April Lee-Tan
Updated 09.10.2025

Loans even with bad credit history in Cebu

Amount, ₱
800 000

Delayed Payment Loans! Loans for Those with Poor Credit History!

We offer assistance in obtaining a loan of up to 2,500,000 PHP, even with a damaged credit history. We consider each client individually. We submit your application through bank employees, which allows us to bypass internal checks and achieve a positive outcome. All payments to us are strictly after you receive the funds. No spam or upfront fees; confidentiality and promptness are guaranteed.

60 000 ₱
84 months
13,50% per annum

Quick Loan Approval Even with Bad Credit History

There is an opportunity to secure a loan even for clients in the most challenging categories. Genuine assistance is available regardless of the condition of your credit history. We facilitate the process through reliable connections at one of the banks. No mass mailings, bypassing red tape and most checks. We cater to all regions. Please contact us via email.

2 300 000 ₱
1 months
4,00% per annum

I can assist you in clearing your loans and settling your debts.

No upfront fees or collateral required. Credit history is not important – we take on the most difficult cases. Reasonable interest rates – starting from 12% per annum. Receive cash on the same day you apply. For current delinquencies from PHP 300,000 to PHP 4 million! No guarantors required. We will help even in hopeless situations! The loan is processed through bank employees and private investors in the Philippines. Payment is made after the successful completion of the transaction. Transactions take place in Manila, Quezon City, Davao, Cebu. Call us and send applications via email.

2 000 000 ₱
24 months
4,00% per annum

Urgent assistance in obtaining a loan of up to PHP 1,000,000.

We assist in securing loans, collaborating with all banks. Amounts range from PHP 100,000 to PHP 1,000,000! Personalized approach! Payment only upon approval! Confidentiality guaranteed! Quick processing! High success rate! We work with individuals registered in the Central Visayas region. Contact us via private message or on our page.

2 000 000 ₱
6 months
3,25% per annum

Get Money Directly on Your Card! No Job? Get a Super Loan at 10%

We will arrange a loan for you as quickly as possible and guide you throughout the entire process up to signing the loan agreement with the bank and receiving the funds. We will consider all the nuances when selecting loan options, prepare you for the application process, ensure a positive decision from the bank, and organize the disbursement. This will take no more than two days and will not require any expenses from you. We do not make prepaid agreements or charge for purported work. We only take our commission for actual services rendered, that is, when you have the loan funds in hand. We help with virtually any credit issues, including credit history, delays, debt load, etc. Available nationwide, contact us via email.

10 000 ₱
48 months
8,00% per annum

We offer official loan assistance with no upfront fees.

Are you overwhelmed with unpaid debts? Are debt collectors giving you a hard time? I can help you resolve these issues. Offering urgent loans for any amount up to 3 million pesos. No employment verification required; informal employment is accepted. The main requirements are an age range between 18 and 70 years. The interest rate is 11% per annum, with loan terms up to ten years (early repayment possible). I’m ready to assist you even in the most challenging situations. By contacting me, you can expect a secure process and quick access to funds. Submit your loan application via email.

2 000 000 ₱
120 months
18,50% per annum

Quick Bank Approval for Loans: No Upfront Fees or Documentation Required!

Are your loan debts causing you sleepless nights? I can help! Private loan available.
Get financial assistance from a private individual as quickly as possible.
Stop seeking help from fraudulent brokers who scam people for money; stop wasting money.
I offer guaranteed financial assistance without any upfront fees or preliminary payments, and no collateral or guarantors needed.
I assist in the most challenging situations (delays, heavy debt load, etc.).
I don’t check your credit history, as it doesn’t affect the approval of your request.
I work with borrowers residing and registered in the Philippines.
Email or call me for more information.

240 000 ₱
120 months
21,50% per annum

Online Loans with Lower Rates for New Clients – Approval in Just a Few Minutes

Stop wasting time on scammers and feeding them. Reliable bankers are ready to help those who genuinely need assistance. We are prepared to refinance your debts or provide the desired amount for any needs. No upfront payments or fees until you receive the required sum. We understand that people search online when they can’t secure a loan on their own, which is why we consider all credit histories. High approval rates! We offer loans from ₱150,000 to ₱2,000,000. Low interest rates from 8% to 12%. Requirements: Philippine citizenship, age from 18 to 70, no criminal record. If you are reading this ad, it means the offer is still valid. More details available by phone.

2 700 000 ₱
60 months
29,50% per annum

Private Loan Without Collateral in the Philippines

We can provide our clients with the best loan conditions, with minimal requirements: Citizenship and permanent residence in the Philippines, age from 21 to 65 years. There are no strict requirements for credit history; we offer a flexible approach and tailor loan options to the borrower’s needs and situation. We understand all the nuances of lending in non-standard situations and have solid support in several banks. We assist all categories of borrowers in obtaining loans; we will find a solution for everyone. No upfront payments; our services are paid by the borrower upon receiving the loan, not upon approval of the application. We operate in all regions where our banks have branches. Applications are accepted via email.

40 000 ₱
120 months
13,50% per annum

Get a Loan with Outstanding Delinquency without Fees or Advance Payments!

Do you urgently need cash? I offer loans from a private individual for a maximum term of 7 years. Any amount up to 4,000,000 PHP. No credit bureau checks or upfront fees. No collateral or guarantors needed. Your bad credit history, debts to banks and microfinance institutions, blacklist status, or open delinquencies do not matter to me. The interest rate is determined individually. Beneficial terms are available. Your place of residence does not matter. In-person disbursement is only available in Manila, Cebu, Davao, Quezon City, and Makati.

1 600 000 ₱
9 months
24,00% per annum

Financial Assistance for Individuals with Challenging Credit Situations

Good day! Dear Borrowers! We work directly in a bank and have strong connections in several other banks and financial institutions. We can arrange, approve, and issue a cash loan: PHP 500,000 in just ONE HOUR! NO DOCUMENTS REQUIRED! NO UPFRONT PAYMENTS! NO COLLATERAL! Your credit history is NOT a major factor! Open or closed delays, and high credit loads (many loans and microloans) are NOT an issue for us! Our REQUIREMENTS are simple: 1) age from 21 to 70 years old; 2) Philippine citizenship and registration. Please contact us via email.

320 000 ₱
18 months
8,50% per annum

With our help, you can obtain the amount you need from a bank or through private means.

We will assist you promptly, without unnecessary questions or long waits, to obtain funds. We will guide you through the most favorable loan programs and overlook negative aspects of your credit history. No advance payments, insurance, fees, or any other charges. You will only pay our commission after you have received the loan funds. With just two documents required, you only need to visit the bank once. No lengthy waiting times. Contact us via email.

10 000 ₱
6 months
10,00% per annum

We offer assistance in obtaining a bank loan ranging from ₱300,000 to ₱5,000,000.

Non-bank Loan to Card
₱12,000 – ₱120,000
No documentation or credit check needed.
We welcome partnerships from various regions.
18

3 000 000 ₱
84 months
23,00% per annum

Bank loans for Filipino citizens, flexible credit history policies, solutions for everyone.

Are you blacklisted? Have a poor credit history? No pension contributions? We can help you get a loan for any amount and for any purpose! Approval and review within 24 hours! Contact us, and we will assist you in settling existing loans and debts!

15 000 ₱
2 months
9,75% per annum

Private Loan for Any Purpose!

I am considering: shares (multiple) only in Manila. Apartments: Manila and within 35km from the city center. Registered children and pensioners are not an issue. We offer up to 65%. Amounts from PHP 500,000 to PHP 15 million. We also consider notarized deals, meaning disbursement of the full amount at once. Rate: from 2%. We do NOT conduct: appraisals, insurance, or disbursement fees.

3 800 000 ₱
60 months
17,00% per annum

Private and Bank Loan with Low Interest Rate Even with a Poor Credit History

Having trouble getting a loan? With us, bank loans have become easy to arrange and accessible to everyone! We offer low interest rates and favorable terms! Without guarantors, upfront payments, collateral, or hidden fees, we can help you secure a bank loan on the same day you apply, in your local area! We provide professional assistance to borrowers with existing defaults and poor credit history, high debt burden, or those working unofficially without income proof. By providing a minimal set of documents, you are guaranteed to get a loan ranging from PHP 100,000 to PHP 7,000,000 in cash for any purpose with our help. We work efficiently and support you at every step: from gathering documents and submitting your application to receiving your borrowed funds. Send your loan application to us by email, and we will immediately start our collaboration with you.

220 000 ₱
10 months
21,50% per annum
Borrower Rating Interest rate Amount
Pagasa Philippines Lending Company Incorporated
4.1,0/5 0,4% 4 000 000 ₱
Philippine Business Bank
4.2,0/5 7% 2 700 000 ₱
Isla Bank (a thrift bank)
4.4,0/5 11,6% 4 400 000 ₱
BPI Direct BanKo, Inc.
4.9,0/5 6,4% 1 700 000 ₱
Maybank Philippines, Inc.
4.3,0/5 5,4% 200 000 ₱
JPMorgan Chase & Co.
5,0/5 9,9% 2 600 000 ₱
Development Bank of the Philippines
4.3,0/5 6,2% 200 000 ₱
Citibank Philippines
5,0/5 1,6% 400 000 ₱
Chinatrust Philippines Commercial Bank Corporation
4.1,0/5 7% 3 500 000 ₱
Asia United Bank Corporation
4.6,0/5 11,9% 2 800 000 ₱
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