April Lee-Tan
Updated 09.10.2025

Loans despite bad credit history in Lucena

Amount, ₱
800 000

I will process your loan application even with negative financial parameters.

Having trouble securing a loan? Dealing with missed payments and a poor credit history? There’s a solution for you. With our support, getting cash is possible!

We offer a wide range of services aimed at loan approval and disbursement. You can receive cash from ₱350,000 to ₱5,000,000. No mass bank mailings – only verified loan options without shady schemes. We’ll propose several solutions for even the most challenging situations faced by our clients. Disbursement within up to 3 days.

– Filipino citizenship required
– Age between 25 and 60 years.

Decision within an hour. Payment upon completion of the deal.

Call us.

24

3 000 000 ₱
48 months
20,00% per annum

No Penalties! Borrow Money Without Huge Overpayments

If you need a loan, call now and you’ll get the money guaranteed. I work with any credit history, and employment status doesn’t matter. Loan amounts vary from small to substantial. It’s possible to receive the funds on the day you apply. No rejections (after all, this is assistance). Don’t waste your time, call me while there’s still a real opportunity.

20 000 ₱
12 months
11,50% per annum

Borrow money directly to any bank account, no transaction fees required

We will help you secure up to PHP 2,000,000 with minimal requirements. You need to be between 20 and 65 years old, a citizen of the Philippines, have a permanent residence, and have not previously applied to our partner bank. We charge up to 25% of the loan amount for services, depending on the region. Applications are accepted via email.

170 000 ₱
96 months
11,00% per annum

Fast Loan up to One Million, Instant Card Approval

Even if your credit history is less than ideal, we are ready to offer you a loan right now. No unnecessary questions or checks. Simply provide two documents for processing, and within an hour, you will receive the loan on your card. Contact us via email as soon as possible.

150 000 ₱
84 months
20,50% per annum

We assist in getting approval without upfront payments!

Looking for 5 million pesos without any upfront payments? Call us now! We can urgently arrange a personal loan for any amount from 200,000 pesos to 5 million pesos. Here’s what we need from you:

— Personal presence when applying
— A government-issued ID
— A second document (e.g., driver’s license)
— No active delinquencies on current loans

Processing time varies from 1 to 4 working days. We solve any issues with official employment status for free! Call us!

950 000 ₱
60 months
15,00% per annum

The Best Financial Offers for Our Clients: Private and Bank Financing

Are you searching for the phrase: “seeking a private loan”? If so, you’ve come to the right site. I am a private lender ready to provide you with funds any day of the week at low interest rates and extremely favorable terms. I can transfer the money to your account or give it in cash.
Looking forward to your applications!

7 500 ₱
10 months
10,50% per annum

Lending to all Philippine citizens, regardless of credit history and existing debts. Private lender.

In reality, we assist in obtaining a bank loan with transparent terms, no upfront fees, efficiency, and reliability. We operate in all regions, feel free to reach out via email.

3 000 000 ₱
54 months
25,50% per annum

Available Loans for Citizens Across All Regions, No Advance Payments Required

Having trouble solving financial issues? We offer quick assistance within 30 minutes. Credit history is not important, and we consider applications without strict requirements or scoring checks. You only need a single ID and a bank account to receive the funds. We work with individuals aged 18 and older. We truly provide financial assistance without upfront fees. Free consultation via email.

120 000 ₱
120 months
5,50% per annum

I can provide financial assistance on the same day of inquiry.

Private lending from personal funds. Dear clients, please consider the following when applying: Only citizens of the Philippines with a source of income and identity documents, and who are over 18 years old. For you: 50,000 – 1,000,000 pesos, 16 – 35% per annum, with individual conditions for each client. No collateral required, possible to work across regions in the Philippines, bank credit history is not important. No mass mailings or similar practices.

200 000 ₱
30 months
28,50% per annum

Get a Loan with Bad Credit History Directly to Your Card, No Upfront Fees

We provide professional assistance in obtaining a bank loan. – We approve amounts from ₱250,000 to ₱4,500,000 within 1 – 2 days. Having partnerships with several lending banks ensures that our clients receive their loans, even if they have negative credit history, high credit load, or past due payments, whether open or closed. – Complete confidentiality of the transaction. – We personally assist and accompany the client. – No paperwork or upfront payments required. – No collateral needed. – Available to all regions of the Philippines, except for certain restricted areas. – For ages 25 – 59. Our fee is paid upon successful loan acquisition.

2 200 000 ₱
3 months
23,25% per annum

Urgent Assistance for Securing a Loan for Immediate Needs.

I’ve been providing personal loans since 2013. As an individual lender, I offer funds from my personal capital. My offer is serious and legitimate.
My requirements: age 21 and above, citizenship and residency in the Philippines, no criminal record. Feel free to reach out!
Credit history doesn’t matter, I work with various cases, offering a personalized approach. Having taken private loans myself for business development, I’m familiar with all the challenges, making my offer mutually beneficial. I’m committed to long-term collaboration!
Serious and legal, with all transactions conducted strictly under contract. Loan transfers are made directly to the borrower’s account and in no other way. I review applications quickly. If you are an honest and responsible individual, you can count on approval.
For first-time clients, the loan amount is up to PHP 3 million. We’ll agree on a repayment schedule. This offer is limited, so take advantage while you can.

15 000 ₱
72 months
5,50% per annum

Loan for Any Delays and Challenges!

Quick loan approval in Manila, only with us. We offer you a great opportunity to get the amount you need. To apply, your credit history is discussed over the phone (it’s possible to get approval even with delays or a criminal record). CALLS ONLY accepted!

2 000 000 ₱
30 months
23,00% per annum

Urgent Cash Within a Day! Private Loans and Non-Collateral Donor Credits Up to PHP 12 Million Without Income Proof

If you reach out to our specialists, you’re guaranteed to receive the necessary amount from one or several banks. We collaborate only with those banks where we have actual support from employees in security services and the credit committee. We consistently prove in practice that with the right approach and necessary connections, all categories of borrowers can count on getting a loan. Another advantage of our service is its complete transparency; we do not impose paid contracts on our clients, nor do we ask for any commissions upfront. We take our commission not just based on the work done, but when the loan money is actually handed over to the client. We work with Filipino citizens aged 22 to 70. Reach out to us via email.

800 000 ₱
48 months
15,00% per annum

We will surely solve your financial concerns.

We can assist you in obtaining a cash loan of up to PHP 3,000,000 for any purpose at a reduced rate starting from 5% per annum, with a loan term of up to 7 years, without collateral. We handle cases such as: — high debt load, long-term delinquencies, court decisions on credit obligations; — lack of official income source, unemployed individuals. A Bank employee personally processes your application! Our cooperation terms are transparent, with no hidden conditions, and commission fees are paid strictly upon successful loan acquisition. We cover all expenses and offer a turnkey service. The loan acquisition process is conducted personally in the bank with the guidance of a regional manager.

2 100 000 ₱
6 months
5,75% per annum

Private Loan, Available Remotely Across the Philippines.

Announcement from loan organization staff. We provide assistance in obtaining loans for citizens of the Philippines who are unable to secure loans on their own. Remote processing, no official employment required. Loan limits up to 550,000 PHP, loan term of 3 years, with an interest rate not exceeding 28.9% per annum. Our services are offered for a fee, payable upon receiving the credit card. You can contact us via email from 9:00 AM to 8:00 PM PHT. We invite regional loan brokers to collaborate (attractive commission).

70 000 ₱
15 months
27,50% per annum

Helping You Get a Consumer Loan with Overdue Accounts Quickly

The offer is available to individuals from any region. I operate nationwide. I can assist you in securing a loan to a card, e-wallet, or bank account. Approval is guaranteed even with delays, high credit load, or a damaged credit history. Please contact me via email.

3 000 000 ₱
60 months
16,25% per annum
Borrower Rating Interest rate Amount
Cooperative Bank of Aurora
4.9,0/5 2,1% 800 000 ₱
GoTyme Bank Digital Bank
4.9,0/5 1,6% 4 700 000 ₱
Bank One Savings Corporation
4.9,0/5 6,1% 700 000 ₱
Sumitomo Mitsui Banking Corporation
4.3,0/5 11% 3 200 000 ₱
Shinhan Bank
4.5,0/5 5,2% 4 700 000 ₱
Citibank Philippines
4.6,0/5 10,6% 1 100 000 ₱
Barclays Bank
5,0/5 4,8% 2 800 000 ₱
Bank of Commerce
4.8,0/5 8,9% 3 100 000 ₱
Bank of China – Manila Branch
4.8,0/5 4,8% 1 300 000 ₱
Australia and New Zealand Banking Group
4.1,0/5 3,1% 400 000 ₱
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