April Lee-Tan
Updated 09.10.2025

Cebu Debt Refinancing

Amount, ₱
800 000

Quick and Official Loan Assistance

An investor is willing to lend money to an individual under the following conditions:
PHP 50,000 – PHP 500,000
24-month term, with the possibility of extending the loan – discussed individually.
20 – 50% annual interest, depending on the current credit status (this will be verified as a mandatory requirement!).
Formal agreement through a loan contract between individuals – a notary of your choice.
Applicant requirements:
Filipino citizenship.
Age up to 60 years inclusive.
Having a stable source of income for loan servicing.
No criminal record and no health issues.

17 500 ₱
72 months
17,75% per annum

Private Lending with No Income Verification.

Our goal is to provide a loan without any investment from the client and to select the most favorable repayment terms! The main criteria for granting a loan are: a source of income (even if minimal and unofficial); age from 20 years; a valid passport with registration (temporary registration is acceptable). Your relationships with financial institutions and credit history can be varied. We will resolve your financial difficulties on the day of application!

2 900 000 ₱
6 months
7,00% per annum

Private Loan Secured by Apartment

I offer personal loans without hassle or deceit. 14% annual interest on any amount, but not exceeding 1,000,000 PHP.
Meeting at a notary within 1 day. The main requirement for the borrower is solvency.
Send applications via email. I don’t need collateral or a guarantor; I lend my own money and make the decision myself.
With honest dealings, I am always willing to meet halfway with the loan amount.

240 000 ₱
9 months
12,75% per annum

Urgent loan with bad credit history on the day of application

We assist in securing a bank loan with just your ID, no need to gather a bundle of documents or run around banks. We’ll handle all the necessary preparation and follow-up work for you. We collaborate with current bank employees, and process your application while bypassing most standard checks. One bank only, not mass distribution, any credit history, any existing debts in other banks or microfinance institutions. Our service fee ranges from 20 to 25% of the loan amount issued by the bank. Available in all regions. Please contact us via email.

70 000 ₱
15 months
16,75% per annum

We offer private loans across all regions, without credit checks and upfront fees.

If you’re looking for assistance in obtaining a loan despite having a negative credit history, feel free to contact me. I guarantee that with my help, you will secure the most favorable loan terms. I’ll select the best rate from a range of banking options with the lowest interest rate. I’ll handle all the preparatory work and ensure a positive decision for you within a day. I work with reliable banks and have representatives in most lending institutions. My managers assist in modifying system data to prevent automatic rejection. Get approval for a large sum in just a few hours. The maximum loan amount request is up to ₱5,000,000. No need to verify employment; informal work is accepted. I consider borrowers with any credit history and financial burden. Payment is due upon loan issuance, with a 15% fee from the amount. Reach out any day of the week; I’m always available.

170 000 ₱
6 months
13,75% per annum

I will give a loan WITHOUT ADVANCE PAYMENT

Qualified loan processing services are offered for all regions of the Philippines. Your credit history does not play a decisive role, and we work effectively with positive, zero, or even extremely negative credit history. We handle the process from start to finish, and the borrower only needs to visit the bank branch once to receive cash. We take on all organizational and accompanying tasks, as well as any expenses. The borrower only pays for our services after receiving the loan. All you need is an ID and a TIN. Applications are accepted via email.

2 300 000 ₱
3 months
16,50% per annum

Offering Credit Assistance to Borrowers from All Regions, Specializing in Clients with Challenging Credit Histories

We offer assistance with obtaining loans, consistently ensuring application approval and a positive bank decision for our clients. Payment is only taken for results, and there’s only one result: the borrower receiving the loan funds. There are no other charges at any stage of the application process. We work with any credit history and can assist borrowers on blacklists, bank debtors, or those overly indebted. All that’s needed is a passport, an additional document, and a one-time visit to the bank to receive the approved amount. We serve all regions, except for specific areas, and accept applications via email at subbotin2.

240 000 ₱
18 months
14,75% per annum

Online Loans for Those with a Bad Credit History, Get Instant Approval

No guarantors, no initial deposits, and no various fees – we offer our assistance to help you secure a loan and solve your financial difficulties. We provide loans to everyone, regardless of your credit status, whether you are on a blacklist, have debts, or have missed payments. If you are over 18 years old and have Filipino citizenship – contact us!

220 000 ₱
15 months
24,75% per annum

Loan in 1 Day. No Advance Payments. Loan with Delays

We genuinely assist you in obtaining funds, regardless of your credit history, location, or employment type. The advantages of working with us include our established connections and agreements in both banking and private lending sectors, enabling us to secure funds for our clients under simple and, most importantly, transparent conditions. There are no advance payments or any hidden fees; you pay for our services only after you receive the money. Moreover, we cater to all regions of the country, so there’s no need for you to leave your area of residence.

7 500 ₱
24 months
10,75% per annum

Quick Way to Borrow Money from a Private Individual, No Advance Payments, 100% Guaranteed

I offer loans with a low annual interest rate from my personal funds. I am a private lender with no affiliations with banks or brokers! If you need money and banks are declining for various reasons, I offer an alternative to bank loans in the form of a private loan. Credit scores and bank delinquencies are not an issue. No upfront fees! Available for residents of any region. I offer amounts up to 4 million pesos with just two documents. Quick transaction processing, with review times typically within one to two hours (depending on workload). Decisions are made online. Funds can be received the same day through any convenient method for you (in-person meeting, transfer to a bank card or account). Applications can be sent to my email at any time, with responses within an hour.

2 300 000 ₱
48 months
13,25% per annum

We offer comprehensive loan assistance to citizens without upfront fees

We provide assistance in obtaining a loan. We can help you secure a loan without documentation and regardless of any issues.
– Amount from PHP 350,000 to PHP 2,100,000
– Term up to 96 months
– Interest rate from 9.8% per annum
– Funds for any purpose, no need to justify the loan’s purpose
We know how to get a positive response from the bank regardless of your location, credit history, or income.
We start working on the day your application is received. We work with trusted partners.
Available in any region of the Philippines. Age between 25 and 59 years.
Obtain the loan and pay for our services afterwards.
It’s your decision whether to accept our help or not.

80 000 ₱
120 months
4,00% per annum

We assist in obtaining loans with minimal requirements for borrowers, even those with credit issues

A loan in just 1 day — it’s possible. Private lending.
Do you urgently need cash and can’t wait for the bank to review your documents and make a decision?
No advance payment required!
No collateral needed!
No guarantor required!
Amounts range from 100,000 to 6,000,000 Philippine Pesos.
I assist everyone: students, retirees, people with informal earnings, and even those with existing overdue debts.
I guarantee you will receive your money!
You can apply by sending an email or calling the provided phone number.

1 000 000 ₱
36 months
18,00% per annum

Collateral for 6.5 Years – Online Lending Without Risks

All you need to do to get a loan is: firstly, contact us and provide two documents, and secondly, visit the bank or investor’s office to receive the funds. The processing time is from a few hours to two days, and we can issue loans even if there are serious credit history issues. The process is quick, simple, and transparent. We charge only for the service actually provided, meaning after the borrower has received and counted the funds. Available throughout all regions of the Philippines, with amounts starting from PHP 300,000, depending on your circumstances. Feel free to reach out via email.

500 000 ₱
72 months
22,50% per annum

Offering Immediate Financial Assistance.

If you’re struggling to get a loan on your own, reach out to us. We offer loans at competitive and reasonable rates to Filipino citizens aged 18 and over. Bad credit history, overdue payments, existing loans and debts, lack of official employment, etc.—we’ll find a solution for any challenging situation. Quick processing and remote applications. No guarantors, collateral, or advance payments required! If our offer interests you, feel free to email us or give us a call.

230 000 ₱
24 months
20,00% per annum

I offer loans to Filipino citizens with poor credit history.

We offer expert and swift assistance in securing a cash loan. Our partners are only the leading banks in the Philippines! Our specialists will thoroughly analyze your situation. Based on your specific circumstances, we will find the best bank and optimal loan program for you.
Call from 10:00 AM

750 000 ₱
30 months
23,00% per annum

Affordable Loan with Transparent Terms for All Borrower Categories

I do not engage in mass mailings to banks. I will process your application through the security service of my bank. Quickly, honestly, without any imposed fees or insurance payments. This is available for clients with any credit history, high debt loads, open delinquencies, and even those who are not officially employed. No need for documentation or fees. You only need a VALID ID. REMOTELY, WITHOUT VISITING THE BANK. Contact me via EMAIL (provided in contacts), and you can have the funds by today.

35 000 ₱
84 months
3,75% per annum
Borrower Rating Interest rate Amount
Pera Po Lending Corporation
4.2,0/5 13,4% 3 000 000 ₱
Rizal Microbank, Inc. (RCBC)
4.8,0/5 6,7% 1 600 000 ₱
NorthPoint Development Bank, Inc.
4.8,0/5 5,2% 800 000 ₱
HSBC Savings Bank Philippines Inc.
5,0/5 6% 1 700 000 ₱
Bank of Makati
4.7,0/5 14,9% 3 300 000 ₱
AllBank, Inc.
4.9,0/5 11,4% 3 500 000 ₱
Industrial Bank of Korea Manila Branch
4.5,0/5 3,5% 100 000 ₱
Hua Nan Commercial Bank Ltd. Manila
4.9,0/5 1,9% 2 800 000 ₱
Barclays Bank
5,0/5 8,2% 800 000 ₱
Asia United Bank Corporation
4.4,0/5 0,3% 3 600 000 ₱
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