April Lee-Tan
Updated 09.10.2025

Loans for Bad Credit History in Parañaque

Amount, ₱
800 000

Do you need cash but have a bad credit history? We can help you.

Cash loans available regardless of credit history, without the need for documentation or collateral. From PHP 500,000 to PHP 7,000,000 with an interest rate from 7.9% to 13.9% per annum. Applicable to residents anywhere in the Philippines. Age requirement: 27 to 62 years old. Loan repayment period up to 7 years. Loans are processed and issued by your bank under favorable terms. We consider bank debtors and individuals with no credit history. Offering loans for any purpose or refinancing to reduce monthly financial burden. Simplified loan acquisition process. We will address all details during our partnership. No upfront payments or transfers required. Your personal visit to the bank branch is mandatory. We maintain strong and trustworthy partnerships with the most prominent banks. By contacting us, you will receive comprehensive support and assured assistance in obtaining your loan. Inquiries are accepted strictly via phone call to the contact number provided.

2 600 000 ₱
84 months
23,50% per annum

It’s straightforward: you first receive the funds at the bank counter and only afterward pay for our services.

We provide consumer loans to citizens of the Philippines. Credit history, as well as existing loans, do not matter. We can assist those who are unemployed, unofficially employed, have a bad credit history, are on stop lists, or in a blacklist. Borrowers must be at least 21 years old. Loan amounts up to 5,000,000 pesos. No upfront payments or collateral required for approval in Manila. Our services are paid upon successful result. Call us at.

140 000 ₱
48 months
17,00% per annum

Real Assistance for Bank Debtors with Poor Credit History and Open Delinquencies.

This offer is for those who need a loan today. I assist clients with any complicated credit history, high credit load, and outstanding payments, including those who are not officially employed. No statements or fees required. Large amounts available, up to PHP 500,000 with passport processing, amounts above and up to PHP 2.5 million require two documents (passport and national ID), without any “hidden charges.” Mortgage with online approval. If you have any bank card from a Philippine bank, the funds will be processed to your card account, so the offer is valid for all regions of the Philippines. You already have a 100% approved, personalized loan offer from a major Philippine bank. I guarantee to assist everyone who reaches out. I operate honestly, without imposed fees or insurance charges. Contact via EMAIL (provided in contacts), and you’ll have the funds today.

4 200 000 ₱
30 months
26,50% per annum

Same-day Loan! For any credit history, up to 4 million PHP.

Financial Assistance from a Private Investor.
If a bank has turned you down, don’t lose hope, there’s an alternative! Private lending! I offer financial help to borrowers from any city in the Philippines, regardless of your credit history or existing overdue payments!
Genuine and reliable support, with guaranteed results, no upfront fees, no property collateral, and no guarantors needed!
Each case is considered individually! I understand that life can be unpredictable, so I assist borrowers with negative credit history!
Applications are reviewed as quickly as possible! Only minimal documentation required!
Send your application by email, including: Last Name, First Name, Middle Name, the required amount, and preferred term!

5 000 000 ₱
42 months
21,25% per annum

Experienced Credit Brokers Ready to Assist with Any Financial Product

Hello, I’m ready to provide financial assistance to anyone in need. I work with all regions of the Philippines. I offer loans starting from 200,000 pesos. No upfront payments, commissions, or insurance fees are required until you receive your loan. If you prefer a personal meeting, we can arrange one in Manila or Cebu. I provide genuine financial assistance, and you genuinely don’t pay anything until you receive your money. The maximum loan term is up to 15 years. If you’re interested in my offer and truly need honest help, please write to my email, and I will answer all your questions.

35 000 ₱
120 months
4,75% per annum

We Offer Loans for Those with a Troubled Credit History

Professional and guaranteed financial assistance on favorable terms! Receive cash on the same day for any purpose at a low interest rate and with minimal documentation! Our services include: ☑️Assistance in obtaining a bank loan, ☑️Help with getting credit cards, ☑️Finding a credit donor, ☑️Arranging private loans, ☑️Refinancing mortgages, car loans, consumer loans, microloans, and credit cards. We work with any credit history and long delays, with borrowers who are not officially employed without income verification, as well as those with high credit loads. No hidden fees, collateral, guarantors, or advance payments! We collaborate with all regions of the Philippines. Our specialists know how to help you even in the most difficult and hopeless situations. If you need quality financial assistance, contact our manager by email.

2 800 000 ₱
60 months
9,50% per annum

Loan Opportunities: New Ways to Apply.

Get a cash loan even if you have a bad credit history or have missed payments. We offer a tailored loan program through our bank for amounts ranging from PHP 250,000 to PHP 6,000,000. Terms available for up to 10 years. Interest rates start at 9.9% per annum. Our connections allow us to approve the required amount without collateral on the same day you apply. Loans are issued in cash for clients with negative credit history directly at the bank counter. The full amount is disbursed on the day the contract is signed. – For Philippine citizens, aged between 25 to 60 years. – Approved loan disbursement in Manila. Service fee payable upon successful approval.

210 000 ₱
60 months
5,75% per annum

We Can Help You Quickly Obtain a Cash Loan with Bad Credit

Quick and guaranteed assistance in obtaining a loan of up to 2 million pesos for Filipino citizens. Ideal for those with a poor credit history and without official employment. No collateral or advance payments required. For more information, contact us via phone or email.

1 000 000 ₱
42 months
5,25% per annum

Get a Short-term Loan Transferred Directly to Your Bank Card

We offer Philippine citizens with a negative credit history the opportunity to apply for credit cards with a limit of up to PHP 400,000 and a term of up to 3 years. Our partnership requirements include: possession of two documents (passport and another form of ID), age between 18 to 65 years, no outstanding delays with our organization, and payment for our services. The cost varies based on the chosen package, from PHP 15,000 to PHP 20,000. The grace period for the card is up to 55 days, with an annual interest rate of 18.9%. Applications for credit cards are accepted from 9:00 AM to 6:00 PM, Monday to Saturday. We also invite regional credit brokers to collaborate with us.

30 000 ₱
72 months
20,75% per annum

We Offer the Best Lending Tools. Fast

I offer financial assistance with a promissory note. Amounts range from 5,000 to 370,000 PHP, for a term of up to 7 years. Since it’s independent of a bank, your credit history doesn’t matter. Loan repayment starts one month after receipt. With proof of income, I guarantee a high approval rate. The review process takes no more than 2 hours. Feel free to email or message me on WhatsApp at any time.

30 000 ₱
10 months
10,00% per annum

Personal Loans Available, Cash Disbursement

I am offering financial assistance from my personal funds at a reasonable interest rate. My services are available exclusively for Filipino citizens. Loan amounts can reach up to five million pesos per individual. The maximum loan term is seven years. Early repayment is possible with interest recalculation and no additional fees. I do not work with individuals who have a criminal record, so please do not contact me if that applies to you, as it will waste both your time and mine. The arrangement is finalized through a notary with two forms of identification. The interest rate is 10 percent per annum. For terms and conditions, please contact me strictly via email. Be sure to include your city of residence and phone number, otherwise, you will not receive a response!

20 000 ₱
42 months
4,50% per annum

Expert Brokers Assistance in Securing Personal Loans

Mortgage from 6.25% per annum, approved in 3 days at a minimum rate Are you tired of paying rent? Dreaming of living in your own home? Have you found the perfect place and want to become its owner as soon as possible? We are ready to offer you a convenient and flexible home buying program, through which you can select the right options for yourself and become the owner of your dream home without any hassle! By reaching out to us, you will not only receive qualified assistance in obtaining a mortgage and preparing the necessary documentation but also save your time and take advantage of interesting and beneficial offers from our financial partners — the largest and leading domestic banks in the mortgage market. We will select the best and most favorable conditions from banks, insurance, investment, and appraisal companies. We will lower interest rates. We will reduce the base bank rate. Mortgage processing with a minimal set of documents. Remote application review. Assistance in property selection.

1 100 000 ₱
30 months
14,50% per annum

Cash Loans for Any Purpose up to ₱4,000,000, No Upfront Fees, Available Nationwide

I offer personal loans from my own funds. I can transfer the money to your card, e-wallet, or via a money transfer system. You can receive the funds while staying at home or at work, just send me an email.

400 000 ₱
12 months
13,00% per annum

Cash on the same day, no upfront fees

I offer private loans on accessible terms for individuals starting at the age of 21. I am open to considering clients with any registration. I guarantee lenient requirements and will not reject applicants over minor issues. I do not conduct credit history checks. For contract registration, I request you personally visit Manila. If this is not possible, you will need to independently approach a notary and arrange the necessary documents. If we meet in person, I provide loans in cash. Further details on loan conditions and application specifics can be discussed over the phone. I accept your emails daily at:

160 000 ₱
120 months
29,25% per annum

Offering Loans from Personal Funds

Reliable bank loans with amounts ranging from PHP 100,000 to PHP 1,500,000, available in regions where our branches are located. A negative credit history is not a problem—we will navigate through challenges, process and approve applications, even if you have existing delays or obligations. We assist in passing scoring. Our service fee is a negotiable commission of up to 25% of the loan amount. Only a valid ID is required.

850 000 ₱
3 months
9,00% per annum

Getting a cash loan is easier than you think, and no advance payment is required!

We will negotiate and approve a loan with a partner bank, or arrange a loan through our investor for up to PHP 6,500,000. We will prepare all the necessary indicators for a positive decision. We work directly with bank specialists and investors, without intermediaries. We solve any problems with a negative credit history. You won’t have to waste time reaching out to third-party firms. You will receive a loan decision within 2 hours after contacting us. No collateral or advance payment is required. Philippine citizenship is necessary, and you must be aged between 24 – 60 years. Call us right now. Payment for services rendered will be made after the fact.

4 000 000 ₱
36 months
20,75% per annum
Borrower Rating Interest rate Amount
Acme Savings Bank
4.7,0/5 4,9% 1 600 000 ₱
Banco Santander Central Hispano
4.2,0/5 5,5% 4 800 000 ₱
UNO Digital Bank
4.2,0/5 13% 1 900 000 ₱
UCPB Savings Bank
5,0/5 2,6% 4 700 000 ₱
Overseas Filipino Bank
4.2,0/5 12% 700 000 ₱
NorthPoint Development Bank, Inc.
4.4,0/5 6,4% 4 700 000 ₱
CARD SME Bank, Inc.
4.3,0/5 11,6% 3 300 000 ₱
Union Bank of the Philippines, Inc.
4.1,0/5 3,8% 3 900 000 ₱
Citibank Philippines
5,0/5 0,4% 700 000 ₱
Chinatrust Philippines Commercial Bank Corporation
4.7,0/5 11,2% 3 600 000 ₱
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