April Lee-Tan
Updated 09.10.2025

Loans with Bad Credit History in Malabon

Amount, ₱
800 000

Loan Without Job Certificates and No Upfront Fees!

The best consumer loan offers on the market. We collaborate with the lending institution. We review applications promptly, assist during the transaction, and initiate requests without physical presence. Offers from a major bank with minimal commission losses upon cash receipt. Issuance possible in your region of residence. We accommodate applications with existing debts in other banks or microfinance institutions, with a minimal risk of rejection.

1 500 000 ₱
120 months
19,50% per annum

We deliver on our promises! We give you cash!

Urgent processing of a loan with a promissory note. No references or guarantors required. Amounts no less than one hundred thousand pesos. Maximum term up to ten years. I don’t overcharge the interest. Message me on WhatsApp +639199999999.

600 000 ₱
24 months
15,50% per annum

Microfinance Organization, Loans from 12,000 to 60,000 PHP

Consumer loans for borrowers who have overdue payments, low credit scores, and other issues can still be obtained with the right professional assistance. We don’t require upfront payment for our services; a 15% commission is charged only after you receive the loan funds. We work across all regions, require minimal documentation, and secure bank approval within one to two days. We are truly ready to prove that obtaining a loan with a negative credit history is indeed possible. Contact us and see for yourself. Applications are accepted via email.

460 000 ₱
15 months
22,75% per annum

Offering a private loan with minimal interest and favorable terms!

If you’re looking to solve issues related to obtaining a bank loan, feel free to reach out. Lenders often deny applications due to poor credit scores and low repayment capacity, but refinancing can address these challenges. I assist borrowers in consolidating current debts, eliminating debt claims, and providing additional funds for urgent needs. You can secure a loan at a competitive rate of 12%, consolidating all existing debts. I can help you clear liabilities up to PHP 3,000,000 regardless of your credit history status. If needed, you can request additional funds for personal expenses. My offer is available to all clients in the Philippines aged 20 and above. You will only need to provide two standard documents. Contact me if debts are piling up, banks are declining due to poor credit history, or if there’s pressure to pay off existing loans quickly. Together, we can tackle your financial issues. My services require no upfront payment.

4 000 000 ₱
24 months
7,25% per annum

Ready Loan Programs. Guaranteed Loan Approval.

I work with clients of varying credit difficulties, including delays, high loads, no credit history, alimony, large families, and so on. From PHP 150,000 to PHP 5,000,000. All you need to do is call and explain your situation and how much you need. No advance payment required.

650 000 ₱
1 months
21,00% per annum

Offering Easy Loans Regardless of Your Credit History.

If you’re looking to get a loan quickly and with favorable terms, I’m here to help. Sending mass applications to banks can actually harm your situation; it’s better not to try solving the problem by buying documents or certificates. I offer a reliable and proven method to address your issues. There are tried-and-tested strategies that yield positive results. I can guide and process your application bypassing checks and credit history requirements for amounts up to 3,000,000 PHP. For more complex situations, we have special conditions. Philippine residency required. For ages 28 to 57. I work individually with each client. Contact me by phone. Available daily. No upfront payments or transfers required.

850 000 ₱
72 months
6,50% per annum

I can help you get approved for a loan without an upfront payment. I work with amounts up to PHP 5 million, even with a bad credit history.

Do you have multiple loans already? Are you constantly taking new loans and microloans to cover them? With our help, you can stop the growth of your debt, refinance your loans, and make one easy payment for a single credit product at one bank. Loan amounts range from 100,000 to 5,000,000 PHP. Most of our clients have bad credit histories, high debt loads, or no steady income. All these challenges can be resolved with guaranteed support from our partners. Only available to Philippine citizens. Services available nationwide. Ages 22 to 70. Service fees are charged upon loan disbursement, not upon application approval. Contact us via email at pogodin.v.

1 000 000 ₱
24 months
22,75% per annum

Online Personal Loans with Direct Deposit to Your Card

I offer private financing for citizens without collateral and documents for a long term all over the Philippines. Decisions are made online in just a few minutes. I do not charge any fees for my services. The interest rate is lower than that of banks. Quick disbursement of funds upon approval. You can borrow any amount up to 2,000,000 PHP with just two documents. I am not concerned about your credit history. Feel free to email me anytime. I will respond quickly and solve your financial problem on the same day you reach out.

160 000 ₱
30 months
21,25% per annum

Bypass Credit Scoring. Guaranteed, Honest, Fast, No Advance Payment.

We provide real assistance in obtaining a loan of up to 1 million PHP. The decision on issuance is made within 2 hours. We address challenges such as: – Lack of income verification (loan programs without needing certificates) – Over-indebtedness. – Poor credit history. – Current delays in banks and financial institutions. We arrange the required amount through our partner bank. The success of the transaction is achieved through reliable agreements and partnerships with a leading bank in the Philippines. Your personal visit to the bank is only necessary for collection. Support at every stage. We operate without breaks or holidays. Loans available daily. Contact us via email.

3 400 000 ₱
72 months
25,50% per annum

Assistance available for obtaining a loan on favorable terms with immediate approval despite a negative credit history

It’s time to get a loan without any upfront payments!

We genuinely help you access cash loans when you need them the most!

We can do this because we work within a bank and have strong connections!

If you need between PHP 50,000 and PHP 300,000, you’ve come to the right place!

You can receive these funds even without employment and despite high existing debts!

All you need is your ID and no open past-due accounts!

Call us and get your loan—it’s easier with us than you think!

650 000 ₱
2 months
16,00% per annum

Private investor offers same-day loans with no advance payments!

We will arrange and facilitate the issuance of a bank loan up to PHP 1,500,000 on the day of application. We process this through our “partner” bank, with direct support from employees holding positions in the security and credit committee departments. It’s not critical if you have long delays or a high credit load with other banks. We do not request your credit history; verification is only done through the bank’s internal database. If you have no debt obligations with our bank, we guarantee that we can help you obtain a loan. The bank has branches in all regions of the country, and the loan is issued in the borrower’s region of residence. Please contact us via email.

140 000 ₱
36 months
24,50% per annum

Instant Cash Loans from a Reliable Investor Starting at ₱100,000.

I urgently offer loans from 350,000 to 5,000,000 pesos without credit checks or upfront fees. No collateral or guarantors needed. Any credit history is welcome! Attractive terms and personalized interest rates. Your place of residence doesn’t matter. Personal pick-up is available only in Manila, Cebu, Davao, Quezon City, and Makati! Decision on your application in as fast as 5 minutes! I look forward to collaborating with responsible and serious individuals. Please send your applications to my email.

7 500 ₱
42 months
12,25% per annum

Get a Loan Without Hassle and Formalities

We have special offers and customized lending programs tailored for each of our clients! You can take advantage of services such as deferred first payment and payment holidays. We offer accessible bank loans on the day of your application without any upfront fees, guarantors, collateral, or hidden charges! We cooperate with all regions of the Philippines! We assist borrowers with heavy debt burdens, those working informally without income proof, regardless of credit history or existing delays. Loan amounts range from PHP 150,000 to PHP 10,000,000 in cash for any purpose. We work professionally, efficiently, and guarantee 100% satisfaction! Our experts know how to assist even in the toughest situations! Send your application to our email and get a loan with minimal documentation, favorable terms, and low interest rates. Email us at:

5 000 000 ₱
30 months
3,50% per annum

We offer expert services for bank loan processing with no upfront fees.

I offer professional, knowledgeable, and appropriate assistance in selecting and obtaining a loan for any purpose. I work with individuals aged 21 and older. The available loan amount ranges from PHP 200,000 to PHP 4,500,000. Conditions and requirements for borrowers: residence in any region, honesty, and financial reliability. Client personal and contact information is kept strictly confidential. A history of being on a stop-list, blacklists, or having debts with legal authorities does not deter us. No need for an income certificate or official employment. A minimal service fee is charged only after the client receives the full loan amount.

2 000 000 ₱
3 months
14,75% per annum

Urgently borrow money in Manila — advertisements

Forget about advance payments and purchasing certificates! Up to 7,000,000 pesos in cash.
By working with our bank staff, you won’t need to buy anything!
You only pay a fixed commission after receiving the funds in hand.
We will:
— Raise any credit score
— Guide your application through underwriting to guaranteed approval
— Solve issues with lack of official employment for free
— Work with any region in the Philippines if you’re ready to come to Manila
— Not charge you any advance payments.
From you we require:
— Personal presence
— Philippine ID and any second document
— No outstanding loan or credit delays.
Call us anytime.

140 000 ₱
42 months
26,50% per annum

Loan Secured by Real Estate for the Unemployed

I can quickly assist all Filipino citizens in obtaining a loan. Funds are guaranteed to be available on your card or account on the very day you apply. Available for absolutely any region. Please contact me via email.

360 000 ₱
18 months
29,50% per annum
Borrower Rating Interest rate Amount
Traders Royal Bank
4.1,0/5 5,5% 600 000 ₱
Standard Chartered Bank Philippines
4.4,0/5 3,2% 1 800 000 ₱
BNP Paribas
4.3,0/5 14,3% 2 600 000 ₱
AMA Rural Bank of Mandaluyong, Inc.
4.8,0/5 14,4% 2 300 000 ₱
Makiling Development Bank Corporation
5,0/5 7,7% 2 100 000 ₱
LOLC Bank Philippines, Inc.
4.2,0/5 10,9% 600 000 ₱
Philippine Veterans Bank
5,0/5 10,9% 1 700 000 ₱
KEB Hana Bank – Manila Branch
4.8,0/5 4,3% 1 100 000 ₱
JPMorgan Chase & Co.
4.8,0/5 3,2% 3 800 000 ₱
China Banking Corporation
4.5,0/5 1,6% 2 300 000 ₱
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