April Lee-Tan
Updated 09.10.2025

Loans despite bad credit history in Lapu-Lapu

Amount, ₱
800 000

Need a loan? Contact us, we work efficiently and risk-free for the client.

We offer loans up to PHP 1,500,000 regardless of your credit history, blacklist, or unfavorable scoring. We handle all issues that might prevent you from obtaining a loan. We navigate through our channels to bypass standard checks and help you improve your credit score. Existing debts with other banks are not an issue as long as you don’t have obligations with our bank. Approval is guaranteed. Submit your applications via email.

1 000 000 ₱
24 months
7,25% per annum

Loan for Those with Bad Credit History

I offer financial assistance from a private individual on reasonable and beneficial terms. Your relationship with financial institutions, banking history, and credit score are not my concern. Interest rates range from 12% to 20% per annum. Loan terms do not exceed 8 years. The agreement is formalized through a loan contract. No need for employment certificates, guarantors, or collateral! Just a valid ID with registration in any region of the country. For any inquiries, please contact me via my email.

750 000 ₱
54 months
20,50% per annum

Loans for Any Purpose and Situation, No Kickback Until Funds are Released

Comprehensive loan services: we manage the entire process for you. You only need to visit the bank branch to receive your loan. We eliminate spam and unnecessary applications by working exclusively with one bank, allowing us to streamline the process for our clients, bypassing most checks. We don’t consider your credit history if you have no active loans with our bank at the time of application. Delays, burdens, or rejections in other banks are manageable. Only a valid Philippine passport is required for the application. You don’t need to leave your region; loans can be issued in all regional centers of the country, and we complete everything within one business day. Reach out to our contact email.

340 000 ₱
2 months
24,00% per annum

Facing Financial Challenges? Need Cash Urgently? Contact Us via Email. Available Across All Regions of the Philippines.

Loan assistance up to PHP 2,500,000 from reliable bank employees. The long-awaited loan can become a reality; the client’s situation does not matter to us. We can help even in the most challenging situations (including poor credit history and employment issues). We operate with honesty and results; there are no schemes or upfront fees, and we do not engage in mass mailings. Being of legal age and having no criminal record are mandatory conditions for the client.

260 000 ₱
72 months
9,75% per annum

Consumer Loan Available Regardless of Credit History, Offered Nationwide

We offer assistance in obtaining a bank loan of up to 5 million PHP. We provide genuine support for borrowers with a negative credit history, open delinquencies, or high levels of debt. A decision will be made on the same day you apply. Residence in any region of the Philippines is acceptable, with the approved loan issued in Manila and complete personal assistance at the bank. Applicants must be between the ages of 24 and 60. Manual underwriting is conducted. Funds are credited to your account, with the entire amount available in cash upon signing the loan agreement. Processing is done with a valid ID. Payment for our service is due upon successful approval.

2 600 000 ₱
18 months
9,00% per annum

We assist in obtaining loan services, operating across all regions, even for borrowers with negative credit history.

Guaranteed Credit Approval! We handle everything from documentation and forms to receiving your cash. We offer up to 3 million pesos. Any credit history is accepted. We stand by our words and actions. We get the job done, no empty promises. Call us now! 100%

900 000 ₱
9 months
14,25% per annum

I can assist you in obtaining a credit card without a credit history check and without rejection.

We are ready to assist you in obtaining a loan on the same day you apply, with amounts ranging from PHP 100,000 to PHP 2,000,000 without income statements or collateral. We work exclusively with one specific bank, where we have reliable support from the security service and credit committee. If you do not have any active loans with our bank at the time of application, we can guarantee that we will help you secure one. Applications are accepted via email.

500 000 ₱
3 months
14,25% per annum

I offer assistance in obtaining a loan

We guarantee reliable and legal assistance in obtaining loans, with a fair approach to borrowers and no advance payments required. We work across all areas of bank lending, accepting any credit history status, from zero to severely negative. We can provide our clients with the best loan conditions, requiring minimal documentation: a Philippine passport and TIN. No advance payments are necessary, and we do not impose paid contracts; the service is considered rendered and is paid by the borrower only after receiving the loan funds. We operate in all regions of the Philippines, and applications can be submitted via email.

1 600 000 ₱
1 months
8,00% per annum

We offer guaranteed loan options without the risk of rejections and upfront payments.

Do you have overdue payments and banks are refusing you?
Reach out, and I’ll help find a way out of the situation.
I assist clients with issues such as:
— Open delinquencies, blacklists, stop lists
— Lack of official employment
— Multiple rejections, court rulings.
We consider amounts from 1,000,000 to 5,000,000 pesos with interest rates from 16.4% to 19.2% annually.
No collateral or guarantors required.
It is possible to get a loan with just two documents. Borrower must be at least 21 years old, with registration in any region; unfortunately, we are temporarily not working with Mindanao. Loan approval in Manila. The possibility of obtaining a loan in the borrower’s region is discussed individually. Work with a credit broker is only under a service contract, with a commission from 10% of the loan amount. Advance contract format. Offer is only for reasonable and responsible borrowers.
My clients receive money, not empty promises!

320 000 ₱
48 months
9,75% per annum

Offer for Creditworthy Borrowers

We can help you get a loan in Manila with a 100% success rate. We provide assistance to unemployed individuals, those with high credit loads, damaged credit histories (only closed delinquencies), pensioners, and students. We work exclusively through reliable connections in banks. Therefore, we do not require employment certificates and do not ask for advance payments. With just two documents, you can get up to PHP 500,000. Arrive and receive your loan! We value your time and ours. Filipino citizenship required. Age from 18 to 70 years. Call us today to get your loan. We operate without breaks or holidays, from 09:00 to 20:00.

2 600 000 ₱
36 months
13,25% per annum

Offering Loans

If you’re looking to get a loan without any upfront payment, just give us a call! We’re here to help you secure a loan, avoiding unnecessary rejections. All you need is your passport and TIN, and we’ll fill your loan applications with approvals! We approve and disburse loans ranging from ₱50,000 to ₱700,000 within two hours using your passport. For amounts from ₱700,000 to ₱2,500,000, we take just one day with your passport. For sums exceeding ₱2,500,000 up to ₱12,500,000, it takes up to three days with your passport and TIN. Whether you’re unemployed, working unofficially, or have a high financial burden, don’t worry! We can help!

4 400 000 ₱
120 months
20,25% per annum

Solve your financial problems in one day.

Good day! Our specialists are ready to assist you. The process of applying for and receiving funds is so straightforward that you will be delighted! You can find detailed information regarding amounts, terms, and interest rates by contacting us via email.

2 500 000 ₱
24 months
17,00% per annum

Get Assistance with Your Loan Application Anywhere.

The personal loans department of a major bank in the Philippines is here to help you secure a loan for any purpose. We offer favorable terms: a Philippine passport and a clean criminal record are required. No upfront fees or payments until you receive the loan. We handle even challenging cases, such as long-term payment delays, heavy banking obligations, blacklisted status, or lack of income proof. If you’re reading this announcement, you’re already halfway to receiving your loan. Just call our specialist or submit an application via email, and your financial concerns will soon be addressed.

460 000 ₱
48 months
6,50% per annum

Get Approved for a Loan, Even in Tough Situations. Turnkey Solutions. No Rejections.

I am offering a loan from my personal savings without checking credit history. Only a passport is required. Available to all Filipino citizens. Loan amounts up to PHP 2,700,000. Decision on the loan issuance within half an hour. No fees for service assistance, insurance, notary, or any upfront payments and fraudulent schemes. For quick contact, call or email, as this offer cannot last forever and, unfortunately, money is not limitless.

460 000 ₱
15 months
22,00% per annum

Guaranteed Assistance in Securing a Loan.

I can assist you in obtaining a substantial bank loan at an attractive interest rate. Only a minimal set of documents is required for the application. Loans available up to ₱2,000,000 at 10.9% interest. Available for both employed and unemployed Filipino citizens, with any credit score. Assistance with any issues and stop lists is provided. No upfront fees; commission is charged afterwards.
Call between 9:00 AM and 9:00 PM.

2 900 000 ₱
120 months
3,50% per annum

We offer comprehensive assistance in obtaining loans, with no upfront fees.

We offer a comprehensive set of services aimed at successfully securing a loan. We guarantee honest and transparent lending conditions. No documentation, collateral, or guarantors required. We do not send out mass bank or financial institution requests. Credit history is not a factor, as life circumstances can vary. We provide low-interest rates on loans. Loan amounts considered range from PHP 100,000 to PHP 4,000,000. Age restrictions apply from 18 to 70 years. Applications are processed promptly. We cater to all regions.

4 400 000 ₱
10 months
12,25% per annum
Borrower Rating Interest rate Amount
Digido
4.4,0/5 9,9% 2 400 000 ₱
Robinsons Bank
4.5,0/5 5,1% 2 500 000 ₱
Banco Santander Central Hispano
4.9,0/5 11,2% 2 300 000 ₱
MUFG Bank, Ltd.
4.1,0/5 6,7% 300 000 ₱
JPMorgan Chase & Co.
4.5,0/5 9,6% 2 600 000 ₱
Industrial Bank of Korea Manila Branch
4.6,0/5 10,9% 3 400 000 ₱
Citibank Philippines
4.8,0/5 11,1% 800 000 ₱
CIMB Bank Philippines Inc.
4.3,0/5 6,5% 4 900 000 ₱
China Banking Corporation
4.8,0/5 0,5% 2 900 000 ₱
Al-Amanah Islamic Investment Bank of the Philippines*
4.8,0/5 8,5% 3 200 000 ₱
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