April Lee-Tan
Updated 09.10.2025

Loans Despite Bad Credit History in Manila

Amount, ₱
800 000

Genuine and Fast Loan Regardless of Credit History!

Loan Secured by Apartment Share Without Re-registration at 2% Monthly Manila

Private loan secured by apartment shares. Quick processing and receipt of the full amount in cash. Transparent contract. No re-registration. No eviction of residents, children, or pensioners. No advance payments. Private investor.

10 000 ₱
72 months
18,50% per annum

Get an Immediate Loan for Urgent Needs from a Private Lender.

Private financing with a reasonable rate of up to 3 million Philippine pesos. Maximum loan term – up to 10 years. Interest rate at 12% per annum. No checks, collateral, or documents required. No intermediaries, you will deal directly with me. Immediate decision with a personalized repayment agreement. Urgent money transfer available across the Philippines. By contacting me, you will receive 100% fast and guaranteed results with honest terms throughout our collaboration. To get more detailed information, please contact me via email.

600 000 ₱
9 months
17,50% per annum

Reliable Loan Without Risk and Unnecessary Paperwork.

I offer loan proxy services in Manila, where I take out a loan on behalf of others. This is especially relevant for people with a bad credit history. No upfront payment is required. My service fee is fixed at 20,000 pesos, regardless of the loan amount. The transaction is confirmed with a written agreement.

3 200 000 ₱
1 months
13,50% per annum

Offering Personal Loan Assistance

If you have a bad credit history, high debt load, or issues with collectors, we are here to help.
No need for certificates or employment verification from you.
You will receive approval within just a couple of hours.
We offer loans throughout the Philippines and nearby regions.
For those aged 18 to 60 years.
Need money? Contact us via email.

190 000 ₱
72 months
12,75% per annum

Real Estate Financing Available Right Now!

Loans up to 5,000,000 PHP, with just two documents, no certificates required, processing and disbursement from a few hours to one business day. Our fee is only charged for tangible assistance, meaning after you have received the loan funds. No fees for approval or other hypothetical services. A negative credit history is not a problem; we effectively work with all categories of borrowers, even helping those who have been denied by most banks. In very challenging situations, we arrange for a credit guarantor. We work with all regions, accepting applications via contact email.

2 200 000 ₱
2 months
13,75% per annum

Your loan has been approved, come for disbursement, only an ID is needed

Greetings to everyone. My name is Michael. I am a private investor, ready to offer financial assistance to those in need. There are no upfront fees (you pay nothing before receiving your loan) and no paperwork required (the loan is granted based solely on your ID). I offer amounts from PHP 500,000 to PHP 30,000,000, for a period of up to 15 years, at an interest rate of 11% per annum. I work exclusively with Filipino citizens residing in the Philippines. I respond to applications via email only (it’s more convenient for me). Applications for larger amounts are prioritized, and I respond to these first. For all inquiries, please write to my work email, and I will respond and assist everyone.

210 000 ₱
1 months
15,25% per annum

Assistance in obtaining a loan under any circumstances, we truly believe there are no hopeless situations

I offer loans ranging from PHP 50,000 to PHP 2,000,000 at an annual interest rate of 15%, with terms ranging from 6 months to 7 years. Loan repayment can be made through monthly annuity payments or a single payment at the end of the loan term.

4 000 000 ₱
3 months
29,75% per annum

Obtain a Private Loan with Promissory Note – Guaranteed Approval!

Call us when you’re unsure about how to get a loan!
We will help you obtain one without any rejections!
No need to buy fake documents or pay any advances!
We offer loans for any reasonable amount!
A high debt load will not cause your application to be rejected!
Neither will the lack of employment or having unofficial work!
We address these issues and can handle them without rejections!
Call us, and we’ll take care of everything so that your loan is approved!

50 000 ₱
96 months
29,00% per annum

We work reliably and focus on positive outcomes, regardless of your credit history.

I can assist you in securing the loan amount you need, regardless of your credit history. I consider cases with late payments and legal judgments. Income verification is preferred but not mandatory. There is an option to obtain a loan through targeted lending programs for purposes like medical treatment or education. Loans below 500,000 PHP are not considered, and maximum amounts are discussed individually. If you are under 21, there is an option to get a credit card with a higher limit. Borrowers can be up to 75 years old, residing in any region except Mindanao. There are limited opportunities to work with Palawan and Zamboanga regions. All terms, rates, durations, collateral possibilities, and early repayment options are discussed strictly on an individual basis. If I begin working with a borrower, it’s only towards a successful outcome. All processing and approval of the loan take place in Manila, and receiving the loan in other regions can also be discussed individually. Feel free to message or call.

130 000 ₱
54 months
29,75% per annum

Urgent Cash Loans with Promissory Note from Private Individuals in Manila

We provide assistance in obtaining a loan! No upfront payments, fees for fictitious lawyers, notaries, etc. Commission payment for our services is only after you receive the funds in hand! Loan amounts range from PHP 150,000 to PHP 3 million without collateral and mandatory insurance. We work with credit histories of ANY complexity: closed/open delinquencies, over-indebtedness, stop-lists, the presence of enforcement proceedings, etc. Full support and consultation at all stages of processing, preparation of necessary documents, and submission of the application directly inside the bank by an employee WITHOUT checking the borrower’s financial solvency and credit history. Requirements for borrowers: Philippine citizenship, at least 18 years old, any region of registration, level of income is not a concern. We DO NOT take advance payments for our services; commission is only payable after the loan funds are received. For all inquiries, please contact us by email. Write to email

750 000 ₱
120 months
18,75% per annum

We guarantee our clients approval of their loan applications and disbursement without documentation and advance payments.

I am willing to help borrowers facing difficulties with banks. I offer loans at a low interest rate. Please contact me on WhatsApp at +639178882526.

20 000 ₱
10 months
16,25% per annum

Offering transparent and advantageous terms for loans or refinancing without upfront payments

I am offering personal loans with a signed agreement. I provide loans up to 500,000 pesos at an annual interest rate of 11%. No excessive checks or long waiting periods. Standard processing takes just a few hours, requiring only an ID. If you need money urgently, call the number in the ad, and I will try to assist. Always available via email:

400 000 ₱
24 months
14,50% per annum

Assistance in approving a cash loan for up to 7 million pesos.

Borrow money on favorable terms. No credit history check required. No bank or intermediaries involved. Guarantee of receiving funds. Personal resources. Contact via WhatsApp +63955565474

170 000 ₱
42 months
5,75% per annum

Refinancing

Assistance in obtaining funds, genuinely, without any schemes involving payments for unrendered services, notarizations, confirmations, or other prepaid nonsense. No shady deals or income verification required. Loans on favorable and transparent terms, with an annual rate not exceeding 16%. Income verification documents are unnecessary. From application submission to fund disbursement takes just one working day. No risk, no upfront payments of any kind, and no false applications or mass mailings. If we commit, our clients receive the funds without paying anything. Contact us via email.

5 000 ₱
15 months
15,50% per annum

Need a Loan Urgently!

Loans through special banking programs tailored for a broad range of borrowers. It’s not an issue if your credit history has been damaged; even with long delays, getting bank approval is quite possible. Our specialists will select financing options, ensure a positive decision on your application, and local representatives will assist with receiving and accompanying you to the bank branch. We do not require advance payments; contractual fees are only applied upon the disbursement of loan funds. Contact us via email.

5 000 ₱
96 months
14,00% per annum

Private Investment Opportunities from Individuals without Advance Fees!

We approve and disburse! Disburse and approve! No paperwork and no sale of documents! We work closely with bank employees, ensuring guaranteed results! We process your request in the shortest possible time, and no upfront payment is required! We approve the amount you need from PHP 10,000 to PHP 6,000,000 without any rejections! Up to PHP 1,500,000 can be disbursed within just one day! For processing, all you need is your ID and any other secondary document! Call urgently and get your loan, why wait!

2 100 000 ₱
36 months
10,25% per annum
Borrower Rating Interest rate Amount
Pera Po Lending Corporation
4.8,0/5 6% 3 100 000 ₱
Digido
4.3,0/5 13,7% 4 600 000 ₱
Urban Bank
4.6,0/5 12,7% 900 000 ₱
Cooperative Bank of Aurora
4.8,0/5 9,3% 200 000 ₱
BNP Paribas
4.1,0/5 0,6% 1 900 000 ₱
Philippine Trust Company
4.1,0/5 1,8% 2 600 000 ₱
Philippine Bank of Communications
4.7,0/5 6,2% 2 200 000 ₱
Mizuho Bank, Ltd. Manila Branch
5,0/5 9% 300 000 ₱
Barclays Bank
4.6,0/5 8,8% 3 600 000 ₱
Bank of America, N.A.
4.3,0/5 11,4% 4 200 000 ₱
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