April Lee-Tan
Updated 09.10.2025

Home and Land Collateral Loans in Cebu

Amount, ₱
800 000

We will help you get money in the shortest time possible.

We offer assistance in obtaining personal loans. We collaborate with trusted and reliable financial representatives at banks, serving citizens from all regions. Loan amounts considered range from PHP 300,000 to PHP 7,000,000, with an annual interest rate of 11%. Minimal requirements for borrowers, bank application submission requires just two documents. We accept clients with informal employment and negative credit history. No upfront fees.

2100000 ₱
12 months
7,00% per annum

Assistance in obtaining loans and comprehensive legal help for all credit-related issues.

We can assist in obtaining a personal loan ranging from 500,000 to 7,000,000 PHP. We consider applicants with heavy credit burdens and existing loan delinquencies. There is a real possibility to secure the necessary amount with a minimal document package: just a passport and one additional document. No income verification required. No collateral or guarantors needed. Decisions are made within 2 hours. No refusals. If you find yourself in a situation where money is critically needed, we can help. Residency in any region of the Philippines is acceptable. Age requirement is between 27 and 62 years. Reliable connections ensure approval even in the toughest situations. We are open daily—call us now.

2400000 ₱
6 months
7,00% per annum

Get a Loan from a Private Individual

We offer the lowest interest rates on loans secured by real estate. We provide loans from personal funds using apartments, houses, and commercial properties as collateral. We lend to any borrowers at an annual rate of 20%. This 20% rate is the maximum for those with refusals registered at their residence, credit delays exceeding 6 months, or without income documentation. We can reduce the rate based on individual conditions. Additionally, we offer comprehensive services for property refinancing and loan restructuring. We can issue any amount within the same day.

60000 ₱
3 months
20,00% per annum

We offer loans in Manila and Cebu regardless of credit history

We assist in obtaining cash loans for various purposes, focusing solely on results. We collaborate directly with bank executives. Our deals are advantageous and transparent, with quick decision-making on applications. Loan limits range from PHP 100,000 to PHP 5,000,000, with low-interest rates and long repayment terms. We handle cases such as: poor credit history; lack of official employment; high credit load; no credit history. Our fee for loan assistance is reasonable; No employment certificates needed! No collateral or advance payment required!

280000 ₱
42 months
6,25% per annum

Money Without Income Verification

We provide loans to citizens with overdue payments on existing loans, high credit burdens, and other financial issues. We transfer loan funds within an hour after the application. Official processing. Please send applications via email.

50000 ₱
10 months
19,25% per annum

Loan Assistance Without Advance Payments!

I offer personal loans from my own funds, without requiring guarantors or any form of collateral, with just a passport, at an annual interest rate of 36% for 36 months. The loan is available only in Manila, and a personal meeting with the borrower is mandatory. Credit history, income certificate, and other work-related documents are not necessary. Please call on weekends from 11:00 AM or on weekdays from 10:00 AM.

1200000 ₱
10 months
4,50% per annum

Private Loan. Bad Credit History and Debts Not a Problem.

A financially advantageous deal: borrow money from a private investor at reasonable interest rates and terms. We don’t work with banks, nor do we process bank loans. We offer loans from personal funds with or without collateral. Loans without collateral are available up to ₱2 million, and with collateral up to ₱10 million. Terms extend up to 60 months, with the interest rate varying based on the loan amount and term, with a minimum term of 3 months. Borrower age ranges from 18 to 70 years, and a registration within the Philippines is required. We operate in all regions of the Philippines. For inquiries or to apply, contact us on WhatsApp or Viber.

2000000 ₱
2 months
9,25% per annum

Loans for Filipino Citizens, Fast and Easy, Any Credit History

I can arrange a personal loan for Filipino citizens across the Philippines on the day you apply, regardless of your credit history.
You don’t need to verify your income or employment status to apply for the loan.
No collateral or guarantors are needed.
You won’t have to pay for any missing documents or unnecessary fees.
Your visit to the bank will only be required to receive the loan.
You’ll only pay for the service if the bank approves your loan application!
If your application is denied, there are no fees.
Please provide your full name, age, residence, and desired loan amount when reaching out.
You can contact me any day via email.

550000 ₱
36 months
20,75% per annum

Private Loan Without Collateral and Advance Payments Across All Regions of the Country! 📂 in the ‘Lending Money’ Section

Professional Assistance in Obtaining a Loan in Your Area of Residence. We provide help in the most challenging situations, such as: 1) credit burden; 2) outstanding delinquencies; 3) lack of income verification; 4) criminal record and debts. Loans are officially processed at the bank office. Loan amounts up to 5 million PHP without collateral and guarantors. Consultation is free, call anytime. We look forward to your applications. No upfront payments!

1000000 ₱
42 months
17,75% per annum

Get a Personal Loan from a Private Lender at a Comfortable Rate

Need urgent credit assistance? Can’t get a loan due to a low credit score or don’t pass the scoring? Trust our specialists with your loan application! Why choose us: * Full-service loan processing without the need to purchase documents, mandatory insurance, etc. You visit the bank only to sign the loan agreement and receive the money. * Applications are processed through personal connections at the decision-making level, bypassing scoring and other automated borrower verification systems. * The borrower’s creditworthiness doesn’t matter; we take on even the most challenging cases, including blacklists and stop lists. What we offer: * Any amount up to 5,000,000 PHP for a term of 13 – 84 months with an attractive interest rate. * Fast processing with a minimal set of documents, without the need to visit a bank office. * Lending to Filipino citizens aged 18 and over from any region in the country (with the option to receive in your region of residence) and with any credit history. Applications are accepted 24/7.

190000 ₱
84 months
24,00% per annum

Get a Cash Loan Easily, Even with a Poor Credit History and Delinquencies.

If you have outstanding debts and banks are refusing to approve the amount you need, there is a solution. I offer you a bank loan without refusal, with amounts starting from 500,000 PHP. The application is processed through a simplified program that does not require you to provide employment certificates or collateral. To apply, you need to provide two documents: your passport and your TIN. I will consider borrowers with residency in any region of the Philippines, aged between 27 and 62 years. Residence in Manila or nearby areas is preferred. Personal meeting and support provided. I work with one bank and guarantee a positive result. No insurance payments or advance fees. My services are paid based on results. Available every day. Call now.

3000000 ₱
2 months
10,25% per annum

Loans without Collateral or Guarantors Available Across All Regions

We will assist you with obtaining a loan by taking care of all preparatory and accompanying activities. We’ll cover all expenses and resolve any issues related to processing the loan. Your task is to provide us with two documents (Philippine National ID and one additional document) and then visit the bank branch at your place of residence to collect the loan. No advance payments, no paid contracts, no fees on the day of receipt; you pay for our assistance after receiving the loan funds. Please reach out via email.

2300000 ₱
12 months
9,25% per annum

Genuine Personal Loan with No Initial Investment Required.

Obtaining a loan when burdened with debt and past due payments can be challenging on your own. We offer favorable conditions for securing a loan. The disbursement is done through your own bank under the full oversight of our partners. Loan amounts range from 250,000 to 5,000,000 PHP. No collateral is required. We will address any issues during our collaboration. Any past due payments or difficulties in your credit history will not be considered. Requirements for borrowers are as follows: – Permanent registration in any region of the Philippines. – Age between 25 to 60 years. – Application requires two documents: an ID and a tax identification number. Cash is disbursed at the bank counter after signing all necessary documents. Payment is based on results. Important! Loan disbursement is strictly in Manila with personal client accompaniment. Call now.

950000 ₱
18 months
9,25% per annum

Offering same-day financial assistance with attractive interest rates.

Hello!
Get up to 600,000 pesos within an hour after your application, all done remotely! Limited-time offer! Hurry to get your funds and solve your financial issues!
Funds are provided by a private individual, no bank involvement, no credit history checks, and no debt assessment. Convenient, fast, and practical processing, without paperwork hassle and without hidden fees. No employment or salary proof required. Any client aged 18 and above residing in the Philippines can apply.
Attractive terms that no bank can offer you!
Details available by email! We are here for you 24/7!
18

4200000 ₱
84 months
25,00% per annum

We offer loans from ₱200,000 to ₱5,000,000 with collateral. Starting at 1.3%. In just 2 days.

I am ready to offer each potential borrower an opportunity to get funds from me to realize their plans or solve financial problems. I provide money from my personal funds at a reasonable interest rate. I am willing to consider applications not only from all regions of the Philippines but also from neighboring countries. I work with clients who have difficulties with banks, and funds are provided in any way that is convenient for you. Here’s what I offer: – from 50,000 to 5 million PHP – a maximum repayment term of up to 10 years; – an interest rate of around 11% per annum; With each individual borrower, we will discuss all loan conditions in detail. By reaching out to me, you will receive 100% fast and guaranteed results with honest terms throughout our cooperation. Email:

3600000 ₱
60 months
18,25% per annum

Private Lending. No Advance Payments. Assistance Available Throughout the Philippines.

I am a private lender. I offer loans up to PHP 450,000 remotely and up to PHP 850,000 for personal meetings. The interest rate depends on the amount and duration of the loan. The interest charges are reasonable. The entire process takes about an hour. I transfer funds to a bank account and card. I do not work with electronic wallets. Additionally, loan arrangements are strictly conducted via video call due to the increased incidents of fraud. Please send any inquiries via email. I respond within an hour.

1200000 ₱
96 months
7,00% per annum
Borrower Rating Interest rate Amount
Fcash Global Lending INC.
4.1,0/5 1,7% 2 100 000 ₱
BJI Lending Corporation
4.4,0/5 0,2% 1 800 000 ₱
Digido
4.9,0/5 4,7% 900 000 ₱
Rabobank
4.9,0/5 1,9% 3 900 000 ₱
Cooperative Bank of Aurora
4.1,0/5 6,3% 1 700 000 ₱
Sun Savings Bank, Inc.
4.2,0/5 9% 2 300 000 ₱
Sterling Bank of Asia
4.6,0/5 0,4% 1 400 000 ₱
Philippine Bank of Communications
5,0/5 5,9% 3 700 000 ₱
Mizuho Bank, Ltd. Manila Branch
4.7,0/5 1,4% 3 700 000 ₱
Chang Hwa Commercial Bank LTD
4.6,0/5 9,4% 100 000 ₱
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