April Lee-Tan
Updated 09.10.2025

“Loans Despite Bad Credit History in Santo Tomas”

Amount, ₱
800 000

Quick Assistance in Getting a Loan Regardless of Your Credit History

I offer urgent financial assistance from my personal funds to honest and decent clients. Amount: From 50,000 to 4,000,000 PHP. Age: From 20 to 68 years. Loan term: From one month to 8 years. Are you in a crisis situation? Bad credit history, debts, arrears, etc.? If you are a responsible and honest borrower, employed, and over 20 years old, you have every chance to take advantage of my offer. I provide a private loan from my funds at low interest rates, with a convenient schedule, for the period you need. You can solve your problems and comfortably make payments in one place. I am an experienced entrepreneur, considering all regions in the Philippines and ready to work right now on mutually beneficial terms. Contact me via my email.

4 000 000 ₱
1 months
10,00% per annum

Apply for a loan with us, and we guarantee our clients will receive a bank loan with only two documents in just one visit to the bank.

For individuals with overdue payments on existing loans, damaged credit history, and no official employment, I can arrange a personal loan of up to PHP 500,000 within your local area in just one business day.
No collateral or guarantors are required.
No preliminary visits to the bank needed.
Minimal documentation required.
Transparent loan information provided directly from the bank.
You only pay for the service if the bank approves your loan application positively. Until then, there are no charges!
When reaching out, please provide your full name, date of birth, place of residence, and the loan amount.
Please send inquiries to our email address.

1 100 000 ₱
84 months
13,50% per annum

Instant Credit, Transferred Directly to Your Card.

Bank consumer loans available with just two documents. Only guaranteed offers from both government and commercial banks, tailored to suit a wide range of borrowers. We work without random mass mailings; each client is considered individually. We select the loan options specifically available to you, representing your interests in banks. We can significantly streamline and simplify the application and review process. Any credit history, even markedly negative, is considered, and with the right approach, there are financing options available regardless of your credit history status. Receive funds in the Philippines within one to two days, with no upfront fees. Our commission is 15% upon successful receipt of funds. Applications are accepted via email.

3 000 000 ₱
6 months
4,50% per annum

We offer comprehensive credit assistance, full-service processing, available in all regions

Fast Assistance in Obtaining Loans for Filipino Citizens No worries if your credit history is tarnished, we work equally well with poor, good, zero, any credit history From ₱100,000 to ₱2,000,000 with our support, all categories of borrowers can receive loans We don’t send mass emails, we submit applications to only one bank, where we can bypass formalities and strict checks We operate in all regions of the country. Service fee up to 25% of the loan amount granted by the bank Applications are accepted via the contact email

220 000 ₱
1 months
19,75% per annum

Private Lender Offers Online Loan to Your Card. Agreement Required.

We assist in obtaining property through mortgages. Our experts will help overcome your difficulties by analyzing your situation and suggesting solutions. We handle inquiries about personal loans and refinancing. Feel free to contact us after 10 AM.

1 100 000 ₱
60 months
24,50% per annum

Guaranteed Loan for All Your Needs, No Waiting, Through the Bank. Even with Bad Credit History

We provide loans to LLCs and companies that have been in the market for at least 2 years, with turnovers between PHP 15-20 million. Companies must have recorded a profit in 2020; we do not finance unprofitable enterprises. Our financial services are facilitated through FinTender. Our service fee ranges from 2-4% depending on the loan amount. We also assist in obtaining loans through our partner at Raiffeisen for both sole proprietors and LLCs that have been operating for over a year, with a commission of 4%. We offer an express loan program up to PHP 2 million, and for higher amounts up to PHP 166 million, collateral is required. Additionally, we provide leasing services.

1 800 000 ₱
15 months
19,00% per annum

Need a loan? Get approved and receive it in your area today!

We offer guaranteed assistance in obtaining cash on mutually beneficial terms across the Philippines. Fast processing in 60 minutes, with just a valid ID, without additional certificates or documents. No credit history checks. We provide 100% assistance, even to individuals with significant and outstanding delays, considering various complex situations, regardless of credit history. Up to 500,000 PHP at a low-interest rate. Receive money into your account or card, at a bank branch in your area of residence. No fraudulent schemes whatsoever. We accept applications and queries via email 24/7! Operating hours are from 7:00 AM to 10:00 PM PHT.

700 000 ₱
84 months
15,75% per annum

Simplified Procedure for Cash Loan Approval.

Guaranteed loan up to PHP 3,000,000 in a short time through a bank manager.
— We work with both zero and poor credit history.
— All types of employment, including unemployed individuals, are welcome.
— All payments to us are made only after you receive the loan.
— Favorable terms with no upfront fees or insurance.
— Age between 20 to 70 years, Filipino citizenship, and a clean criminal record required.

600 000 ₱
36 months
24,75% per annum

Assistance in Securing a Loan, Possible with Multiple Banks, No Upfront Fees

We assist in obtaining loans, mortgages, commercial loans, with zero credit history, no official income verification, no permanent registration, zero down payment, etc. For all inquiries, please contact us personally.

550 000 ₱
12 months
24,75% per annum

We assist in securing loans for any purpose!

I offer you assistance in obtaining a loan. Even with a damaged credit history, you can take advantage of our services and receive a loan of up to three million pesos on the same day of application, no matter where you are in the Philippines. Contact us via email for more information.

60 000 ₱
24 months
8,00% per annum

We offer loans to individuals with bad credit history

Eliminate financial problems of any complexity! Simple and fast! At any convenient time for you, within 1 hour! No credit history checks, collateral, guarantors, or income certificates required. No paid checks! From PHP 50,000 to PHP 5,000,000. Individual repayment terms.

480 000 ₱
6 months
16,50% per annum

Offering Personal Loans from Private Funds

Professional Loan Services in the Philippines

We effectively work with all categories of borrowers and have the ability to influence the outcome of applications in one of the major banks.

We genuinely assist debtors, individuals previously declined by banks, the unemployed, and many other categories of borrowers.

We prepare all accompanying documents and guide your application from submission to approval.

4 400 000 ₱
6 months
24,00% per annum

Contact us if you want to solve problems related to obtaining a bank loan

We quickly assist in obtaining a loan with just two main documents, without requiring certificates or advance payment. We have long-term partnerships with a range of banks, both national and regional, where we can prioritize our clients, bypassing most formalities. We’ll help you pass the scoring process, optimize, and correctly present the borrower’s data to ensure a positive decision on your application and the loan’s issuance. We work with credit histories of any complexity and manage to find solutions even in challenging situations. Payment for our services is made by the client only after the loan money is received. Please contact us via email.

2 300 000 ₱
48 months
3,75% per annum

Guaranteed Assistance in Securing Funds for Borrowers with Any Credit History

Hello to all loan seekers who are not looking at commercial organizations. These types of loans do exist and are known by various names such as private loans or loans from individuals. However, as everyone knows, changing the order of the terms does not change the sum (or the meaning). Among people, these loans are popular for a simple reason: you don’t need to gather a multitude of documents to prove income, place of work, etc., to collaborate with a private lender. As a private lender, I offer you the opportunity to take advantage of my loan. The interest rate starts at 8% per annum, and I provide amounts from 50,000 pesos and up. To apply, you will need a valid ID, an email address, and a phone number. For any questions, please contact me via email.

360 000 ₱
1 months
29,75% per annum

Convenient Loan Processing in a Single Bank Visit.

I offer prompt and efficient assistance in solving financial issues for any purpose. I can help even in challenging cases. Getting a large sum of money for personal needs or business development is now easy! Credit history is not an issue! Delays and financial burdens won’t hinder our cooperation. Email me for more details!

7 500 ₱
48 months
16,50% per annum

Collateral Transactions by Professionals – No Overpayments or Risks – Online at 4%

We can help you secure a bank loan of up to 1,000,000 pesos today. We handle all the preparatory and accompanying work at a highly professional level. We assist with passing the scoring process and navigate around negative aspects of credit history. We work efficiently, cohesively, and professionally, with the necessary connections in the bank. Our assistance is available for all categories of borrowers, including those with debts, over-leveraged, or previously denied. The service fee is up to 25% of the amount issued by the bank. Contact us via email.

460 000 ₱
72 months
3,00% per annum
Borrower Rating Interest rate Amount
Fcash Global Lending INC.
5,0/5 7% 4 100 000 ₱
Keppel Bank
4.6,0/5 4,5% 3 700 000 ₱
UCPB Savings Bank
4.3,0/5 8,4% 2 900 000 ₱
NorthPoint Development Bank, Inc.
4.5,0/5 6,4% 2 000 000 ₱
Philippine Veterans Bank
4.9,0/5 0,7% 800 000 ₱
Philippine Trust Company
4.4,0/5 5,9% 4 700 000 ₱
East West Banking Corporation
4.7,0/5 3,3% 300 000 ₱
Development Bank of the Philippines
4.9,0/5 6,4% 3 900 000 ₱
Bank of China – Manila Branch
4.7,0/5 5,6% 4 300 000 ₱
BDO Unibank
4.3,0/5 3,7% 1 200 000 ₱
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