April Lee-Tan
Updated 09.10.2025

Personal Loans in Cebu

Amount, ₱
800 000

Get a loan quickly and comfortably, with no upfront fees and no proof of income required

Financial assistance in obtaining funds without the need for guarantors, collateral, and importantly, WITHOUT ANY ADVANCE PAYMENT. You only pay for our services upon a successful outcome and after the transaction is completed. The commission is fixed at 10%. We work with just two documents, without any extra fees for certificates. Your credit history, status, or existing debts do not matter to us; we take on every client. Cash availability throughout the Philippines.

3 600 000 ₱
120 months
27,00% per annum

Assistance in Selecting and Arranging a Personal Loan with No Upfront Fees

Our goal is to ensure that every client who contacts us receives a bank loan, and we are successful in achieving this. We have minimal requirements for borrowers: age between 20 and 75 years, a valid passport and Tax Identification Number, Philippine citizenship and residency. We handle all the issues that might prevent bank approval and organize the entire application and disbursement process to be as comfortable as possible for our clients. We do not charge any upfront fees, and our clients do not pay anything on the day of receiving the loan or upon completion of the transaction. We only charge a commission after the loan funds are handed over to the client. Contact us via email.

1 400 000 ₱
36 months
4,75% per annum

Reach out if debts are pressing and banks refuse; I’ll help you secure funds

Ready to assist with obtaining cash funds up to 5,000,000 PHP. We consider Filipino citizens aged 22 to 65 as borrowers, with minimal requirements: permanent residency, an ID, and a TIN. Depending on the request and situation, we can provide a credit donor or help directly obtain a bank loan. There are no strict requirements for the state of credit history. We assist in acquiring funds for debtors, those overleveraged, and those who have been unsuccessful in credit scoring. No income verification documents are needed. We operate without upfront payments, and there are no fees or charges. We only take a percentage for our services once the borrower has received the funds. Applications are accepted via email.

800 000 ₱
96 months
15,25% per annum

Loan without purchasing certificates and prepayments. Application and disbursement in Manila up to 4,000,000 pesos.

We offer professional services for obtaining loans from one of the reliable banks. This offer is equally available to all categories of borrowers, regardless of credit history. We guarantee a positive decision on your application if you don’t have any active loans with our bank. Minimal paperwork required, with disbursements available in Manila and other regions where our branches are located, at your convenience.

240 000 ₱
60 months
23,50% per annum

To obtain a bank loan, you will only need a Philippine passport

We can truly assist you in obtaining funds under any circumstances. We will genuinely do this without any upfront payments or advance fees. With your ID and a secondary document, we can secure up to 5,000,000 PHP directly from the bank or through donor lending. Any credit history is acceptable, and strict requirements are absent. We find lending options even in complex and non-standard situations. Please contact us via email.

550 000 ₱
30 months
6,25% per annum

Assistance in Obtaining a Loan with Long Overdue Payments

With us, bank loans have become easy to apply for and accessible to everyone! We offer only the best loan products! Enjoy our low interest rates and favorable conditions! On the day of application—no guarantors, advance payments, collateral, or hidden fees! We provide professional assistance to borrowers with poor credit history, open delinquencies, high debt burdens, and unofficial employment without income proof! By submitting a minimal set of documents, with our help, you are guaranteed to receive a bank loan ranging from ₱350,000 to ₱12,000,000 in cash for any purpose. We collaborate with all regions of the Philippines. We work efficiently, guiding you through every step: from collecting documents and submitting your application to receiving your borrowed funds. Contact us via email, and we will promptly begin our partnership with you.

300 000 ₱
6 months
11,00% per annum

Loan to Fulfill Your Dreams. Approval Guaranteed!

ASSISTANCE WITH LOAN APPLICATIONS. No collateral, upfront payments, fees, or scams.
We consider each client individually. All transactions are conducted only after approval. We only require your cooperation and availability. We also work with businesses. Background checks (credit history, legal compliance, bank verification, etc.) and financial assessments for companies, including account balances and transactions.
We also invite intermediaries for collaboration. For inquiries, please contact us via email — [email protected]

15 000 ₱
96 months
17,25% per annum

Guaranteed Loan Approval Without Advance Payments, Because We’re Your Friends!

I offer services from private investors and lenders. Loans range from PHP 500,000 to PHP 5,000,000. Interest rates are from 3.5% to 8% per month. The loans are secured by real estate (APARTMENTS, HOUSES, LAND) and contracts are registered with the appropriate authorities. We operate throughout the Philippines. Additionally, we provide loans secured by VEHICLES.

160 000 ₱
2 months
9,75% per annum

Offering a hassle-free loan in Manila and Davao

I offer loans with interest for any purpose. The terms are suitable for everyone who applies. I am not concerned with your credit history. Official employment is not required. I provide financial assistance to people living in any region. Detailed terms will be sent via email.

280 000 ₱
42 months
6,25% per annum

We guarantee to help you secure a loan, even if your credit history is not perfect and your direct applications to banks have been rejected.

Private Loan Available for Everyone, No Upfront Fees!
If you’re struggling to secure a bank loan, reach out to us!
Solve your financial challenges with a private loan.
We don’t check your credit history or care about any existing delays or official employment status. These factors do not affect our guaranteed approval.
Available to residents of any region.
Fast loans up to three million pesos with no collateral or guarantors required.
Only a valid ID and TIN number are needed.
Email us or give us a call. We’re here to help!

17 500 ₱
6 months
17,25% per annum

Offering Personal Loan Assistance

We offer loans today without the need for guarantors or employment certificates. Reasonable rates and the best conditions in the lending market. We work with borrowers who have challenges, including those with criminal records, alimony obligations, debts, and credit burdens, as well as court decisions, etc. Need money urgently and don’t know where to get it? Contact us! Only for citizens over 19 years old registered in the Philippines.

5 000 ₱
42 months
21,50% per annum

Genuine and Reliable Assistance for Quick Loan Approval.

Private loan in Cebu Province up to 1.5 million PHP.
Money can be provided in cash or via bank transfer on the day of application.
The loan applicant must be located in the Cebu Region!
You won’t spend a single peso before receiving the loan. I will cover all expenses BEFOREHAND.
05

30 000 ₱
120 months
3,00% per annum

Guaranteed Loan Approval: 100% Yes for All Students for Personal Loan Purposes

I offer personal loans from my own savings at an interest rate. We will draft a promissory note. The interest rate depends on the loan amount. You can discuss the terms via email. I am available daily and respond to emails quickly. Feel free to write to me anytime.

140 000 ₱
36 months
29,25% per annum

Loans for all residents, even those with overdue payments.

The only thing we can guarantee is that you will definitely receive a loan!
All you need is an ID and a second document, with no upfront fees, no purchased certificates!
We can provide up to PHP 1,700,000 in one day, and up to PHP 6,999,000 in no more than three days!
We have only one main condition: you must not have an outstanding overdue debt, and the money is yours!
We are your main relief and peace of mind because we are effective and require no upfront payments!

1 600 000 ₱
6 months
7,75% per annum

I will provide a loan on the same day of application.

Private loan with completely transparent terms at a low interest rate. No checks required, just a simple agreement. Contact via WhatsApp at +639294082916.

420 000 ₱
48 months
16,50% per annum

Urgent Credit Assistance

We are considering Filipino citizens as borrowers who do not have existing credit obligations with our bank. Any credit history with other banks and microfinance institutions is acceptable. We provide services in full; the borrower visits the bank branch only when the loan is approved and ready for disbursement. We cooperate with regions where the bank has branches, and regional representatives will coordinate a suitable time for you to visit the bank. Please contact us via email.

180 000 ₱
72 months
21,75% per annum
Borrower Rating Interest rate Amount
Traders Royal Bank
4.8,0/5 6,4% 4 300 000 ₱
Standard Chartered Bank Philippines
4.5,0/5 8,9% 800 000 ₱
Family Savings Bank
4.6,0/5 10,9% 2 300 000 ₱
Banco Filipino
4.7,0/5 5,8% 4 500 000 ₱
Sun Savings Bank, Inc.
4.9,0/5 5,1% 3 900 000 ₱
Sterling Bank of Asia
5,0/5 0,5% 2 100 000 ₱
Rizal Microbank, Inc. (RCBC)
4.6,0/5 11,7% 1 500 000 ₱
Security Bank Corporation
4.2,0/5 4,2% 700 000 ₱
American Express Bank – Manila Branch
4.5,0/5 13,8% 1 700 000 ₱
Al-Amanah Islamic Investment Bank of the Philippines*
4.3,0/5 7% 1 100 000 ₱
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