April Lee-Tan
Updated 09.10.2025

Loans despite bad credit history in Valenzuela

Amount, ₱
800 000

Cash loans for any purpose, offering assistance in challenging situations, even if credit history is severely damaged

Consumer loans up to 3,000,000 PHP with just two documents, no income verification required. No payments, advances, or deposits; first, you receive your loan, then we get our fee for the assistance provided. We genuinely help even clients with challenging profiles; all issues are solvable. Loan disbursement takes place at bank branches in Manila and other regions, applications via email.

15 000 ₱
10 months
29,25% per annum

Ideal Loans for Our Clients: Simple, Fast, Beneficial, and Reliable

I help clients secure favorable loans from banks. Reach out if you’re on a restricted list, have a high debt load, or a poor credit history. I can assist in any situation. I’ll get approval for your application up to PHP 4,800,000 on the day you reach out. I guarantee favorable results in just one day. Banks approve my clients with the most convenient repayment terms and minimal overpayments. I exclude insurance and additional bank services from the contract. With my help, you can get money regardless of credit history, debt load, or minor delinquencies. Contact me to secure the amount you need in the shortest time possible. I allow unofficial work and guarantee comfortable conditions for every borrower. My commission is only charged after the client receives the loan funds. Disbursement is available both in Manila and in regional bank branches. Contact me by phone or email.

100 000 ₱
3 months
6,00% per annum

We will assist you in obtaining a loan even if you have existing debts and have been denied by banks.

I offer loans at interest rates. Quick online application. A great opportunity to borrow money without any checks. Approval guaranteed for all applicants. Please contact me via email.

17 500 ₱
10 months
11,25% per annum

New Year Loan with Low Interest and No Upfront Fees!

Even if your credit history is complicated, or if it does not meet the bank’s requirements, or there are overdue payments, we will still find a way to secure a loan for you. We collaborate with a variety of banks where we can enroll our clients in special and preferential loan programs designed for a broad range of borrowers. No advance payments, no prepaid contracts, no success-based fees; our services are paid by the borrower after receiving the loan funds at the bank counter. Applications are accepted via email.

2 200 000 ₱
10 months
18,25% per annum

Bank and Private Loans for Individuals, No Upfront Fees

I urgently need a private loan without upfront payments and fees on realistic terms for the treatment of a child with a disability, with a personal meeting in Manila or Cebu.

7 500 ₱
96 months
8,00% per annum

We Will Help You Get Approved by the Bank Regardless of Your Credit History

We offer swift solutions to your credit needs with the facilitation of bank loans for Filipino citizens. You can borrow up to 3 million pesos with just two main documents, no need for income certificates, employment records, guarantors, or collateral. For amounts from 50,000 to 500,000 pesos, processing is completed in one day. Loans over 500,000 pesos take from two days. Our terms are straightforward, with no dubious schemes, prepaid contracts, or hidden fees; commission is due only upon receiving the funds. We genuinely assist borrowers with complex credit histories, including those without formal employment, individuals on blacklists, or those with outstanding debts to banks or microfinance institutions. Services are available in almost all major cities in the Philippines. For more information, please contact us via email.

20 000 ₱
1 months
3,50% per annum

Cash Loan. Genuine Assistance.

Comprehensive assistance in obtaining a bank loan through a guarantor. We offer a reliable loan program ranging from 450,000 to 7,800,000 pesos with a term of up to 84 months. The funds are disbursed for any purpose in a lump sum, credited to the borrower’s account on the day the loan agreement is signed. To qualify, you need: – Philippine citizenship. – Age between 25 and 59 years. – No criminal record. – Valid ID and a second document (like TIN, SSS). We assist even if the borrower has existing debts, overdue payments in banks, or a damaged credit history. Approval is possible today, with disbursement within 3 days. Service fees are paid upon completion. No transfers or advance payments required. Call us.

160 000 ₱
15 months
4,25% per annum

Individual Offering Low-Interest Loans

I offer a non-bank loan. From a private individual! No certificates, guarantors, or collateral required! Up to PHP 2,000,000

2 500 000 ₱
84 months
11,25% per annum

Bank Loan Approval in Just 2 Business Days, Even with Any Delays!

Need funds for important purchases or essential repairs? We’ve got you covered! We offer loans with favorable terms and low-interest rates, ensuring quick application approval. We operate without hidden fees, provide flexible repayment options, and consider applications regardless of your credit history. Don’t wait, secure the funds you need today!

1 100 000 ₱
48 months
22,50% per annum

Loan Approval Guaranteed, No Collateral Needed, Even with Poor Credit History.

Consumer loan *as simple as it gets* up to 2,000,000 pesos, all you need is a Philippine ID. Our lending process is designed in such a way that you only need one visit to the bank, 20 minutes of your time, and the loan is yours. We keep your application under control at every stage, advocate for your interests, and ensure approval and disbursement of funds. We accept any credit history, bypass all negative factors, and work with all regions where the bank has branches. Our service fee is up to 25% of the loan amount provided by the bank. Please contact us via email.

650 000 ₱
6 months
24,00% per annum

Get a Loan with Your Condo as Collateral in the Philippines

We help you get a loan and guarantee the receipt of funds.
Don’t worry, we’ll get your approval! Starting from PHP 50,000.
We operate in any region of the Philippines, in every city. No mass messaging.
Just 2 documents and a visit to the bank, that’s all you need. Any credit history.
If you have any questions, write to us, we will explain everything and, most importantly, help you!

12 500 ₱
30 months
22,00% per annum

Get a loan of up to PHP 5 million, even if you have existing debts.

I urgently need a loan to purchase beef and dairy cattle for up to 5 years with the option for early repayment. Monthly payments are required. We already have some livestock and milking cattle, but it’s not enough to increase our meat and dairy production.
I need PHP 500,000 for 5 years.

3 000 000 ₱
12 months
16,00% per annum

Loans for Any Purpose and Under Any Circumstances, Available Nationwide

We offer accessible loans on favorable terms with low interest rates available on the same day of your application! No upfront fees, collateral, guarantors, or hidden charges. We assist in securing bank loans ranging from PHP 300,000 to PHP 10,000,000 in cash for any purpose! Our services extend to all regions of the Philippines. We help borrowers with any credit history, those who are not formally employed without proof of income, those with high debt burdens, and even those with existing delinquencies. All you need is a minimal set of documents, and we provide professional support and quality service with guaranteed results! We assist you every step of the way: from document preparation and application submission to receiving your loaned funds! We also offer special deals such as deferred first payment and payment holidays. Send your loan applications to our email.

80 000 ₱
24 months
10,75% per annum

Guaranteed Loan Approval in Just 2 Days, No Matter Your Credit History.

Looking to solve your financial problems before the New Year? But getting denied everywhere for a loan? We offer Filipino citizens aged 18 and above a fantastic opportunity to receive instant cash loans from a private individual, with no advance payments, unnecessary insurance, or hidden fees.

Only two documents required, with a simple promissory note, for amounts up to 1 million pesos. Enjoy a low interest rate until the end of the year! Free application processing and quick approval within ten minutes! Contact us via email.

20 000 ₱
24 months
8,25% per annum

Money Lending from Private Investor with Guaranteed Approval! No Collateral Required! Across the Philippines!

Good day to the readers of this announcement. My name is Miranda Kovach. I specialize in investing in modern technologies, particularly Blockchain, and am one of the major investors in the credit bank “UltraCredits.”

In light of the opportunity, I offer you personal loan services from my own funds.

I am willing to provide an online loan of up to PHP 1,500,000 (to a personal or business account), and the interest rate will pleasantly surprise you.

My requirements for borrowers are as follows: residency in the Philippines, Filipino citizens are welcome, age from 21, no criminal record, and sufficient income to cover the loan. Credit history and purpose of the loan are secondary.

The loan agreement is straightforward and reliable, directly between me and the borrower.

Quick online assessment. Loan disbursement as soon as the next day after application.

We will determine the repayment schedule individually.

I am a real investor with considerable experience and will surely assist you. No intermediaries, open to collaboration.

260 000 ₱
24 months
16,75% per annum

Urgent Loan: Approval with Passport.

We offer loans up to 4,000,000 PHP! No upfront fees! Only quality service!
From us:
— Guaranteed bank approval
— Successful scoring and underwriting
— Clear loan disbursement timelines
— No upfront payments
— No additional paperwork or insurance
— Our commission is paid only after you receive the funds

From you:
— Documents (Philippine passport + one additional document)
— No outstanding debts
— Ability to physically be in Manila when applying
— Age between 21 and 60 years old
— Call us as soon as possible!

We work only with the largest banks!
Call us! We look forward to hearing from you!

1 700 000 ₱
1 months
12,50% per annum
Borrower Rating Interest rate Amount
Pagasa Philippines Lending Company Incorporated
4.1,0/5 2,4% 4 900 000 ₱
Traders Royal Bank
4.3,0/5 2,5% 4 200 000 ₱
Equitable Bank
4.6,0/5 9,4% 2 100 000 ₱
UCPB Savings Bank
4.3,0/5 5,4% 3 500 000 ₱
Philippine Business Bank
4.2,0/5 7,4% 4 400 000 ₱
City Savings Bank
4.5,0/5 0,2% 2 000 000 ₱
BPI Direct BanKo, Inc.
5,0/5 10,3% 3 700 000 ₱
Philippine Trust Company
4.1,0/5 1,6% 900 000 ₱
Industrial Bank of Korea Manila Branch
4.3,0/5 10,6% 4 300 000 ₱
Hua Nan Commercial Bank Ltd. Manila
4.9,0/5 10% 2 700 000 ₱
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