April Lee-Tan
Updated 09.10.2025

Loans even with arrears in Caloocan City

Amount, ₱
800 000

We offer loans without upfront fees and collateral, up to 5,000,000 pesos today

I urgently need to borrow PHP 500,000 without any upfront payment in any form. I have a poor credit history and open delinquencies with microfinance institutions. I want to consolidate all my debts and make payments in one place. My income allows me to manage a loan, but I can’t break free from microloans without a significant loan. Ideally, I prefer a bank loan to improve my credit history, but I am open to any options without an upfront payment.

40 000 ₱
1 months
10,75% per annum

Loan Assistance from a Professional. It’s Real.

I offer loans up to 3,000,000 PHP with a promissory note from personal funds.
Attractive interest rate, lower than bank rates!
Bad credit history, delays, bank debts, and employment status do not matter when obtaining a loan.
When you contact me, you will receive reliable processing, transparent conditions, and quick disbursement. No collateral or guarantors required. Available for individuals and businesses aged 20 to 65. Personal meetings for large amounts.
06

400 000 ₱
96 months
20,00% per annum

Cash Loan for a Personal Meeting in Cebu City

Loans Secured by Real Estate in Manila and Surrounding Areas
— Ownership remains unchanged. Only encumbrance.
— Positive decision made within 1 hour
— From PHP 200,000 to PHP 30,000,000
— Up to 10 years
— No income proof or credit history required
If you need a loan secured by real estate, call us now and get the amount you need today.

270 000 ₱
3 months
29,50% per annum

Loan from a Private Investor. Notarized Documentation

I offer loans secured by real estate in Manila: apartments, rooms, shares, houses, commercial properties. Interest rates start at 3%. Loan amounts are available starting from PHP 150,000. Notarized registration according to the loan-pledge agreement. I do not check credit history. The main thing is to have a source of income for loan repayment.

35 000 ₱
42 months
4,00% per annum

Quick Loans. Online Application. Low Rates. Long Terms. No Documents Required.

💡 Loan Approval Guaranteed! 📂 in the ‘private loan’ section 📖 Dear applicants, we are happy to assist you in obtaining a loan quickly! We help everyone who applies to get the needed amount regardless of credit history and income formality. We offer amounts from ₱50,000 to ₱3,500,000 with terms up to 10 years (120 months)! We work with all regions of the Philippines. Remote processing will save you time, and a bank visit is only required for disbursement. We do not distribute applications to banks!

150 000 ₱
54 months
19,50% per annum

Favorable terms, fast loans without advance payments

Despite the plethora of loan offers available, have you still not received the real assistance you need? With us, rejections are not an option. We assist all categories of borrowers in securing various loan amounts, and most importantly, we do not charge our clients any upfront fees or commissions. We ensure that our clients receive their funds through banks or private lenders. All you need are two documents, with no income verification required. Funds are disbursed in cash at our banks and financial partners’ branches in Manila and across regional locations. You won’t incur any expenses upfront—first, you receive the loan, and then you pay for our assistance. We accept applications from all regions of the Philippines. Please send your inquiries to odobren-kre.

2 000 000 ₱
15 months
6,00% per annum

Borrow Money: Solve Your Financial Worries in 30 Minutes

Assistance from bank employees in approving a large loan of up to five million pesos in cash. Rates up to 11% per annum, no upfront payments required. We are not concerned about the source of income, existing debts, or their amounts. We require responsibility and the ability to repay. Available in Manila or Cebu City.

230 000 ₱
24 months
5,00% per annum

For any purpose, any amount without prepayment.

Cash available for any situation: private, bank, or donor sources. We offer the opportunity to secure the required amount for almost all types of clients, including those in debt or heavily indebted. No upfront fees or documentation required. Submit applications via email.

70 000 ₱
18 months
3,00% per annum

We Provide Loans to Borrowers with Bad Credit History and Delinquencies.

All types of financing, including private and bank loans, depending on the client’s circumstances and requests. No upfront payments, with clear and reasonable terms. The client is not required to incur any expenses, only two documents are needed. We operate throughout the Philippines. Please contact us via email.

25 000 ₱
36 months
9,25% per annum

Get loans quickly and legally, without advance payments, and no rejections! You only need a passport and other available documents!

Consumer loans with favorable conditions and minimal documentation required. We offer genuine assistance for successfully obtaining a loan. We even help borrowers with overdue payments, heavy financial burdens, or low credit scores. Available to all regions without exception, for those aged 19 and above, and without active loans in our bank. Applications are accepted via email.

900 000 ₱
36 months
24,50% per annum

New Year Loan, Guaranteed Financial Assistance.

With us, bank loans are now accessible to everyone! We offer low interest rates and favorable terms! No need for guarantors, upfront payments, collateral, or hidden fees! We can help you get a bank loan on the day you apply, no matter where you live – in the Philippines or abroad! We provide professional assistance to borrowers with any credit history, even those with long-standing overdue debts, high debt burdens, or informal employment without income verification! By providing a minimal set of documents, you’ll be guaranteed a cash loan ranging from PHP 20,000 to PHP 7,000,000 with our help. We offer quality service and support you at every step: from gathering documents and submitting your application to receiving the loan funds. Our special offers, such as payment deferment and loan holiday promotions, will pleasantly surprise you! Send your loan applications to our email, and our managers will promptly get in touch with you.

750 000 ₱
120 months
16,75% per annum

We assist in obtaining funds from banks, private investors, and microfinance institutions.

We offer loans to the residents of the Philippines up to three million pesos. Your credit history doesn’t matter. You need to provide two documents. Application is online. You can receive the loan via card, bank account, or any other convenient method for you, through email.

250 000 ₱
36 months
8,00% per annum

Facing financial challenges and banks denying your loan application? Don’t lose hope!

We offer genuine assistance in obtaining a bank loan through bank employees in Manila for those with debts and without formal employment. We consider any complex situations (working with all types of delays). We operate without upfront fees, even with damaged credit history, providing client support in banks and monitoring the application stage. Loan amounts range from PHP 300,000 to PHP 5,000,000 at a real 11% annual rate for 7 years. Contact us by phone or email.

1 700 000 ₱
60 months
26,00% per annum

Convenient loan process: Visit the bank branch only once for approval.

A unique offer for obtaining a loan for those who have already “lost hope.”
We provide real assistance in securing a bank loan in Manila or Cebu. We consider different situations: current delinquencies, financial burden, bad credit history, debtors of any complexity, as well as temporarily unemployed individuals. Any amounts from PHP 200,000 to PHP 3 million. Interest rate is 10% per annum. High approval rate. 100% guarantee of receiving money on the day of application. Only a passport is required. Our commission is 10% for assistance, payable on the day the loan is received.

1 000 000 ₱
72 months
8,50% per annum

Loan with Delays. Credit Refinancing

Are you in need of serious and reliable loan assistance with guaranteed funding and no hidden processing fees? We can help you secure a bank loan with just two documents, no proof of income or extra contacts needed. No spam emails—just genuine help through our network of banks where we can assure you a loan under any circumstances. We’ll find the best options for you, overcoming any negative credit history issues, because there’s always a solution. Available throughout the Philippines for borrowers aged 22 to 65, with just a passport and TIN. Submit your application via email.

2 000 000 ₱
15 months
22,00% per annum

Loan from a Private Investor.

I can help you get a loan through my contacts at the bank! The terms are very reasonable. Interest rates range from 9% to 15%, with a loan term of up to 10 years, and amounts from PHP 50,000 to PHP 2.5 million. Our commission is only 10%, and it’s charged only upon successful approval.

I can also assist borrowers in challenging situations, regardless of any negative factors, as the review process is conducted through personal agreements. I’m more than willing to provide you with a consultation, answer any questions you have, and give sound advice.

Feel free to call with any inquiries, and we’ll discuss all the details and terms to solve your loan issues! I’m available from 9 AM to 8 PM any day of the week!

Max

50 000 ₱
9 months
27,00% per annum
Borrower Rating Interest rate Amount
Traders Royal Bank
4.8,0/5 12,8% 2 900 000 ₱
Allied Bank
4.2,0/5 11,4% 4 300 000 ₱
UNO Digital Bank
4.8,0/5 0% 2 700 000 ₱
Yuanta Savings Bank Philippines, Inc.
4.4,0/5 5,4% 2 700 000 ₱
UCPB Savings Bank
4.4,0/5 2,8% 900 000 ₱
Philippine Business Bank
4.9,0/5 10% 100 000 ₱
Overseas Filipino Bank
4.2,0/5 13,6% 800 000 ₱
Philippine Trust Company
4.4,0/5 8,7% 2 900 000 ₱
Land Bank of the Philippines
4.5,0/5 2% 4 100 000 ₱
BDO Unibank
5,0/5 10,6% 800 000 ₱
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