upfront fees, no documentation, no collateral, and no commissions! Suitable for any credit history, including those with past dues, those without official employment, temporarily unemployed, and retirees. Quick decision on your application within just a few hours. 11% annual interest, with an option for early repayment. An official promissory note guarantees the honesty and reliability of the transaction! Applications are accepted daily from 10 AM to 8 PM!

400 000 ₱
18 months
24,50% per annum

For your loan needs, come to us. We help you get the necessary amount quickly and easily.

Good day, esteemed borrowers! I provide financial assistance in the lending sector. This is offered by a private individual, without the involvement of banks, brokerage companies, or any credit bureau checks. I operate remotely, assisting clients from all regions in the Philippines, processing applications on the day of inquiry, and ensuring quick access to funds. Loan amounts considered are up to 400,000 PHP, which will be credited directly to your account without any advance payments, insurance, acceptance fees, or notarization required. All terms are discussed personally and individually.

You must be over 18 years old and have a valid ID. No income verification or extensive paperwork is needed. I handle even the most challenging situations, including assisting retirees up to the age of 75. This is a great opportunity to quickly obtain funds and resolve your financial needs before the New Year! Don’t miss out!

Applications are accepted via email, 24/7!

120 000 ₱
9 months
18,25% per annum

Private Loan Without Collateral Despite Bank Delays: Genuine Assistance on the Day of Application

We offer loans without paperwork, certificates, or refusals. Our loan is ideal for those who urgently need money, such as students, retirees, and individuals with a negative credit history. We are available to assist you daily, providing loans to all categories of borrowers. Conditions are tailored individually, based on your financial capabilities. Enjoy low interest rates and quick processing! There is also the option for early repayment and contract extension.

300 000 ₱
2 months
15,25% per annum

Urgent and Expert Assistance for Loan Application

I offer financial assistance regardless of your credit history and outstanding debts with microfinance organizations, at an acceptable annual interest rate of 12%. If you have a steady and stable income, you can obtain a loan and repay it with interest. I provide loans only to Filipino citizens aged 20 and above.

1 800 000 ₱
9 months
15,00% per annum
Borrower Rating Interest rate Amount
Digido
4.1,0/5 6,5% 500 000 ₱
Acme Savings Bank
4.4,0/5 9,3% 4 100 000 ₱
AMA Rural Bank of Mandaluyong, Inc.
4.7,0/5 8% 1 100 000 ₱
GoTyme Bank Digital Bank
4.4,0/5 4,1% 1 700 000 ₱
Woori Bank
4.6,0/5 3,8% 5 000 000 ₱
Mizuho Bank, Ltd. Manila Branch
4.6,0/5 10,3% 4 200 000 ₱
Maybank Philippines, Inc.
4.1,0/5 9,9% 2 400 000 ₱
East West Banking Corporation
4.4,0/5 8,4% 4 400 000 ₱
Chang Hwa Commercial Bank LTD
4.2,0/5 7,4% 4 700 000 ₱
Bangkok Bank
4.1,0/5 12,7% 2 100 000 ₱
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