April Lee-Tan
Updated 09.10.2025

Personal Loans in Manila

Amount, ₱
800 000

Consumer loans without income proof required, fast and effective assistance even with bad credit history

Your credit history will not be checked or considered during the review process.
Minimal time and documentation required. No proof of income needed.
To complete the formalities, we will meet at a notary office where everything will take place.
Only genuine and transparent processing! No hidden surprises!
Registration and processing can be done in any region of the Philippines.
No payments or deposits required. No upfront fees!
Friendly interest rates and the option of installments for up to 84 months at your discretion!

4 000 000 ₱
72 months
24,75% per annum

Trustworthy Bank Connections: Apply for a Loan with Us

If you’re searching for a way to tackle your financial difficulties but keep getting turned down by banks due to past late payments, reach out to us! We offer multiple solutions for borrowers with troubled credit histories. – Amounts ranging from PHP 500,000 to PHP 7,000,000. – Terms up to 120 months. – Available even with a bad credit history. – Approval on the same day, disbursement within 1-3 days. – Minimal paperwork; just provide an ID, SSS, or TIN. – Residence in the Philippines required. – Age range from 27 to 62 years. – We have express loan and refinancing programs available. – No collateral needed. Our services have a fee! Payment upon completion. If you urgently need a loan but keep facing rejections, we can assist you.

3 000 000 ₱
84 months
15,50% per annum

Financial Institution Offers Loan Assistance Services

We offer loans processed within just one day. Our services cover all regions and areas, with loan disbursement directly in your city, eliminating the need for travel. Get approval without rejections through our security service. Consumer loans ranging from 150,000 to 3,000,000 pesos. No advance payments, insurance, initial fees, bribes, or anything of the sort. All you need to do is send us an email, which won’t obligate you to anything but will help clarify your situation. So, call us, or better yet, write to us!

22 500 ₱
1 months
7,00% per annum

Effective Assistance in Securing a Cash Loan.

We offer loans without the need for guarantors or employment verification, even for those with a poor credit history. There is an option to secure a loan from a private individual. We approve loans only for adult citizens of the Philippines with permanent residency in the country. Delays, financial burdens, and lack of official employment are not an issue! We handle all the problems related to the application process for you!

1 600 000 ₱
24 months
11,75% per annum

Loan from a trusted investor without collateral. Guaranteed

Hello. I can provide professional assistance in securing a loan from a bank in Manila. I hold a position that influences the scoring process and can sway a positive outcome on your loan application. Any credit history is acceptable, even with prolonged delays, except for those who consistently avoid repayment by borrowing from various banks with no intention of paying back. I charge a commission percentage based on the loan limit, payable only after the borrower receives the loan. No collateral, guarantee, or co-signers are required. The process requires three documents, and the age range for borrowers is from 23 to 60 years. Interest rates on loan products start from 11.5% annually. No need for paid verifications, insurance, or additional fees; payment to me is made after the borrower receives cash at the bank. For those outside of Manila, you must come to Manila to finalize the loan at the bank’s branch. This offer is limited, so please provide brief information about yourself (age; purpose, amount, and term of the loan; place of work; credit history status, etc.).

15 000 ₱
60 months
6,50% per annum

Get a Loan Quickly and Reliably, No Deception, No Upfront Fees!

Guaranteed assistance in obtaining a personal loan. Beneficial and transparent deal terms! – From PHP 150,000 to PHP 4,500,000 with just one ID – Approve loans without employment verification or income certificates. – Interest rates from 10% to 12% annually, depending on credit history. – Loan term from 6 months to 7 years. – Option for remote loan application! Basic requirements: – Philippine citizenship. Age from 18 to 75 years. – Possible overdue payments over 90 days, financial strain, and legal judgments. – Residence in any region of the Philippines. We focus solely on results, helping you even if others have declined! We guarantee no upfront payments of any kind! — Operating hours from 8:00 AM to 10:00 PM, seven days a week.

30 000 ₱
1 months
3,50% per annum

Bank offers approval for 1,500,000 – 2,000,000 PHP with just two documents!

Urgent professional financial assistance. Directly from a bank security officer without intermediaries. Loans from 300,000 to 10 million PHP. Any complex cases, including late payments, blacklists, and criminal records, are all subject to review and resolution. Residency in any region of the Philippines. No income statements or upfront payments required. Professional solutions for problems of any complexity. Free consultation. Decision within 1 hour. Money on the day of application.

Borrower Requirements:
— Punctuality in the payment discipline for the loan you will receive,
— A factual source of income that allows you to pay off the loan.
— I do not work with non-repayable loans.
Please request an amount you can afford to repay.
— Send a message on WhatsApp, and receive a full understanding of your situation after a free, detailed, and comprehensive analysis—discover the amount you can qualify for.
— Applications are accepted strictly via WhatsApp.
You can write anytime.
I respond during working hours.

180 000 ₱
3 months
5,00% per annum

Loan Assistance: Trustworthy Bank Connections, No Upfront Fees, Only Two Documents Required

Offering loans with minimal documentation and no income verification, amounts ranging from PHP 100,000 to PHP 5,000,000. We ensure a positive decision on your loan application and the disbursement of funds, even for borrowers with various types of debt obligations (banks, microfinance institutions, utilities). We work responsibly with a flexible approach to clients, a lenient attitude towards credit history issues, guaranteed security, and no advance payments. Applications are accepted via email.

2 900 000 ₱
48 months
22,50% per annum

I offer loans on favorable terms without rejection

By reaching out to us, you will receive genuine assistance in obtaining credit funds. We do not randomly guide you through banks or deal with numerous online applications; we provide real help through our connections with major banks. We work with all regions and any credit history. To choose a suitable credit program, please call the phone number provided in the advertisement.

270 000 ₱
48 months
4,25% per annum

Cash Loan for Everyone from a Private Lender

Do you need serious and reliable assistance with securing a loan, with guaranteed funds and without any processing fees? We can help you obtain a bank loan or a private loan with just two documents, no additional paperwork or contacts required. We do not send unsolicited messages, and we work with several banks to ensure we can secure a loan for our clients under any circumstances. We will find suitable options for you, bypass negative credit history factors, and believe there are no hopeless situations. Across the Philippines, borrower age range from 22 to 65 years, passport and TIN required, applications accepted via email.

35 000 ₱
24 months
26,50% per annum

Available in Manila and nearby areas. Assistance in securing a loan without upfront fees!

We solve credit issues openly and with guaranteed results, thanks to our contacts in the bank.
Conditions include:
— Registration and residence in the Philippines
— Age between 21 and 75
— Lack of official employment and documented proof of income is not an issue
— Loan amounts from ₱100,000 to ₱3,000,000. Larger amounts can be discussed individually.
We conduct all checks ourselves. We do not sell documents. We assist with negative credit situations and serious delinquencies.
For inquiries about conditions and collaboration, feel free to call the number below any day of the week, including weekends.
Ilya. I will answer your questions from 9 AM to 8 PM.

480 000 ₱
84 months
5,00% per annum

Loan with Guaranteed Approval.

Right now, you can borrow the amount you need with a simple promissory note. Offering up to 500,000 pesos from a private lender, with low interest rates, for a term of up to 60 months. Available to citizens aged twenty and above. I promise a positive decision regardless of your credit history. With over 10 years of experience in the financial market, I have numerous positive reviews from my regular clients.

250 000 ₱
18 months
6,25% per annum

Get a Loan with Excellent Terms, No Collateral or Rejection

Obtaining a loan doesn’t necessarily require a perfect credit history. Various circumstances may arise where the borrower, due to reasons beyond their control, is unable to repay an existing loan. We address this issue and aim for a positive outcome.
– We provide guaranteed offers from our partner banks based on available data.
– We offer exclusive loan programs for debtors and individuals with negative credit histories.
– Our services are charged only after achieving a successful result, as a percentage of the loan amount.
– Important! We work only with amounts above 1,000,000 PHP and up to 13,000,000 PHP.
Residence is required in any region of the Philippines. Age must be at least 25 years. If you wish to restructure, you should not have more than 5 current loans.
04

4 200 000 ₱
54 months
29,50% per annum

Getting a loan is easier than you think. Contact us.

I am offering a loan from a private individual. The interest rate is lower than the bank rate—12% per annum. I provide loans ranging from 100,000 PHP to 2,500,000 PHP for up to 8 years. A negative credit history, open delinquencies, and lack of official employment are not reasons for refusal to provide funds. Borrower requirements: – Age from 20 to 70 years – A stable source of income – Permanent registration in the Philippines – Filipino passport If you need money on loan, contact me via my email.

1 600 000 ₱
1 months
6,25% per annum

Guaranteed Bank Loan Approval Assistance

Get financial assistance on the day of application! Your credit history and delays don’t matter – we work with any credit record, no employment verification or income proof required. Loan amounts from PHP 30,000 to PHP 10,000,000 with minimal documentation, no collateral, and no guarantors needed. Our services include: Assistance with obtaining bank loans, Assistance with acquiring credit cards with high credit limits and interest-free periods up to one year, Finding credit donors with notarial certification, Arranging private loans, Refinancing mortgages, car loans, personal loans, microloans, and credit cards. To learn more about our services and apply for financial help, email our manager.

460 000 ₱
24 months
10,50% per annum

Get a Loan Comfortably from Your Couch!

💡Loan at an Affordable Rate 📂 in the ‘Lending Money’ Section 📖 Financial Assistance from a Private Investor, Not a Bank Offering loans and credit Borrowing with any credit history! For any purpose! Amount from 50,000 to 2,000,000 pesos Interest rate at 12% per annum regardless of the amount Recipient’s age from 20 years Filipino citizenship, residence in any region of the country No documents or guarantors required Available for both officially and unofficially employed Personalized approach to each client’s needs

2 500 000 ₱
60 months
18,00% per annum
Borrower Rating Interest rate Amount
Traders Royal Bank
4.1,0/5 2,2% 3 000 000 ₱
Industrial and Commercial Bank of China Limited
4.3,0/5 8,9% 1 000 000 ₱
UNO Digital Bank
4.9,0/5 12,1% 4 100 000 ₱
Rizal Microbank, Inc. (RCBC)
5,0/5 1,4% 1 000 000 ₱
Citystate Savings Bank
4.1,0/5 8,1% 1 200 000 ₱
China Bank Savings
4.2,0/5 12,6% 4 100 000 ₱
BPI Direct BanKo, Inc.
4.6,0/5 13,1% 4 600 000 ₱
Philippine National Bank
4.1,0/5 14,9% 2 700 000 ₱
Mega International Commercial Bank Co. LTD
4.2,0/5 14,7% 1 000 000 ₱
Chinatrust Philippines Commercial Bank Corporation
4.7,0/5 14,6% 3 600 000 ₱
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