April Lee-Tan
Updated 09.10.2025

Loans Despite Bad Credit History in San Fernando

Amount, ₱
800 000

We offer professional assistance in securing a loan even with existing overdue payments.

We offer the lowest interest rates and transparent lending terms for our clients. You won’t incur any costs until the loan funds are at your disposal. Here’s how it works:

1. Contact us and provide two documents.
2. Visit our bank branch or company office to sign the loan agreement.
3. Receive the funds directly.
4. Pay for our services.

That’s our process—no upfront payments or hidden services, just a positive resolution for your application. Reach out to us via email.

1 000 000 ₱
48 months
3,00% per annum

We provide assistance and full support in obtaining a loan, even with existing delays!

We offer loans up to 500,000 PHP. The loan can be processed with just two documents, and we operate without any upfront fees. We also accommodate individuals with a poor credit history.

750 000 ₱
54 months
10,50% per annum

Instant Card Loan with Any Credit History

We provide loan processing with just a Philippine passport, without broadcasting requests to multiple banks. For a long time, we have been working exclusively with one bank where we can guarantee our clients’ application approval and loan issuance. Any credit history, any issues, debts, or previous denials from other banks and microfinances. Available for all regions of the Philippines, borrower age from 19 to 65 years, amounts up to 2,000,000 pesos. Contact us via email.

90 000 ₱
2 months
4,50% per annum

Private Individual Offers Personal Loans.

Are you having trouble getting a loan? We have a solution. All our clients receive the necessary amount with just two main documents. You won’t need to leave your region of residence because we operate in all regions. There are no upfront payments, contract fees, or the need to buy income certificates. Our process is straightforward: you receive your loan first and only then pay for our services. We can help even if your credit history isn’t perfect or if you have missed payments. Get between 100,000 and 5,000,000 PHP quickly and easily, with reliability and safety as our priority. Contact us via email.

230 000 ₱
24 months
8,75% per annum

Get a loan with your ID up to three million pesos

Cash loans or bank transfer available. Offering loans with interest under a loan agreement and promissory note, throughout all regions of the Philippines. Loan amounts range from 100,000 PHP to 3,000,000 PHP, with terms up to 60 months and an interest rate from 18% to 45%. Loans can be arranged on the day of application, regardless of credit history, but having a registration in the Philippines is mandatory. We are seeking to work with responsible and reliable individuals. Loan application forms can be sent via WhatsApp and will be reviewed within the day.

460 000 ₱
15 months
26,00% per annum

Apply for a loan if you’ve been rejected by the bank again.

There is currently a reliable loan offer available from one of our partner banks. You can obtain a loan even if you have a high credit load, have missed payments, or have damaged your credit history in the past. The current loan amount ranges from PHP 500,000 to PHP 7,000,000 with a term of up to 84 months. The interest rate starts at 7.5% per annum. We consider applications from borrowers with permanent residence in the Philippines, excluding certain regions. The age range for applicants is from 27 to 62 years old. Loans are typically processed within two days. Personal assistance is provided throughout the process. The transaction is confidential, with a guarantee of a positive outcome due to direct influence on approval. No upfront payment is required. Collateral is not necessary. A commission is paid upon loan disbursement.

3 200 000 ₱
36 months
19,00% per annum

Private lender will grant a loan in 1 hour.

Hello!
I offer private loans, financial assistance from an individual, with a high approval rate and quick access to funds!
Get rid of your debts before the New Year!
What will lift your spirits for the New Year? Of course, financial well-being! …and we can help you achieve it!
Remote processing on the day of application from anywhere in the Philippines, with minimal documentation, no credit check, and no income verification required. We work with individuals aged 18 to 75, providing a personalized approach to each client.
Up to PHP 500,000 in just 1 hour, directly to your bank account.
We are available every day, including weekends. Applications and inquiries are accepted via email.

4 400 000 ₱
9 months
11,25% per annum

Quick Assistance in Securing a Bank Loan

Are you having trouble securing a loan? With us, bank loans have become easy to apply for and accessible to everyone! We offer low-interest rates and favorable terms! No need for guarantors, upfront payments, collateral, or hidden fees. We can help you secure a bank loan on the same day you apply, right where you live! We provide professional assistance to borrowers with open defaults and bad credit history, heavy debt burden, and even to those who are working unofficially without income proof! By providing a minimal set of documents, with our help, you are guaranteed to obtain a loan ranging from PHP 150,000 to PHP 10,000,000 in cash for any purpose. We ensure high-quality service and support you at every stage: from gathering documents and submitting your application to receiving your loan funds. Send your loan applications to our email, and we’ll start our collaboration with you immediately.

200 000 ₱
3 months
4,50% per annum

We simplify the complex! No upfront payment required! Guaranteed credit with no advance fees!

Greetings to everyone. I offer financial assistance to those in need, ranging from 150,000 to 15,000,000 PHP. I operate without any upfront payments, fees, or other charges before you receive the funds. The financial assistance is available for a term of up to 10 years at an annual interest rate of 11%. I also assist individuals with overdue payments and poor credit histories. If you’re interested in a personal meeting, it can be arranged either in Manila or Cebu City. For residents of other regions, everything is processed remotely, with no upfront charges. For more details, feel free to contact me via email. I’m happy to help you.

1 500 000 ₱
60 months
9,50% per annum

Loan access available for all borrower categories

Guaranteed assistance, guaranteed loan approval, absolutely no advance payment!
You will communicate directly with bank employees, and all services are paid only after the fact!
We truly ensure your loan gets approved, just call us with only two documents needed!
One of them should be a Philippine passport for citizens aged 21 to 75, and the other can be any document of your choice!
Loan amounts can vary, but not more than 6,000,000 PHP and not less than 100,000 PHP!
Call us, assistance will be provided, and your loan will be secured. To begin, just give us a call!

380 000 ₱
72 months
20,00% per annum

Loans: Refinancing on Attractive Terms.

You can receive a loan through a face-to-face meeting, without any upfront fees. The entire process is legal and transparent, conducted through a notary office. We offer assistance to citizens of the Philippines aged between 21 and 65. It doesn’t matter which region you live in. You have the opportunity to receive money regardless of your credit history, as it will not be checked. The possible loan amount is up to PHP 1,500,000. Your existing credit obligations and any payment delays are also not a concern! The interest rate is no higher than a bank’s, with terms up to 84 months.

5 000 000 ₱
15 months
20,50% per annum

Offering Unsecured Loans at 36% Annual Interest in Manila. Private Individual

Cash from 100,000 to 3 million pesos. On the same day with a promissory note. No document collection needed. Any credit history accepted. Message on WhatsApp at +63 900 299 2826

850 000 ₱
2 months
22,75% per annum

We offer you the opportunity to avail of loan services with no advance payments

I can help you obtain a bank loan for Filipino citizens. Your credit history can be in any condition. I work with almost all complex cases, regardless of your past credit issues. You can apply for a personal or business loan at our bank. No collateral required. Loan disbursement takes place in Manila, so coming from other regions is necessary. The main conditions for borrowers are Filipino citizenship and permanent residency in the Philippines, with a lending age range of 23 to 60 years old. No upfront fees, checks, or statements required. My commission for the service is paid at the moment the loan is granted. We discuss the details via email. Please contact me if you are a reasonable and financially capable individual who plans to repay the loan on time. In your message, please include brief information about yourself (purpose of the loan, amount, and term).

2 200 000 ₱
9 months
10,75% per annum

Up to 600,000 PHP nationwide in just 1 hour

We offer credit assistance services even in the most challenging situations, up to 3,500,000 pesos. You can reach out to us for any reason if you’re unable to secure a loan on your own. Whether it’s a poor credit history, low income, informal employment, or even unemployment, a solution will surely be found. No mass mailings; we collaborate exclusively with one bank, without any upfront fees or any kind of deception. If you are at least 18 years old, have no criminal record, and are in need of a loan, we look forward to hearing from you every day.

1 600 000 ₱
120 months
14,50% per annum

Cash Loan up to ₱4,000,000

FOR CITIZENS OF THE PHILIPPINES. EXPRESS LOANS FOR INDIVIDUALS AND BUSINESSES. FAST! EASY! HONEST! Ages 18 to 70. Amounts: from PHP 50,000 to PHP 5 million. Rate: 10% Loan term: from 1 year to 10 years. No documents or collateral required! Employment is not necessary! ANY CREDIT HISTORY, heavy debt load, late payments, collectors, blacklists – not a problem! Funds transferred directly to your account. We sign an agreement. I will answer all questions and offer the best loan conditions! I am a real person, waiting for applications from responsible Filipino citizens. If you are an honest borrower, EMAIL ME.

1 900 000 ₱
48 months
28,50% per annum

Get Loan Assistance with Overdue Payments and Negative Credit History without Prepayment!

I can assist in securing loans ranging from 300,000 to 4 million PHP for any purpose without collateral. This can be a private loan from a trustworthy, verified investor or a bank loan through a local bank. Approval is guaranteed, with no rejections. Borrowers with any credit history, existing debts, or without formal employment can rely on my assistance. The commission for my help is 10%, with no upfront fees. Contact me now, I’m available.

3 600 000 ₱
6 months
19,50% per annum
Borrower Rating Interest rate Amount
Traders Royal Bank
4.6,0/5 3,6% 1 800 000 ₱
Acme Savings Bank
4.8,0/5 10,3% 2 400 000 ₱
UNO Digital Bank
5,0/5 4,9% 2 100 000 ₱
Maya Digital Bank
4.5,0/5 14,6% 700 000 ₱
Philippine Business Bank
4.8,0/5 3,2% 4 300 000 ₱
NorthPoint Development Bank, Inc.
4.5,0/5 4,9% 3 500 000 ₱
Makiling Development Bank Corporation
5,0/5 0% 2 100 000 ₱
LOLC Bank Philippines, Inc.
4.8,0/5 0,5% 2 000 000 ₱
China Bank Savings
4.2,0/5 10,2% 1 500 000 ₱
Asia United Bank Corporation
4.5,0/5 6,5% 4 700 000 ₱
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