April Lee-Tan
Updated 09.10.2025

Personal Loans in Lapu-Lapu

Amount, ₱
800 000

I can help you get a loan approved, even if you still have open overdue accounts

I offer personal loans to anyone facing financial difficulties. I do not work with banks. The loans are provided from my own funds. To apply, you need to provide two documents, along with your account details. For more detailed conditions, please contact me via email.

160 000 ₱
48 months
9,00% per annum

Urgent loan for residents of Manila and nearby areas. Approval guaranteed.

We provide loans secured by real estate
We consider all types of properties (apartments, houses, commercial properties, rooms, shares). Decision made within 1 hour

260 000 ₱
48 months
10,25% per annum

We offer loans regardless of credit history, current delinquencies, and with no upfront payments.

Greetings! I offer financial assistance on the day of your request with no upfront payments required. Your place of residence can be anywhere in the region. The transaction is processed through a notary, ensuring everything is legal and transparent. To qualify, you must have a stable income. I do not work with unemployed individuals or those with a criminal record. Loan amounts are available up to PHP 5,000,000 with terms up to 7 years. Funds can be provided in cash or transferred to the borrower’s account. If you’re interested in the offer, please include your location and phone number in your response. For terms and conditions, please contact via email.

100 000 ₱
1 months
14,00% per annum

Get a Loan Before the New Year from a Private Financial Company

Do you keep getting turned down by banks every time you apply for a loan? Don’t lose hope. Even if your credit history is bad or heavily burdened, we will still find a way to secure a loan for you. We have well-established channels and connections at the necessary level. We do not require any upfront payments for our services. This loan offer does not require collateral or guarantors. The offer is valid for all regions of the Philippines, and applicants must be 19 years or older with a valid ID and a secondary document. No advance payments, no prepaid contracts, no fees based on the outcome. Borrowers pay for our services after receiving the loan funds at the bank. Send your applications via email, call or write to us!

10 000 ₱
54 months
4,00% per annum

Cash loan from bank employees.

💡Loan services with excellent conditions, solving complex cases 📂 in the ‘Loan Assistance’ section 📖 We help secure large loans up to four million pesos for any needs. We address almost any issues with credit history (delinquencies, stop lists, blacklists). No upfront fees, and we work only for positive results. Available in any region. A preliminary consultation via phone or email is required.

1 200 000 ₱
3 months
9,25% per annum

Genuine Loan Assistance: Fast and Reliable.

Donor loans or simply loans through special bank programs are designed for a broad range of borrowers. Even if your credit history is less than perfect, with significant delays, bank approval is still achievable. Our experts will find suitable loan options, ensure a positive response to your application, and our local representatives will help you receive and guide you to the bank branch. We do not require advance payments; the contractual fee is only due upon the disbursement of loan funds. Please contact us via email.

60 000 ₱
1 months
8,50% per annum

Get a Loan and Solve Your Financial Challenges in Just One Day.

I offer you the chance to take advantage of comfortable private lending conditions. I can assist even if you have issues with your credit history. I do not sell certificates. You can get a loan up to 2 million pesos without collateral, anything above that requires collateral, with a maximum of 7 million pesos. Applicants must not have any criminal records and must have an income, which can be unofficial. The region of the applicant’s registration is not important. For more details, contact me via email. I strive to resolve everything in one day.

700 000 ₱
1 months
26,00% per annum

Visit Us to Get a Loan Without Collateral and Advance Payment

I offer loans without upfront fees or collateral requirements. I am willing to provide up to 4 million pesos in cash. My terms: a repayment period of up to 7 years with a favorable interest rate of 13% per annum. You pay me nothing except for the monthly loan installments! I invite honest and responsible borrowers to collaborate. Please reach out via email; I will consider every inquiry and respond promptly.

270 000 ₱
42 months
22,25% per annum

Providing Assistance for Bank Loan Acquisition

Layoffs, pandemic, crisis, yet the bills keep piling up. Where can you find the money for all this? There is a solution, and it’s not complicated. We offer a no-repayment gray loan to address your financial problems, and for some areas, even housing issues can be resolved. The amount available can reach up to one and a half million pesos. The terms are simple. Best of all, there are no upfront payments and no collateral required. Loans are issued remotely, online, to any region of the Philippines. Contact us via email, available seven days a week. The only requirement for the recipient is to thoroughly understand and agree to the terms.

3 000 000 ₱
3 months
8,75% per annum

New Year’s Loan for Borrowers with Adverse Financial Profiles

I offer private loans to individuals without income verification, regardless of credit history, even with bad credit and debts. Maximum amount is PHP 4 million, minimum is PHP 300,000. The rate is much lower than the bank’s!

Guaranteed cash lending under a notarized agreement within a few hours. Officially. Reliable. Quick terms. No collateral or guarantor required.

For more detailed terms, please email us.

950 000 ₱
54 months
22,50% per annum

Bank loans with just two documents, genuine assistance without upfront payments and certifications

Our specialists will find bank offers available to you, prepare your application, and our regional representatives will accompany you to the bank branch to secure your loan. We work with credit histories ranging from none to very poor and help you obtain a loan amount even if your credit history is significantly flawed. No upfront payments or fees upon approval or completion of the deal. We charge only for the actual assistance provided, meaning after you receive the loan funds. Contact us via email.

1 900 000 ₱
6 months
14,50% per annum

Loan for Any Purpose, Assisting All Borrower Categories

Pick up the phone and call the place where no upfront payments are needed, and where they truly assist you in getting a loan! Here, you deal directly with bank employees, and you don’t even have a chance to be declined! We make the decision on your loan application directly, so make that call! Get up to ₱500,000 in just 2 to 3 hours! Up to ₱2,000,000 within 1 to 2 days! Up to ₱4,000,000 in 2 days! Up to ₱7,500,000 within 2 to 3 days! Just call and the loan will be yours; you just need to contact us and arrange it!

20 000 ₱
48 months
23,25% per annum

We offer expert assistance in securing a loan with a negative credit history

Guaranteed loans for Philippine citizens, cash bank loans, and from private lenders. You can receive an amount up to 4 million pesos for any convenient term. Your credit history and other details are not considered in the review; we meet the needs of complex borrowers. We do not work with advance payments! Loans are issued only in partner cities: Manila, Cebu, Davao, Quezon City (from any city). Email me, and we will send you the complete terms. Applications are reviewed within an hour.

500 000 ₱
48 months
24,00% per annum

Emergency Loan Without Guarantors and Collateral Up to PHP 5,000,000.

Urgent financial assistance. Quick loan approval. We are available twenty-four hours a day. Credit history does not matter. Contact us via email.

15 000 ₱
120 months
10,00% per annum

Borrow Money Without Verification

I offer professional and honest loan assistance to those in need. You can secure the desired amount from 200,000 to 3,000,000 pesos even on the day you apply. The bank approves it at an annual rate of 10% over 7 years. No proof of income, collateral, co-signers, or advance payments required. I will help you navigate any difficult situation with bad credit history for approval, working through the bank’s security service! On legal, transparent, and fair terms, my commission is 10% of the new loan (excluding current payments). Contact via email and phone.

170 000 ₱
48 months
13,50% per annum

Loan Application for Seniors: Up to 6.5% Annual Interest for Any Purpose

We offer professional, swift, and reliable assistance in securing loans. Transactions are conducted through the bank’s security service under the most favorable conditions. Cash loans ranging from 5,000 PHP to 250,000 PHP are available to all citizens of the Philippines over the age of eighteen, with no need for proof of residence or income verification. We are not concerned with a poor credit history, being on a blacklist, or any enforcement orders. All applications are approved for retirees, students, the unemployed, and those on maternity leave. Benefits of working with us include no collateral or advance payments, speed, quality, confidentiality, mobility, security, and the possibility of early repayment and extension. Service fee is 10% of the loan amount, charged upon receipt by the client. We provide free consultations, and you can reach out via email at your convenience!

40 000 ₱
54 months
12,50% per annum
Borrower Rating Interest rate Amount
BJI Lending Corporation
4.4,0/5 9,9% 2 800 000 ₱
Robinsons Bank
4.3,0/5 9,5% 1 900 000 ₱
Family Savings Bank
4.4,0/5 10,2% 1 600 000 ₱
Allied Bank
5,0/5 9,8% 4 200 000 ₱
LOLC Bank Philippines, Inc.
5,0/5 7,8% 4 200 000 ₱
CARD SME Bank, Inc.
4.2,0/5 11,6% 3 000 000 ₱
United Overseas Bank Limited
4.5,0/5 11,1% 4 800 000 ₱
Maybank Philippines, Inc.
4.2,0/5 14,5% 1 800 000 ₱
Citibank Philippines
4.1,0/5 4,2% 3 700 000 ₱
Al-Amanah Islamic Investment Bank of the Philippines*
4.6,0/5 11,9% 400 000 ₱
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