April Lee-Tan
Updated 09.10.2025

Personal Loans in Santo Tomas

Amount, ₱
800 000

Private loan with receipt. Pay after receiving.

Payment for our services is strictly after the loan is granted, directly with bank staff assistance! We will get your loan approved without refusals, fake documents, or any deceit! You will only need two documents, and nothing more; we’ll handle any difficulties! Regardless of your current financial load or employment status, we offer amounts from PHP 50,000 to PHP 9,000,000! If the loan is not more than PHP 500,000 — it will be processed within 2 hours, and for PHP 2,000,000 — it will be processed on the same day you apply! So, grab your ID and any other document, and contact us urgently! The loan is yours!

1 200 000 ₱
9 months
10,75% per annum

Complete Loan Processing, Just Visit the Bank to Collect, Bad Credit History is Not an Issue, We Can Handle Everything for You

As a private investor, I offer my services to you. Specifically, I provide loans from my personal funds with interest for up to three million pesos. I collaborate with serious and responsible individuals. I look forward to a fruitful partnership. More details about the offer can be discussed via email.

15 000 ₱
3 months
5,50% per annum

Refinance Your Existing Loans and Get Loans for Any Purpose.

Fast loan approval with no upfront fees! Clear all your overdue debts and get a loan on favorable terms of up to 4,000,000 PHP for a period of up to 5 years. No credit checks, no collateral, no guarantors needed. Any credit history is welcome! Benefit from competitive terms and personalized interest rates. Your place of residence doesn’t matter. In-person approval available only in Manila, Cebu City, Davao City, Quezon City, Caloocan, and Taguig! Application decision in as little as 5 minutes! Open to all potential clients aged 18-68. Please send your inquiries to our email.

130 000 ₱
15 months
22,50% per annum

Consumer Loan Up to 5 Million PHP. Money by Tomorrow.

– Loans for individual entrepreneurs, individuals, and corporations
– Opening of bank accounts for entrepreneurs and corporations
– Pledging and refinancing of assets
– Residential and commercial mortgages
– Real estate buying/selling
– Other financial matters

We offer a personalized approach for each client. POSSIBLE PARTNERSHIP WORK FOR A REWARD. Everything is negotiable, and we will find a solution in any situation.

Telegram: @Credtsad

10 000 ₱
96 months
14,50% per annum

Loans for All Borrower Categories, Solutions for Everyone, No Upfront Fees or Documentation Needed

I am in need of a private loan of PHP 1.5 million for business development, without collateral. I have an inheritance (a bank deposit earning interest) and real estate abroad, which ensures I cannot avoid repayments. Please email me, and I will provide all the necessary information.

170 000 ₱
2 months
13,75% per annum

Business Loans. Accessible, Fast, and Realistic.

I offer loans to individuals with delayed payments. I am an employee of a leading bank in the Philippines. The loan is at 12% per annum for all residents of the Philippines. Officially through the bank. I process loans within 1 to 3 days. Disbursement is only in cash at the bank, with a contract agreement. The commission is 25%. I work without upfront payments for amounts up to 2 million pesos for those with a poor credit history. For individuals with a positive credit history, the amount can go up to 5 million pesos. An official agreement with the bank upon receipt. Genuine assistance for various regions, with disbursement available if my bank operates there. Please send inquiries to the email address.

300 000 ₱
30 months
27,00% per annum

Loan Available for All Borrowers, Regardless of Credit History.

Our service focuses on three main aspects: 1 — No rejections, 2 — No upfront fees, 3 — No documentation required!
Payment is made only after you receive your cash, never before!
We can confidently assure this because we work directly with the bank and facilitate the process!
If we take on a case, there are no instances of unissued loans or rejections!
We have a vested interest in ensuring that none of our clients face refusals; they keep coming back to us!

460 000 ₱
24 months
22,75% per annum

Financial services for Filipino citizens, loans and credits with minimal interest rates

Do you urgently need credit funds? Contact us for consumer loans up to PHP 4,000,000! Bank interest rates starting from 15%. We provide loans even with open delinquencies, blacklists, block lists, and for Philippine citizens without official employment. Honest terms; transparency and legality of the financial transaction; quick decision-making. WE USE PERSONAL CONTACTS IN THE BANK’S SECURITY DEPARTMENT! A private loan with a low interest rate through major investors in the Philippines is also possible. We operate without any upfront fees.

300 000 ₱
3 months
21,75% per annum

Loan in a leading Philippine bank up to ₱1,500,000 with minimal documentation required

Need funds starting from ₱450,000 for a period of at least six months at a rate of 5% per month. The contract is notarized.

60 000 ₱
84 months
5,75% per annum

Get a Loan Without Upfront Fees

We will process your loan application in the shortest possible time. On the same day of your application submission, we can assist you in securing up to PHP 1,500,000. Our process is carried out with direct support and involvement from bank employees. The loan department will approve, and our regional representatives will accompany you to the bank branch. We coordinate the entire process, from preparing the client for application to the moment of receiving the loan funds. We truly assist even the most challenging category of borrowers. Contact us via email.

2 100 000 ₱
24 months
22,00% per annum

Loan from a Private Investor

Professional services for securing personal bank loans. We submit and manage loan applications (potentially to multiple banks) and arrange disbursements in any region where our branches are located. We complete everything within one to two days, depending on the loan amount and region of disbursement. We do not require advance payments or impose service contracts. We accommodate all credit histories, regardless of their condition, and assist all borrower categories. Contact us and see for yourself. Our service fee is only charged once the loan amount is in the borrower’s hands. Applications are accepted via email.

1 300 000 ₱
15 months
3,00% per annum

Expert Assistance for Delayed Payments on the Same Day! 100% Guarantee

Loan from a private individual for all Filipino citizens. Found yourself in a tough spot? Need money urgently? We can help you secure a loan. We offer amounts from PHP 100,000 to PHP 4,000,000. To apply, email us or call by phone. We don’t send out mass messages; we work with a single bank. We guarantee approval on the day of your application.

5 000 000 ₱
12 months
19,50% per annum

Assistance in Obtaining Loans with Open Delinquencies and Bad Credit History!

As a bank employee, I understand how to navigate the scoring system and can influence the decision.
– Credit history is not a factor
– No insurance policies
– No upfront fees, I take 10% of the amount after you receive the loan
– No official employment required
– To apply for a loan, the following information is needed: 1) Passport number and series, 2) Full name, 3) Registration address, 4) Your contact phone number for communication
– GUARANTEES AND CONFIRMATIONS OF RESULTS PROVIDED, WHICH OTHERS CANNOT OFFER
– Please provide a correct email for feedback.

80 000 ₱
1 months
13,75% per annum

Loan with Bad Credit, Debt Loads, and Blacklist Up to 1.5 Million PHP

I offer loans with interest to Filipino citizens with either permanent or temporary residence. No collateral or advance payments required, available in cash upon meeting or via bank transfer. Loan amounts range from PHP 150,000 to PHP 6 million with interest rates from 15% to 45% annually (depending on the loan amount and duration), and repayment terms up to 6 years. Borrowers must be between 18 and 75 years old. We do not work with banks or provide brokerage services; all inquiries are strictly about private lending. You can submit your application via WhatsApp, Viber, or phone call. Email responses may be delayed due to high demand, so we might not be able to reply promptly.

5 000 000 ₱
12 months
29,25% per annum

Cash Without Advance Payments and Insurance, Genuine Assistance in Obtaining

Borrow money at an annual interest rate for any purpose in the ‘Lend Money’ section 📖 We offer loans on favorable terms, up to PHP 2,500,000, for any situation at a 12% annual interest rate regardless of the amount borrowed for a term of up to 8 years. Available for both officially and unofficially employed individuals aged 18 and above. The minimum amount available for borrowing is PHP 65,000. Credit history from zero to very poor is accepted. We provide an individualized approach to each client’s issue. In cases of high credit load, we refinance existing loans. Early repayment is possible on any day at any date. Available for individuals with citizenship in the Philippines.

140 000 ₱
30 months
7,50% per annum

Bank interest rates are minimal, the terms are simple and transparent, processing is fast, and funds can be obtained both in Manila and in regional bank offices.

I offer urgent loans. A promissory note is required. The interest rate depends on the loan amount. I lend from my personal funds. I do not collaborate with banks. Conditions are suitable for everyone. Contact me via email.

200 000 ₱
9 months
3,00% per annum
Borrower Rating Interest rate Amount
Rabobank
4.9,0/5 1,8% 900 000 ₱
GoTyme Bank Digital Bank
4.1,0/5 9,1% 200 000 ₱
Maya Digital Bank
4.2,0/5 6,4% 3 800 000 ₱
Makiling Development Bank Corporation
4.4,0/5 6,8% 4 200 000 ₱
Sumitomo Mitsui Banking Corporation
4.1,0/5 7,7% 600 000 ₱
Land Bank of the Philippines
4.3,0/5 14,6% 1 900 000 ₱
Industrial Bank of Korea Manila Branch
5,0/5 2% 3 600 000 ₱
Barclays Bank
4.4,0/5 14,6% 4 600 000 ₱
Bank of China – Manila Branch
4.9,0/5 13% 1 400 000 ₱
Australia and New Zealand Banking Group
4.1,0/5 0,9% 1 300 000 ₱
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