April Lee-Tan
Updated 09.10.2025

Loans for Those with Bad Credit History in Caloocan City

Amount, ₱
800 000

Credit Assistance for All Filipino Residents Facing Payment Delays.

I offer loans to serious and responsible individuals with a simple written agreement. If you urgently need money today and have no one to borrow from, feel free to reach out to me via email, and I will be happy to assist you. I provide loans from my own funds, with no involvement with banks.

12 500 ₱
3 months
14,75% per annum

Loan Without Fees and Upfront Payments

We offer affordable and transparent terms, with quick processing and disbursement of loan funds in your area. Cash can be received after signing the necessary documents at partner banks or company offices throughout the Philippines. We work with clients who have a negative and complex credit history. Each situation is considered individually, and we find suitable loan options. No upfront payments are required; the process is simple: sign the loan agreement, receive the funds, and then pay our fees. We operate swiftly, with a simplified and convenient procedure. Our bank representatives are available in various regions. Feel free to contact us via email.

3 600 000 ₱
120 months
6,25% per annum

Loan Approval with Two Documents. Assistance in Difficult Situations.

No income verification or collateral is required to obtain a loan. We offer up to PHP 5,000,000 with just two main documents. The most favorable terms even for clients with challenging credit histories. We work directly with several banks, utilizing partnerships and connections. Each client receives an individualized approach. All loan products are processed legally and legitimately. We do not ask for upfront payment for our services; a 15% commission is charged upon receipt of loan funds. Contact us via email.

240 000 ₱
72 months
25,00% per annum

I can assist you in obtaining a loan in your area.

Facing financial difficulties? Trouble with your credit history? Perhaps you have overdue payments or a heavy credit load? Is it difficult to verify your income? These problems can often be resolved with the help of a specialist. I will conduct a thorough analysis of your situation, and most likely, we will find a solution. I work only with specific banking partners, without mass mailings or offers to purchase certificates, and so on. Citizens of the Philippines up to 75 years old, with registration in any region. Loan amounts start from 450,000 PHP, with maximum amounts negotiable. Average loan interest rates are 9.4% per annum. I work only under a service contract, with contracts signed only in person in Manila. Remote work is possible as an exception to the rule. Contact me, and I will do my best to help.

1 300 000 ₱
2 months
8,50% per annum

We offer loans and facilitate their acquisition, regardless of credit history.

Get cash transferred directly to your cards or e-wallets, with amounts up to ₱500,000. This is not a loan, and there are no exorbitant monthly payments! For more information about banks and complete terms, contact us via email.

500 000 ₱
120 months
8,50% per annum

If Banks Reject You, I Can Lend

ONLINE APPLICATION. GUARANTEED HONESTY. FAST. NO UPFRONT FEES. An offer for those who need a loan today. NOT A MIDDLEMAN! I am an employee of a major bank. I work honestly, without imposed fees and insurance payments. I assist clients with any difficult credit history, high credit load, and open delinquencies, including those not officially employed. No documents or fees required. HONEST AND TRANSPARENT TERMS! I guarantee to help everyone who reaches out. Contact via EMAIL (provided in contacts), and you’ll have the funds today.

650 000 ₱
36 months
6,75% per annum

We offer full loan assistance without advance payments, on the day of application.

We guarantee reliable and legal assistance in lending, with fair treatment to borrowers and no upfront payments. We operate in all areas of bank lending; any credit history parameters are acceptable, from zero to significantly negative credit scores. We have the ability to provide our clients with the most favorable loan terms, requiring a minimum of documentation: just a passport and a TIN. No upfront payments are required, and we do not impose any paid contracts. The service is considered rendered and paid for by the borrower only after receiving the loan funds. We operate throughout all regions of the Philippines, and applications are accepted via email.

10 000 ₱
18 months
15,50% per annum

Guaranteed Loan Approval, Regardless of History. No Advance Payment Up to PHP 3 Million.

Reach out to a broker for assistance if you wish to obtain bank loan approval on favorable terms. I can help you secure funds without advance payments or insurance. Your application can be approved for an amount up to PHP 5,000,000 on the day of your request. I have been successfully assisting borrowers since the age of 21, without active delinquencies or criminal records. All that is required from you is a stable financial position and a Philippine residency in any region. My brokerage services are offered without prepayment, ensuring your safety when working with me. I ask for the commission to be paid strictly after the funds are disbursed. Contact me via email, and I’ll provide feedback within 30 minutes. My services are available to clients daily from 9:00 AM to 9:00 PM Philippine time. I’ll do everything in my power to ensure you get approval for the necessary limit under reasonable conditions.

7 500 ₱
9 months
12,75% per annum

Loans up to 5,000,000 PHP. Service fees are charged only upon successful loan approval.

We offer a comprehensive range of the most popular banking loan products! With us, obtaining a loan has become even more accessible and

1 300 000 ₱
10 months
4,50% per annum

Quick Assistance for Your Loan Approval, No Upfront Fees

Is your financial situation less than ideal? Struggling with a problematic credit history or a heavy debt load? Issues with bank and microfinance collection services? This has become a common profile for borrowers recently. Thankfully, loan specialists have found solutions to these issues. We offer loans starting from 500,000 PHP through partner banks, and private loans from one million PHP through verified private lenders. Loans can be arranged, if necessary, with just two documents. We also offer services for refinancing loans and debts. No matter where you reside, all work and approvals are done in Manila. There are no upfront fees for low-quality services, except for paying a portion of the broker’s fee in full accordance with the service agreement. Currently, not working with certain regions. Your age should be between 18 and 64 years. Preference for reasonable and creditworthy applicants.

650 000 ₱
30 months
3,25% per annum

Cash with Just 2 Documents

We can arrange a loan for you at our bank for up to PHP 5,000,000. We can address issues such as: – Lack of official income (No documentation required) – Poor credit history – Current or past payment delays. We assist in securing cash for any purpose. We can offer refinancing options for existing debts to reduce monthly payments. You need to have: – Permanent Philippine residency and address in any region. – Age between 20 to 70 years. We guarantee that with our support and partnerships with several banks, you will receive the necessary cash amount. We are results-driven. You only pay for our services after obtaining the loan. Please contact us via email at pogodin.v

2 400 000 ₱
72 months
16,25% per annum

We Offer No Upfront Loans, Helping Even Those Who Have Been Denied Elsewhere

Credit to your card. A bad credit history is not an obstacle for approval. We will process and transfer funds within one hour. Only a valid ID and TIN are required for application. We serve all regions of the Philippines. For more information, contact us via email.

2 200 000 ₱
48 months
29,50% per annum

Cash on the Same Day. Credit History Doesn’t Matter.

Urgent processing of any amount with a promissory note, regardless of your credit history. I guarantee honesty on my part, and I expect the same in return. Please contact me on WhatsApp at +639279384512.

130 000 ₱
6 months
26,00% per annum

No Commitments, No Documents: Perfect Loan Terms Await

We offer assistance to borrowers who are tired of running from bank to bank, waiting and facing rejections when applying for a loan. Every new rejection only complicates the situation, especially if your credit history is already damaged. Your independent efforts to secure a loan may not yield results. Reach out to us; we will arrange a loan for you with direct cooperation from bank employees. There won’t be any false starts or unnecessary mailings, as we work exclusively with one bank. Our service fee is up to 25% of the loan amount. We cater to all regions and provide assistance in challenging circumstances, including existing delays and obligations with other banks. Contact us via email.

900 000 ₱
9 months
4,75% per annum

Loan via SB BANK. From 100 thousand to 4 million pesos, no advance payment or collateral required.

We are ready to prove in practice that obtaining a bank loan is possible under any circumstances and with any credit history issues. There is always a solution, and all our clients receive loans regardless of any existing delays or other difficulties. We do not charge any fees from our clients; there are no paid contracts, insurance, or deposits. Our commission is 15% of the received loan amount, and we only charge based on the loan approval. Applications are accepted via email.

4 800 000 ₱
42 months
4,25% per annum

Quickly Arrange Your Loan Application

Loans against collateral (real estate, cars, equipment)
Tender financing and support
Bank guarantees
Unsecured loans
Commercial mortgage
Leasing (equipment, machinery, vehicles)
Insurance
No upfront fees and no hidden charges. Loans up to PHP 500 million. Interest rate from 9.9%.
We work with numerous major banks and other financial institutions. We provide consultations and preliminary options within a few hours. Special terms for bank guarantees and tender loans.
WE INVITE COOPERATION with loan brokers and intermediaries in Manila and other regions!

460 000 ₱
120 months
17,25% per annum
Borrower Rating Interest rate Amount
BJI Lending Corporation
4.5,0/5 11,9% 1 900 000 ₱
Traders Royal Bank
4.2,0/5 8,8% 4 000 000 ₱
Keppel Bank
4.6,0/5 12,9% 3 500 000 ₱
Overseas Filipino Bank
4.3,0/5 12% 1 000 000 ₱
Citystate Savings Bank
4.9,0/5 13,4% 4 100 000 ₱
BPI Direct BanKo, Inc.
4.1,0/5 2,5% 1 900 000 ₱
Philippine National Bank
4.5,0/5 3,9% 4 700 000 ₱
Land Bank of the Philippines
4.4,0/5 11,4% 2 600 000 ₱
Bank of America, N.A.
4.9,0/5 6,3% 3 100 000 ₱
BDO Unibank
4.7,0/5 6,2% 2 800 000 ₱
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